I am on a short quest to find out an answer to a certain question about paying off mortgages. Hypothetically, if I had to move away from a town where I live, where I have a mortgage, what do I do? Do I have to continue paying the mortgage until I own it in order to sell it?
The financial mistake that haunts the most is going to work for a certain now defunct company instead of holding out for a better job. Then I made the mistake of continuing to work there even after I knew it was a lousy company.
I will always regret spending most of my savings. Every time I've gotten money, I tend to spend it on stupid items that I think I NEED to have at the time. Now I'm 52 and have very little saved for retirement, as well as a nonworking spouse.
I closed out a $20,000 retirement account in order to pay for moving expenses and the first few weeks of food, etc. before I got paid at my new job. Huge mistake! I wish I still had that money growing and working for me. I tried replacing the money, but was only able to replace part of it. I would not do that again. Big mistake!
I lived in a really shady apartment complex and took a stand against them charging me for "damages" to my apartment that I did not cause. Unfortunately my credit took a hit because of it.
The mistake that still haunts me is emptying out a 401K account I had while in my 20's. At the time I thought I needed the money but in hindsight I could have found a better way. The penalty hit plus the lost earnings that account would have accrued two decades later makes me sick to think about. Fortunately, I smartened up considerably about finances later on and make better choices now.
The biggest financial mistake of my life was blindly signing up for student loans to pay for college without spending the time & effort to find scholarships and grants, and without researching a more affordable university! I graduated with almost $60,000 in debt and over six years later I'm still spending an enormous chunk of my monthly income to repay my loans. Luckily, I was recently able to refinance my various loans into one loan with a lower interest rate through Earnest. I now pay more per month on my debt than I used to, but I'm focused on becoming debt-free in less than 5 years from now. Although I still feel really frustrated by some poor financial choices I made before and during college, I'm actually grateful for my debt because it's forced me to learn all about personal finance, managing money responsibly, and saving for the future. I don't know that I'd be as financially savvy as I am today without my past financial mistakes!
I wish I'd been more focused on saving money when I was single, working 80 hour weeks, and had no time for shopping. I would have maxed out my 401k and opened an investment account!
My biggest mistake was cashing out my 401K when I switched jobs at 35. I used it to pay off my debt but that left me playing catch up on my retirement savings which I am trying to do 13 years later and probably won't completely catch up on.
When I was working a second job, I had very low expenses and I didn't need the additional income to survive. I didn't take advantage of that time early enough and wasn't aggressively paying my student loans off. I could have quit that job sooner once everything was paid off and it still bothers me.
Buying and selling our first house was a disaster. We made every mistake you could. We didn't know any better. This was before the days of the internet so we did no research. We lost a significant amount of money that haunts us to this day. I learned to be more prepared, do research, take more time to make big decisions and don't trust your gut. Trust the facts!
I have a mach 3 and a fusion, I love them both, I clean them , use alcohol, and oil, I use the blue jeans and the back of my arm to strop, I use one for a week then use the other, fusion/ mach 3. I have not had to replace the cartridge in either razor for 19 months , yet they show no sign of getting dull. I have an average beard. not light nor heavy, just an average beard, I shave at least 5 days a week. I feel like I will never have to replace the blades ever. Only time will tell, As long as they shave this good, i'll use them.........Ed
I took some small loans to help me pay for rent during undergrad studies. The balance is not very large, but it's still a balance that I'm paying off now by making it a priority. It just makes my life a little more complicated and weighs on me sometimes. I wish I'd just not taken the loans and just found another way to make it work. I've learned to ask more questions and be more critical of everything since then.
Forgetting about a credit card balance and it went to collections! (Long story, I moved and did not receive the letters and notifications). Still have the mark on my credit report for a few more years
I would say my biggest financial mistake is taking out as many loans as I did for college- If I had been a little financially smarter, I would have gone to a cheaper school. In order to get back to where I need to be, I'm making payments significantly higher than the monthly minimum, and hope to be out of student loan debt within the next 6 months!
My most haunting financial mistake was getting a credit card as a freshman in college. I have struggled with bad financial decisions and debt since then. I am now on a journey to being debt free and no longer use credit cards! I think credit card companies should be banned from campuses!
I am on a short quest to find out an answer to a certain question about paying off mortgages. Hypothetically, if I had to move away from a town where I live, where I have a mortgage, what do I do? Do I have to continue paying the mortgage until I own it in order to sell it?
I regret investing in phone cards years ago when that was a way to "make money".
I could have paid off college loans sooner!
The financial mistake that haunts the most is going to work for a certain now defunct company instead of holding out for a better job. Then I made the mistake of continuing to work there even after I knew it was a lousy company.
The financial mistake I made was not keeping an emergency fund of 3-6 months of pay in a savings account.
I have only been using Mechanical Turk for the past month and a half, but I've made over $200. Every little bit helps!
I will always regret spending most of my savings. Every time I've gotten money, I tend to spend it on stupid items that I think I NEED to have at the time. Now I'm 52 and have very little saved for retirement, as well as a nonworking spouse.
I regret not buying a house in a different area. We should have shopped around and spent a little more money.
I closed out a $20,000 retirement account in order to pay for moving expenses and the first few weeks of food, etc. before I got paid at my new job. Huge mistake! I wish I still had that money growing and working for me. I tried replacing the money, but was only able to replace part of it. I would not do that again. Big mistake!
I lived in a really shady apartment complex and took a stand against them charging me for "damages" to my apartment that I did not cause. Unfortunately my credit took a hit because of it.
The mistake that still haunts me is emptying out a 401K account I had while in my 20's. At the time I thought I needed the money but in hindsight I could have found a better way. The penalty hit plus the lost earnings that account would have accrued two decades later makes me sick to think about. Fortunately, I smartened up considerably about finances later on and make better choices now.
The biggest financial mistake of my life was blindly signing up for student loans to pay for college without spending the time & effort to find scholarships and grants, and without researching a more affordable university! I graduated with almost $60,000 in debt and over six years later I'm still spending an enormous chunk of my monthly income to repay my loans. Luckily, I was recently able to refinance my various loans into one loan with a lower interest rate through Earnest. I now pay more per month on my debt than I used to, but I'm focused on becoming debt-free in less than 5 years from now. Although I still feel really frustrated by some poor financial choices I made before and during college, I'm actually grateful for my debt because it's forced me to learn all about personal finance, managing money responsibly, and saving for the future. I don't know that I'd be as financially savvy as I am today without my past financial mistakes!
I can't say I have any that have haunted me. Some that i regret but nothing I still think about.
I wish I'd been more focused on saving money when I was single, working 80 hour weeks, and had no time for shopping. I would have maxed out my 401k and opened an investment account!
My biggest mistake was cashing out my 401K when I switched jobs at 35. I used it to pay off my debt but that left me playing catch up on my retirement savings which I am trying to do 13 years later and probably won't completely catch up on.
When I was working a second job, I had very low expenses and I didn't need the additional income to survive. I didn't take advantage of that time early enough and wasn't aggressively paying my student loans off. I could have quit that job sooner once everything was paid off and it still bothers me.
Buying and selling our first house was a disaster. We made every mistake you could. We didn't know any better. This was before the days of the internet so we did no research. We lost a significant amount of money that haunts us to this day. I learned to be more prepared, do research, take more time to make big decisions and don't trust your gut. Trust the facts!
That strip is a joke it does nothing to assist the shave it's a gimmick
I have a mach 3 and a fusion, I love them both, I clean them , use alcohol, and oil, I use the blue jeans and the back of my arm to strop, I use one for a week then use the other, fusion/ mach 3. I have not had to replace the cartridge in either razor for 19 months , yet they show no sign of getting dull. I have an average beard. not light nor heavy, just an average beard, I shave at least 5 days a week. I feel like I will never have to replace the blades ever. Only time will tell, As long as they shave this good, i'll use them.........Ed
I took some small loans to help me pay for rent during undergrad studies. The balance is not very large, but it's still a balance that I'm paying off now by making it a priority. It just makes my life a little more complicated and weighs on me sometimes. I wish I'd just not taken the loans and just found another way to make it work. I've learned to ask more questions and be more critical of everything since then.
Too much Student Loan debt... yikes!
Forgetting about a credit card balance and it went to collections! (Long story, I moved and did not receive the letters and notifications). Still have the mark on my credit report for a few more years
I would say my biggest financial mistake is taking out as many loans as I did for college- If I had been a little financially smarter, I would have gone to a cheaper school. In order to get back to where I need to be, I'm making payments significantly higher than the monthly minimum, and hope to be out of student loan debt within the next 6 months!
My most haunting financial mistake was getting a credit card as a freshman in college. I have struggled with bad financial decisions and debt since then. I am now on a journey to being debt free and no longer use credit cards! I think credit card companies should be banned from campuses!
I don't think there is really anything that totally haunts me, although I'm still young so let's hope it stays that way!