Articles on Investment

Why You Don’t Need Mortgage Life Insurance

When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insura

Best Money Tips: The Best Investment Vehicle

Welcome to Wise Bread's Best Money Tips roundup! Trent at The Simple Dollar has found one powerful idea presented across a wide swath of investment books. Find out what that is

Top 100 Amazon author here to answer your 401(k) questions

For the next two weeks, author David B. Loeper will be answering your 401(k) questions in our forum. If you have any questions about your 401(k), here's a good time to get some fre

What is keeping you from a life of financial independence?

My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous an

Mommy, Where Do Stocks Come From?

"Mommy, where do stocks come from?" I guess you could say that a stock starts with an idea or a gleam in a business owner's eye...

The Pros and Cons of Dollar-Cost Averaging

Having balanced your budget and analyzed your risk, you're now ready to start tackling that "investing" entry on your list of new year's resolutions. But where do

The Quiet Millionaire: Part 7 - Give Me Investment Gains, Hold The Losses

“Win by not losing” or rather win by minimizing losses during market downturns is the ticket to being an investment champion according to The Quiet Millionaire author and Certified

To FAFSA or Not to FAFSA: A Former Student's View of Student Loans

It's getting to be that kind of year again--the time when you anticipate filling out your tax returns, sighing with relief, and then realizing that you're not finished with

Best asset allocation for your portfolio

This is the first Wise Bread post that I've been afraid to write. I've thought about it many times, but haven't even gotten as far as making notes until today, when I

Socially Responsible Investing Goes Green

You drive and drink responsibly, spend your money responsibly, and act responsibly, don’t you? But do you invest responsibly? Can you invest responsibly?

So You Wanna Be A Banker...

Coolmom14 is a struggling single mom asking for an $18,000 loan to pay off high interest credit cards. Craigny needs a $25,000 loan to buy a profitable coffee shop in NY. Nurse202

Dollar-Cost Averaging: my path to becoming a not-so-nervous investor

Can the concept of dollar-cost averaging (DCA) help prevent nervousness in investors? (I think so). But what is DCA and is it a viable investment strategy? If you are a seasoned in

Insured Annuities for Wise Bloggers

You (or somebody you know) can have your cake and eat it too utilizing the Insured Annuity concept. It's a way to provide a guaranteed tax-preferred lifetime income while guarantee

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

Mutual Funds for Wise Bloggers

I know that Wise Bloggers are smart readers, so you might already know everything there is to know about mutual funds. However I have come across many very smart people who don't a

TIPS and I-Bonds

There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might

Your 401(k) is not an investment

Your 401(k) is not an investment. Neither is your IRA. Those are legal compartments for holding investments. Your investments are the mutual funds, stocks, bonds, and so on that you've bought. [more]

Best investment: yourself

I read a lot of investment books. [more]

Stock Investing Online: ShareBuilder vs. Discount Brokerage

Are you eager to get started in stock-market investing but want to take it slow and easy at first? [more]

Why Treasury Bills Are Always a Worthwhile Investment

When rates are rising, you need something that responds quickly to changes in the market. That's where Treasury bills come in.