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The Questionable Aspects of The Housing Bailout Bill - H.R. 3221

In my last article I wrote about the one aspect of the $300 billion dollar housing bailout that I thought made sense, but the full text of the bill known as H.R. 3221 is over 700

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

Build a Bed for Cheap (and Look Good Doing It)

Without a doubt, there are some components to today's beds that are just unnecessary, but I think that most can agree on the core parts of a functioning bed.

Track your spending. Or not.

One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by pe

The Make You Wanna Holla Presentation

In a realm where the DJ is dead and many spend more time texting and e-mailing than talking, defeat the Borg with a little bit of imagination. And if you've got your PC or Mac join

7 Beauty Secrets that Cost Almost Nothing

Forget Cosmo. Put away your Oprah Magazine. Turn off the microdermabrasion informercial and toss the $75 ultra-rich moisturizer. There are the cheap ways to look and feel beauti

The Federal Minimum Wage Increases This Week - Are You Getting a Pay Raise?

On July 24th, 2008, the Federal minimum wage in The United States will increase from $5.85 per hour to $6.55 per hour in accordance to the 2007 amendment to the Fair Labor Standar

When it Pays to Call in the Experts

I'm pretty good around the house. I can make most small, household repairs, and have even been known to take on a larger DIY project or two to save a buck. However, I know my lim

Treat yourself like a child to be more grown up

This post is about repurposing a trick that grown-ups use to manage a child's wants. You know the one. It starts with pointing at a substitute. Then, the grown-up frames one of

Not Rich Enough and Not Poor Enough

Most of my highschool classmates came from middle class families that were not extremely rich. During senior year, I noticed a situation where families were not wealthy enough to

Fresh Fruits and Vegetables, By the Month

Not sure which fruits and vegetables are 'in season'? Here's a handy list to help you out!

An Inexpensive Diversion

My digital era middle-school-aged son has adopted the use of a low-tech, low-cost entertainment device. I have put much effort into convincing him to balance his love of technology

Are you sane?

Back in the days before science and modern medicine made their contributions to the field of mental health, sanity was a pretty arbitrary thing. Even in those dark days, though, i

The Value of Human Life Just Ain’t What it Used to Be

The government has determined that people are worth less than five years ago.

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

Knowing Your Triggers Can Prevent Emotional Spending

They don't call it "retail therapy" for nothing. Uncontrolled, emotional spending has a lot in common with other addicitons and eating disorders. One of these shared traits is the

I turn down free money

There's a certain class of ways to get free money or free stuff simply by paying attention, keeping track, and being careful. I don't do these things. It's not because they don't

BOGO on The Dark Knight (or any other film you'd prefer to see...if there is one)

Quick, simple deal for all you movie fans out there (which is most of you I presume). FANDANGO is once again doing a BOGO offer on movie tickets, which means you can get a free tic

Books on Uncle Sam's Shelf

I get free books in the mail every year. I don't have to review them, pay postage or do anything else with them. Uncle Sam sends them to me because I ask for them. These publicatio

So Your Bank Failed, Now What?

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank