Articles on Personal Finance

What’s the difference? Your Debt Questions Answered

Are you wondering if debt consolidation is right for you? Maybe you’ve heard about the promises that debt settlement offers. Or perhaps you’ve just been curious about the possibi

Two More Crafty Ways to Steal From You - GPS Units and Cell Phones.

I got another one of those emails recently, from my mother-in-law this time. As usual, I began reading with skepticism and was ready to take it all with another monstrous grain of

California First Lady Maria Shriver Talks to Us About Help for Families in Tough Times

Working families all across the U.S. are feeling the tightening economy. “Day by day” is truly the only way to handle things, but did you also know that there is help? In additio

What The Snipe Hunt And Other Foolishness Taught Me About Trusting People

I grew up trusting two men who lied to me. They arranged snipe hunts and told outlandish stories from long ago (their childhoods and young adult years in the 1920s, '30s, and '40s)

The "marriage penalty" of taxes in America - how does it affect you?

It is tax season again, and it seems that every year the tax code in America gets a little more convoluted. One thing in the tax code that has always annoyed me is something calle

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

On choosing temporary freedom

On one side there's your typical job. It's clearer than ever that it doesn't offer the security it once did, but it still offers some, and it offers other things--predictable inco

Quick Tip: How to Sell Your Home When Your Neighbors Are Too

Drive down one of the many residential streets in the nation and it is likely you will find one with multiple listings. It may look like a lot of possibilities if you are in the ma

Details of Obama's mortgage plan released - Will you benefit?

Today the Obama administration officially released the final details of the mortgage plan that was announced a few weeks ago. Here is a quick summary on what is in the plan and h

Scams: What the FTC Wants You to Know

Consumer scams are a dime a dozen (or in some cases, thousands of dollars a crime). What are the red flags that you should always be on alert for? Can even financially savvy spen

Oprah Asks A Great Question; What Can You Live Without?

My wife brought this to my attention. I’m not an avid Oprah viewer, but usually when I tune in I hear good advice. And with the help of financial guru Suze Orman, she’s asking fami

The Gettin'-Baptized-in-the-Watah Epiphany

In an average week, an average chunky-blooded professional American could easily spend up to $140 on a combination of drinks that come with meals such as morning coffee, herbal tea

Did your car break down? Check for recalled parts and fix it for free!

I drive a ten year old car and it has been out of warranty for quite a while. Over the years I have received recall notices in the mail for various parts of the car and got fixes

Credit Scores Across the Country: Which Third are You In?

CreditKarma.com recently released a report that concluded about a third of consumer's credit scores have increased (that's good) during a period of October 2008 until January 2009.

Top 100 Personal Finance Blog Rankings: A New Wise Bread Feature

Looking for more great personal finance blogs? Check out our new Top 100 Personal Finance Blog Rankings. Find out which blogs get the most traffic, blog mentions, incoming links an

What should you do when you are asked to repay an overpayment of severance?

TechCrunch recently reported that the software giant Microsoft made mistakes on the severances it paid to its laid off workers. As a result, Microsoft sent out letters to an unknow

101 Tax deductions for bloggers and freelancers

Anyone here like doing taxes? Didn’t think so. We all have to do them; we all have to pay money to Uncle Sam (although some get away with paying much less than others). But as

Countrywide tried to steal my parents' money - How you can avoid being a victim of mortgage servicing fraud

A few weeks ago I wrote an article about checking your mortgage statement, and interestingly enough my family was recently confronted with an erroneous mortgage statement. This is

A champion of savings over spending

We're subjected to constant barrage of unhelpful advice to the effect that what the economy needs is more spending. (The stimulus program is one piece of this.) It's kind of unde

Will Obama's new mortgage plan really reward responsibility?

Today President Obama announced a new $75 billion Homeowner Affordability and Stability Plan to the world. It is touted as a plan that helps responsible homeowners who have not