Articles on Personal Finance

Avoid Bank Fees

How do you avoid bank fees? Read the stuff from your bank and understand what services are free and what services aren't.

Thrive as a Starving Writer--Lessons from the Experts

The web is full of advice for starving writers. And why not? Any writer has heard the advice "Write what you know," and one thing many writers know is about being a starving writer

10 Tricks to Save Money with Credit Cards

The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are carefu

Beyond Budgeting: Pocketsmith Helps You Forecast

There are many financial tools and services that help you track your spending and stick to your budgets. PocketSmith is a new contender with a twist. While it does track your spend

How to Take Advantage of Free Extended Warranty From Your Credit Card Issuer

Save big bucks by taking advantage of free extended warranty offered by credit card companies.

Best Money Tip: 41 Financial Calculators for Major Life Decisions

Welcome to Wise Bread's Best Money Tips roundup. If you've ever wanted to make a million bucks from eating lunch, learn how to raise a $221,000 baby, or cook over 4 dozen differ

Pedal Your Way to Health, Wealth and Happiness

If you've not been on a bicycle since you were a kid, maybe this is the summer to rediscover the joy and freedom of what it arguably the fastest machine ever invented by man. It's

An Introduction to High Yield Reward Checking Accounts

Here is a quick introduction to reward checking accounts and how you can take advantage of these high yielding accounts.

Best Money Tips: Cash for Clunkers 2.0

Welcome to Wise Bread's Best Money Tips roundup. This week’s assortment of treats comes to you with advice for junking your car, rocking your career, and brewing your own.

Walking the Tight Rope of Financial Recovery: The Mental Game

Though some economists are tentative and a few disagree outright, the majority of people in the know believe that the worldwide recession has hit rock bottom and we are now, slowly

Saving for Retirement (and Other Long-Term Goals) on a Variable Income

A variable income coupled with fixed expenses is tricky to manage. In this article you will find a five-step strategy that allows you to save effectively for retirement, take advan

Understand Capital Costs

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it

Best of Personal Finance: Dog Days of Summer Edition

Sell your Twitter account, lose weight and save money, learn to network (really, it helps), clear up your life in 5 minutes, couchsurf around the world, and more.

5 Good Reasons to Keep Your "Clunker"

The United States recently approved another $2 billion in funding for the "cash for clunkers" program after the program burned through $1 billion in less than a week. Although th

5 Ways to Save Time and Money on Your Lawn

U.S. lawn care services is a $12 billion annual industry. Why not reduce the size of your lawn and save money, time and the environment too?

10 Economy-Based Games That Make You Think

These games are high on strategy, and you may learn a thing or two about how the economy works.

You Trade-In Your Car…Why Not Your Home?

Here’s a question for you that has been bugging me for years; why can’t home-builders follow the auto dealer’s classic model of old for new, and let people trade-in their old homes

Acknowledge You Have a Problem with Debt

Debt limits freedom. It's as simple as that. The process of getting out of debt first starts with acknowledging that it really is a problem. This simple act will radically impro

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Permanent Home Swap: Solution to a Volatile Real Estate Market

Let’s say the real estate markets are down. You want or need to sell your home, but buyers won’t pay what it is worth (or even enough to leave you with a zero balance). And if you