Articles on Personal Finance

Should the First Time Homebuyers Tax Credit be Expanded and Extended?

The $8000 first time homebuyer's tax credit is set to expire on November 30th. This means that those who want to take advantage of this refundable credit have only a couple months

Best Money Tips: Why Women Need More Money Than Men

Welcome to Wise Bread's Best Money Tips roundup. This week we're talking leftover hot dog buns and a blinged-out J.D. Roth. (You'll have to see it to believe it!)

I.O.U.S.A. the Movie - A Review One Year Later

I.O.U.S.A. is a documentary film released in late 2008 by the Peter G. Peterson Foundation that focuses on the national debt of the United States. I finally watched it this weeken

Redfin: The Greatest Real Estate Website Ever

Real estate websites are a dime a dozen, but when you find one that does it all, the rest all fade into the background. Whether you're looking to buy or sell, Redfin has what you n

Debt-Free Living IS Attainable: If You Want It, You Can Have It

Everyone loves talking about getting out of debt. It's easy to imagine the benefits. The trick is realizing that this lifestyle is actually attainable. It's a very real choice.

Best of Personal Finance: Common Car Dealer Phrases to Watch For

Welcome to Wise Bread's Best of Personal Finance roundup. This week we’ll share the ins and outs of a credit freeze, how to make your own deodorant, and some thrift store shopping

Do a Background Check Before Hiring Your Financial Advisor

Are you looking to hire a financial advisor but worried they might be next Madoff. Before doing so, be sure to do a background check to see if you can find any clues that might pre

Learn good financial habits from your parents. Or not.

One of the big advantages that children of the middle-class and wealthy have is that they grow up in a household where a huge amount of financial knowledge is embedded in its day-t

How to Tell if You're on Track for Retirement

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you

Borrowing from Friends: The Friendship Killer

Friendships are regularly damaged or lost from loans going sour. These are loans that were given and received with the best of intentions, yet few friendships can bear this pressur

Buying a Home Without the Money

This writer gives his reasons for buying a home now instead of waiting for a 20% down payment.

How to Make Your Commute Profitable

Every day, I use public transpiration to commute to my day job. The arrangement saves money, reduces my carbon footprint and actually helps me to earn extra money. Here’s how, I g

Avoid Bank Fees

How do you avoid bank fees? Read the stuff from your bank and understand what services are free and what services aren't.

Thrive as a Starving Writer--Lessons from the Experts

The web is full of advice for starving writers. And why not? Any writer has heard the advice "Write what you know," and one thing many writers know is about being a starving writer

10 Tricks to Save Money with Credit Cards

The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are carefu

Beyond Budgeting: Pocketsmith Helps You Forecast

There are many financial tools and services that help you track your spending and stick to your budgets. PocketSmith is a new contender with a twist. While it does track your spend

How to Take Advantage of Free Extended Warranty From Your Credit Card Issuer

Save big bucks by taking advantage of free extended warranty offered by credit card companies.

Best Money Tip: 41 Financial Calculators for Major Life Decisions

Welcome to Wise Bread's Best Money Tips roundup. If you've ever wanted to make a million bucks from eating lunch, learn how to raise a $221,000 baby, or cook over 4 dozen differ

Pedal Your Way to Health, Wealth and Happiness

If you've not been on a bicycle since you were a kid, maybe this is the summer to rediscover the joy and freedom of what it arguably the fastest machine ever invented by man. It's

An Introduction to High Yield Reward Checking Accounts

Here is a quick introduction to reward checking accounts and how you can take advantage of these high yielding accounts.