Which Balance Transfer Credit Card Is The Best For You?

By Christina Majaski. Last updated 25 March 2020. 0 comments

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Which balance transfer credit card should you apply for? That depends on your goal. If you need as long as possible to pay off your outstanding balances, then you'll want a card with the longest 0% APR financing available. Depending on your balance though, you might want to look for a card with no balance transfer fee. Perhaps you’re just looking for a card with a lower APR, or if you are close to paying off your debt, you might be able to take advantage of a large sign up bonus of a generous rewards credit card.

To narrow down your choice of balance transfer cards available, consider these cards that meet your particular goal.

Longest Interest Free Offer

Citi Simplicity® Card - No Late Fees Ever

The Citi Simplicity® Card - No Late Fees Ever from our partner Citi features an industry leading offer of 0% intro APR on balance transfers for 21 months (from the date of the first transfer) and 0% intro APR on purchases for 12 months (from the date of account opening). After that, the variable APR will be 14.74% - 24.74%. There is a 5% or $5 balance transfer fee, whichever is greater. The Simplicity card lives up to its name by having no late fee or penalty interest rate. There is no annual fee.

Click here to learn more and apply for the Citi Simplicity® Card - No Late Fees Ever today!

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