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Frequent Flier Programs for Infrequent Fliers

Use these tricks to maximize frequent flier miles and use them in creative ways to get the most benefit with the smallest credit.

Job-Search Romance

How is a job search like a romantic adventure or misadventure? Let me count the ways: nine. If you’ve ever wondered how to tell if a company is truly interested or just isn’t into

Do you trust ads from radio DJs?

The US radio airwaves are filled with endorsements from radio DJs, and the list of things they hawk is mind-blowing.  Coming from a country that doesn’t have these pai

How to get a job--learn the secret from a bad movie

I've read a bunch of books on how to do a job search. They all talk about networking. They all talk about researching the company--knowing what they do and what they need don

Dissecting "Gift Guilt" - When Does Receiving a Gift Make You Feel Bad?

Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is g

College Student Eating Survival Guide (Until Spring Break)

You've got two to three weeks until Spring Break and a meal card with zero balance left. Not enough time to look for a job until you go home to mom and dad's. How will you

Is daylight-saving time a complete waste of energy?

This weekend the clocks “spring forward.” I’m not a huge fan of DST . In fact, I’m not a fan of anything that steals

Chinese Money Habits - How My Culture Influences My Attitudes Toward Money

I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w

The stuff I try never to buy new

I don't like buying new. It's not that I consider myself to be some kind of Scrooge. I just have a hard time paying more for something than I need to, and often we take tha

6 Ways to Pay Less Money For A College Degree

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education l

Credit Counseling: When you Need it and When you Don't

So you are up to your eyeballs. Drowning in debt, expenses, and struggling to keep your head above water. You have been reduced to the life of a monk and are still making no headwa

21 great uses for beer

I’ll make no bones about it; I love beer. But you don’t just have to drink beer straight from the bottle. If you’re feeling experimental, here are 21 (the lega

7 Great Jobs that Offer College Loan Forgiveness

Paying for a college education can last up to 20 years post-graduation. These seven careers are not only growing in opportunity, but they can som

Shopping for Luggage: In Search of the Rolling Duffel Carry-on Backpack Thing

So you've decided to take the plung and make this summer the one where you take your dream trip to Europe. Or Thailand. Or Australia. Or all of the above. But you survey your l

A decent standard of living

A certain level of comfort above the minimum for survival has always been considered necessary for a "decent" standard of living. Just how much is a social construction.

419 baiting – keeping online scammers running in circles

How many of you have received an email telling you that you’ve one a lottery that you never even entered? Or, that a rich widow wants help distributing millions of dollars to the p

Certainties: Death, Taxes, And Change

What's certain about life: death, taxes, and changes in tax laws. So my best tax advice is "keep up with tax laws." Coasting along with financial vehicles and investm

Debt Discovery: The Ties That Binder

It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What

Plumas County: Hidden (Cheaper) California

Are you stuck on the coast paying a big mortgage on a tiny property? Do your kids spend more time with their daycare provider than with you? Do you worry that they've never see

Hand-me-down Cell Phones

If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t