Articles on Personal Finance

Can't Get A Bank Loan? 8 Other Ways To Finance Your Business

Starting a business can easily become a money pit. So for those of you thinking about launching a new venture, what financing options do you have? Well, there's the possibility

Thrive: Your Online Personal Financial Planner

So you figure it’s time to proverbially grow up and get financially wise. But you don’t know where to start: you didn’t learn much in school or from your parents, the folks at the

Debit Or Credit? Which One Should You Choose At The Checkout?

Debit or credit? Although the outcome seems the same, it’s a different process with different consequences.

Are you a telecommuter paying commuter rates for auto insurance?

A couple of things to ask your insurance agent that might save you a good deal off of your car insurance.

A Stimulating Debate That Just Might Boil Down To Perception

How you perceive your tax rebate could go a long way in determining whether or not you’re going to spend it.

What can you do if you cannot afford to pay your taxes

Today is April 15th, also known as the dreaded Tax Day in America. Due to the recession many people may find that they do not have enough money in the bank to pay what they owe. I

Buying Shiny New Things Without The Guilt

Saving beforehand without dipping into savings or paycheck takes the guilt out of buying process.

Universal Life Insurance and Whole Life Insurance: A Comparison

So you think you need life insurance, or you know it is time to review the insurance coverage you currently have (which is something you do every few years, right? Right). You may

Financial Literacy Month Project: Setting Your Financial Goals

The latest report on U.S. savings didn’t look very encouraging. As the average savings rate dwindles (to almost zero in some demographics), it may see a bit overreaching to give ad

Tactics of the rich

There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the

Who Cares About Where The Stock Market Is Headed?

Where is the stock market headed? Any rally may simply be a "dead cat bounce". And while many investment experts are offering a variety of stock market predictions, some of those

iStopOver: Earn Extra Income or Travel on the Cheap, and a Special Promotion for Wise Bread Readers

Many people have put their vacation on hold with the current economic downturn, or are searching for alternative ways to travel on the cheap. Other people yet are looking to earn s

Welcome TIME Magazine Readers!

We are so excited to be mentioned in the most recent print issue of TIME magazine. Readers looking here for blog posts by myself or our other bloggers will find that we have a wid

Make Loyalty Shopping More Efficient with KeyRingThing.com

Have you ever gone to the grocery store and tried to sort through the ten different loyalty cards on your key ring? Just the other day, my cashier who was an elderly woman nearly s

Suze Orman Tells Us To Pay ONLY The Minimum On Credit Cards. Wait, What?!

You’re not seeing things. This is not an April Fool’s gag (although if I’d written this last year it would have been). No, this is Suze Orman’s latest advice and it is a complete 1

Carnival of Pecuniary Delights No. 2: Saving Money Edition

Welcome to the second Carnival of Pecuniary Delights, Saving Money Edition. This wonderful carnival is the creation of Penelope Pince from Pecuniarities (aka Hermione from our for

Medical Tourism 101: Listen Live for Big Savings

Have you ever wondered what the phrase “medical tourism” really meant? Are you looking for ways to cut back on healthcare costs (both at home and abroad)? We chat candidly with A

Retirement accounts and money to spend

Everybody knows that retirement accounts like 401(k)s and IRAs offer great tax advantages (and once upon a time--and maybe again someday--a corporate match). But people who have p

How (and Why) to Buy Life Insurance

Buying Life Insurance seems to be one of those “I’ve finally grown up, I guess I need life insurance” sorts of decisions you make. It often comes into play when you buy a house, ge

How to recognize and answer illegal interview questions

In the United States job seekers are protected by a myriad of anti-discrimination laws. Despite these laws many potential employers still want employees that fit a narrow profile