U.S. Bank Perks+ Visa Signature Card Review
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Editor's Note: This card is no longer available. Check out our recommendations for the best credit cards for groceries and best cards for gas purchases.
The U.S. Bank Perks+ Visa Signature® Card is a simple rewards credit card that offers a couple extra perks. It is, at its roots, a general, flat-rate rewards program that allows you to earn rewards with any type of purchase, with double points on specific categories.
How This Card Works
With this card, you can earn two points for each dollar spent on gas and grocery purchases. All other purchases earn one point for each dollar spent. You can earn an unlimited number of points.
Your points can be redeemed for merchandise, gift cards, and cash back which appears on your statement as a credit. You also have the opportunity to redeem for airfare with over 150 airlines.
Other Benefits
Visa Signature benefits. This card also includes Visa Signature benefits, such as Concierge Service for 24/7 assistance with travel planning and shopping for gifts, access to the Luxury Hotel Collection which includes $25 food and beverage vouchers and the best available rates at luxury hotels worldwide, Visa Signature Sports access to sporting events with VIP packages and presale tickets, and travel offers and upgrades with travel packages, hotels, and resorts.
Pros
No rotating categories. There are no rotating categories to sign-up for or keep track of when making your purchases. In fact, this card basically acts as a general purchase rewards card except for the added bonus of earning double points on gas and grocery store purchases for the first 12 months. You can earn points on all of your purchases, without having to manage your spending categories.
Cons
Foreign transaction fee. If you travel abroad frequently, it is important to carry a card without foreign transaction fees in order to fully maximize the rewards potential. (See also: Best Credit Cards with No Foreign Transaction Fees)
Who This Card Is Best For
The U.S. Bank Perks+ Visa Signature Card is best for those who prefer the convenience of flat rate rewards without specific categories, but can benefit from rewards on gasoline and groceries. It is also best for those who do not travel outside of the U.S. frequently.
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
