hi i also have a bad sweat problem on my face and witch hazel is goooood i apply at night as a toner/cleanser and again after showering and it has reduced my sweating about 50% unless doing really active stuff give it a try also i have no lines on my face only nearly 40 but i get comments all the time bonus
There seems to be a sort of craigslist 'government' in the shadows. I don't recall the free section of craigslist being allocated for 'needy' persons. Is it possible that the persons that get stuff free from CL and resell it are 'needy' themselves? And who is anyone to say they are not? I have not seen any publication of anyone getting 'filthy rich' from reselling items obtained for 'free', and if a person did, more power to them! Just because a person scrapes from the bottom does not make them any less of a person. And, the people that are giving away items seem to be happy that 'anyone' is picking them up.
Too many complainers, critics, etc spoil the soup...
Auto-Flagging software could be detected by CL servers. However, this would cost CL more money to have dedicated servers that can do reverse IP lookups that verify an IP. The auto-flagging software cannot produce a valid 'verifiable' IP origin. The ball is in CL court on this. But I would guess that CL is not motivated to do anything since auto-flagging software keeps the posting volume on CL servers down. Obviously, according to standard system messages on CL, 'keeping craigslist uncluttered' is priority. With CL being in the top ten of the most traffic'd site in the world, the cost of keeping all that data online is a significant issue.
Health care in his country is scary. I am one of those "waiting" for medicare..(no insurance)..not that I want that mind you, but at this point it is my only option...My health care of choice is alternative medicine and there is NO provisions for that anywhere!
Guess what people...
Who do you think pays for the illegal aliens who need to go to a hospital or receive medical care?? They get better care than I do!
Anyone with children HAS to have some sort of insurance...it is as bad a scam (ON US) as big banks and wall street...
Locks of Love sells there hair to a company in China and they intern sell it . The best wigs are sold to the rich people. Children do not see the best wigs. Take this into consideration. There is not that many children in the world for all the hair that is donated to Locks of Love .The name of the company just makes me so sick I could puke. If You think that I am wrong . Call Locks of Love and see if they will give you any information . Good luck on that one. It is best that you sell your hair online and donate the money to a child cancer research center. This way you know where your money is going.
Yes, I'm a garage sale planner. Along with a good friend/neighbor family, we host twice annual garage sales. The first one is always in April and the second is always in September.
For the past five years we have been doing this. Now it's habitual with our entire family. When we know we can get rid of something, I price it before we put it into the garage sale storage area (our basement).
When you have kids, it's a great way to transfer ownership of gently used baby gear, clothing, books and toys. It also helps reinforce the Reuse, Recycle and Renew lessons our kids are learning in school. Plus, we feel better that we aren't adding old stuff to any land fills.
@Azarethroy - Good stuff! I know exactly how you feel about accumulating new stuff...unless I'm prepared to give it away or know I can sell it easily (or fit it into my bag), then I don't buy new things either. I too, am a big fan of second-hand shopping for that reason as well...pre-loved is best!
There is the other side of the coin from the hospital's perspective, though, too. Yes, we see the cost but have you seen the books of the hospital and the default rate? One the one hand, your doctor orders lots of test to CYA. If he didn't and it turned out there was something seriously wrong, then within seconds he'd have a negligence lawsuit thrown at him and his malpractice insurance would skyrocket, if not be dropped, whether or not he did anything wrong.
Further, sooo many people come to the emergency room for the slightest thing because they know that in the U.S. they cannot be denied treatment and they first must see you to determine if that is the case (which by the way then leads to point 1, ordering of unnecessary testing). But then guess what happens, they never pay the bill. Well, if 50% of people don't pay their bill, guess what happens, the other 50% have to pay twice as much to make up for the losses to the hospital. Throw into that same equation that insurance companies negotiate what can be charged for services received by their clients (and thus don't pay 2x the price to make up for the non-payors), then can you guess what happens. The people without insurance, that do pay their bills, are the ones left to make up for those who don't pay and who use ER's as their private physician.
So, in many instances, the real problem is ourselves. We rule against doctors out of sympathy, rather than basing it on the facts, and give these unfortunate individuals large settlements because well, the doctors and hospitals have it to spare. Then to make matters worse, we waste valuable time going to the ER for a cold and walk out on the bill, because well, the hospitals must have lots of money. But as with anything else, money does not grow on trees and someone must pay for these actions. Guess what? That someone is us!
Here are a few simple thoughts to help with negotiations. Almost every customer in a medical office has a contract based on Medicare reimbursement rates negotiated by their insurance company before they are seen. If Medicare pays $100 for a particular item, then commercial insurance at 130% of Medicare would pay $130. Medicaid would pay 70-80% of Medicare or $70-80 for this item. Uninsured patients pay a fee unrelated to Medicare referred to as charges. This could be $250 if the practice decided to charge this much. Obviously, uninsured patients that don't negotiate ahead of time pay very high rates for their care, because they just pay charges.
I would recommend that you ask if you could pay Medicare or a percentage above Medicare rates taken from their most recent payment by Medicare. Ask if they would be willing to take 130% of Medicare if you pay when you leave the office. State your case clearly, I will pay in cash when leaving. I am not asking for charity care. You receive the same amount of money that insurance will pay in 45-90 days. As a patient I will pay in full. I will not ask for your money back like the insurance sometimes does and I will be very grateful for the help. I am a better customer than a patient with commercial insurance.
Here are a few simple thoughts to help with negotiations. Almost every customer in a medical office has a contract based on Medicare reimbursement rates negotiated by their insurance company before they are seen. If Medicare pays $100 for a particular item, then commercial insurance at 130% of Medicare would pay $130. Medicaid would pay 70-80% of Medicare or $70-80 for this item. Uninsured patients pay a fee unrelated to Medicare referred to as charges. This could be $250 if the practice decided to charge this much. Obviously, uninsured patients that don't negotiate ahead of time pay very high rates for their care, because they just pay charges.
I would recommend that you ask if you could pay Medicare or a percentage above Medicare rates taken from their most recent payment by Medicare. Ask if they would be willing to take 130% of Medicare if you pay when you leave the office. State your case clearly, I will pay in cash when leaving. I am not asking for charity care. You receive the same amount of money that insurance will pay in 45-90 days. As a patient I will pay in full. I will not ask for your money back like the insurance sometimes does and I will be very grateful for the help. I am a better customer than a patient with commercial insurance.
I only go to garage sales when I know what I am shopping for. Last time, it was for a bookcase and a vacuum cleaner. Since I usually work on Saturday mornings, I don't get to the sales until later in the day when they are packing up. Lucky for us, my husband found the bookcase he wanted and since the people just wanted it gone, we got it for $2! Then those same people gave us a broken, but repairable, vacuum cleaner for free because they could not sell it! I was totally stoked because I happen to fix these pretty well.
Great post. I like your four simple steps and the idea of parents starting this idea before they begin kindergarten. As a 3rd grade teacher, many of my students have difficulty counting coins, and don't really understand the concept of saving money. We dedicate a whole reading unit about money, how it started (bartering), why it's important to save it, and how to earn it. It makes my job a little easier when they have some foundation of knowledge.
Amanda and Guest obviously don't live in small town New Mexico. Please don't assume that everyone has access to Urgent Care facilities. (Shoot, the closest one to our former town was over 80 miles away.) Or that their insurance allows access to a wide variety of doctors. There are still plenty of places in the US where your only choices are your doctor or the emergency room.
I love garage sales, especially ones with children's books. That being said, I loathe how people advertise that their sale is huge or that they have tons of stuff and when you get there (right as they open) you find a bunch of clothes from the 1970's and a stained couch as the only things for sale.
Seeking Knowledge
Did pretty good on my 1st 2 tries with reflux. Have 2 jugs. One is 90+% and the other is 85+%. Both are real clear. But both have just a hint of carmelized sugar. May not be a bad thing, but I wonder. I am using a turkey frying propane set up. I turn it on full blast and 20 qts starts cooking in less than an hour. Should I cook it lower and slower?
2nd question. I filtered the raw product 4 times on a Brita and the water to cut it with once. Both were clear. Both at room temperature. I pouer the water into the product and it has a slight cloudy look. Definitely not clear as the water and product before mixing. What did I do wrong?
i have yet another question, i think i might expirement with some honey wine first and i was wondering if i make some could i distill it and if i can (i think i can cause it has alcohol in it) if it would have any methonal or any other harmful things
ER visits are the type of claim that are most frequently processed incorrectly. There are typically 2 bills - the facility bill and the doctor bill. Based on the order they are received by the insurance company, they may be paid in 2 very different ways. If the doctor bill is received before the facility bill, it normally shows that you owe a bunch of money. If they are received in the opposite order, you generally only owe your ER room copay or some percentage of the charge.
If you have any doubt about how the bills were processed related to an ER claim and think the charges may be incorrect, ALWAYS call your insurance company.
Did someone say this was "natural" or "organic"... least i didnt see any claims like that..
I thought this topic was for some cheap lawn care..
can of pop 50 cents.. 1 beer whats that .. a buck.. half cup of amonia .. 25 cents..
50 cents worth of dishsoap.. 25 cents worth of mouthwash...
If it works well.. That $2.50 sounds like a bargain compaired to other lawn care products i see listed on the shelves...
That experience at Airport Fast Park is the rule, not the exception. Check their web site for discount coupons.
Chick-Fil-A will also give free food to elementary and middle school kids who bring in a good report card.
hi i also have a bad sweat problem on my face and witch hazel is goooood i apply at night as a toner/cleanser and again after showering and it has reduced my sweating about 50% unless doing really active stuff give it a try also i have no lines on my face only nearly 40 but i get comments all the time bonus
There seems to be a sort of craigslist 'government' in the shadows. I don't recall the free section of craigslist being allocated for 'needy' persons. Is it possible that the persons that get stuff free from CL and resell it are 'needy' themselves? And who is anyone to say they are not? I have not seen any publication of anyone getting 'filthy rich' from reselling items obtained for 'free', and if a person did, more power to them! Just because a person scrapes from the bottom does not make them any less of a person. And, the people that are giving away items seem to be happy that 'anyone' is picking them up.
Too many complainers, critics, etc spoil the soup...
Auto-Flagging software could be detected by CL servers. However, this would cost CL more money to have dedicated servers that can do reverse IP lookups that verify an IP. The auto-flagging software cannot produce a valid 'verifiable' IP origin. The ball is in CL court on this. But I would guess that CL is not motivated to do anything since auto-flagging software keeps the posting volume on CL servers down. Obviously, according to standard system messages on CL, 'keeping craigslist uncluttered' is priority. With CL being in the top ten of the most traffic'd site in the world, the cost of keeping all that data online is a significant issue.
Health care in his country is scary. I am one of those "waiting" for medicare..(no insurance)..not that I want that mind you, but at this point it is my only option...My health care of choice is alternative medicine and there is NO provisions for that anywhere!
Guess what people...
Who do you think pays for the illegal aliens who need to go to a hospital or receive medical care?? They get better care than I do!
Anyone with children HAS to have some sort of insurance...it is as bad a scam (ON US) as big banks and wall street...
Locks of Love sells there hair to a company in China and they intern sell it . The best wigs are sold to the rich people. Children do not see the best wigs. Take this into consideration. There is not that many children in the world for all the hair that is donated to Locks of Love .The name of the company just makes me so sick I could puke. If You think that I am wrong . Call Locks of Love and see if they will give you any information . Good luck on that one. It is best that you sell your hair online and donate the money to a child cancer research center. This way you know where your money is going.
Yes, I'm a garage sale planner. Along with a good friend/neighbor family, we host twice annual garage sales. The first one is always in April and the second is always in September.
For the past five years we have been doing this. Now it's habitual with our entire family. When we know we can get rid of something, I price it before we put it into the garage sale storage area (our basement).
When you have kids, it's a great way to transfer ownership of gently used baby gear, clothing, books and toys. It also helps reinforce the Reuse, Recycle and Renew lessons our kids are learning in school. Plus, we feel better that we aren't adding old stuff to any land fills.
@Azarethroy - Good stuff! I know exactly how you feel about accumulating new stuff...unless I'm prepared to give it away or know I can sell it easily (or fit it into my bag), then I don't buy new things either. I too, am a big fan of second-hand shopping for that reason as well...pre-loved is best!
There is the other side of the coin from the hospital's perspective, though, too. Yes, we see the cost but have you seen the books of the hospital and the default rate? One the one hand, your doctor orders lots of test to CYA. If he didn't and it turned out there was something seriously wrong, then within seconds he'd have a negligence lawsuit thrown at him and his malpractice insurance would skyrocket, if not be dropped, whether or not he did anything wrong.
Further, sooo many people come to the emergency room for the slightest thing because they know that in the U.S. they cannot be denied treatment and they first must see you to determine if that is the case (which by the way then leads to point 1, ordering of unnecessary testing). But then guess what happens, they never pay the bill. Well, if 50% of people don't pay their bill, guess what happens, the other 50% have to pay twice as much to make up for the losses to the hospital. Throw into that same equation that insurance companies negotiate what can be charged for services received by their clients (and thus don't pay 2x the price to make up for the non-payors), then can you guess what happens. The people without insurance, that do pay their bills, are the ones left to make up for those who don't pay and who use ER's as their private physician.
So, in many instances, the real problem is ourselves. We rule against doctors out of sympathy, rather than basing it on the facts, and give these unfortunate individuals large settlements because well, the doctors and hospitals have it to spare. Then to make matters worse, we waste valuable time going to the ER for a cold and walk out on the bill, because well, the hospitals must have lots of money. But as with anything else, money does not grow on trees and someone must pay for these actions. Guess what? That someone is us!
Here are a few simple thoughts to help with negotiations. Almost every customer in a medical office has a contract based on Medicare reimbursement rates negotiated by their insurance company before they are seen. If Medicare pays $100 for a particular item, then commercial insurance at 130% of Medicare would pay $130. Medicaid would pay 70-80% of Medicare or $70-80 for this item. Uninsured patients pay a fee unrelated to Medicare referred to as charges. This could be $250 if the practice decided to charge this much. Obviously, uninsured patients that don't negotiate ahead of time pay very high rates for their care, because they just pay charges.
I would recommend that you ask if you could pay Medicare or a percentage above Medicare rates taken from their most recent payment by Medicare. Ask if they would be willing to take 130% of Medicare if you pay when you leave the office. State your case clearly, I will pay in cash when leaving. I am not asking for charity care. You receive the same amount of money that insurance will pay in 45-90 days. As a patient I will pay in full. I will not ask for your money back like the insurance sometimes does and I will be very grateful for the help. I am a better customer than a patient with commercial insurance.
Mark Clapp, MD
Samaritan Diagnostics
sdsaves.com
Here are a few simple thoughts to help with negotiations. Almost every customer in a medical office has a contract based on Medicare reimbursement rates negotiated by their insurance company before they are seen. If Medicare pays $100 for a particular item, then commercial insurance at 130% of Medicare would pay $130. Medicaid would pay 70-80% of Medicare or $70-80 for this item. Uninsured patients pay a fee unrelated to Medicare referred to as charges. This could be $250 if the practice decided to charge this much. Obviously, uninsured patients that don't negotiate ahead of time pay very high rates for their care, because they just pay charges.
I would recommend that you ask if you could pay Medicare or a percentage above Medicare rates taken from their most recent payment by Medicare. Ask if they would be willing to take 130% of Medicare if you pay when you leave the office. State your case clearly, I will pay in cash when leaving. I am not asking for charity care. You receive the same amount of money that insurance will pay in 45-90 days. As a patient I will pay in full. I will not ask for your money back like the insurance sometimes does and I will be very grateful for the help. I am a better customer than a patient with commercial insurance.
Mark Clapp, MD
Samaritan Diagnostics
sdsaves.com
I only go to garage sales when I know what I am shopping for. Last time, it was for a bookcase and a vacuum cleaner. Since I usually work on Saturday mornings, I don't get to the sales until later in the day when they are packing up. Lucky for us, my husband found the bookcase he wanted and since the people just wanted it gone, we got it for $2! Then those same people gave us a broken, but repairable, vacuum cleaner for free because they could not sell it! I was totally stoked because I happen to fix these pretty well.
Great post. I like your four simple steps and the idea of parents starting this idea before they begin kindergarten. As a 3rd grade teacher, many of my students have difficulty counting coins, and don't really understand the concept of saving money. We dedicate a whole reading unit about money, how it started (bartering), why it's important to save it, and how to earn it. It makes my job a little easier when they have some foundation of knowledge.
Wikkipedia is full of ****
Amanda and Guest obviously don't live in small town New Mexico. Please don't assume that everyone has access to Urgent Care facilities. (Shoot, the closest one to our former town was over 80 miles away.) Or that their insurance allows access to a wide variety of doctors. There are still plenty of places in the US where your only choices are your doctor or the emergency room.
I love garage sales, especially ones with children's books. That being said, I loathe how people advertise that their sale is huge or that they have tons of stuff and when you get there (right as they open) you find a bunch of clothes from the 1970's and a stained couch as the only things for sale.
Seeking Knowledge
Did pretty good on my 1st 2 tries with reflux. Have 2 jugs. One is 90+% and the other is 85+%. Both are real clear. But both have just a hint of carmelized sugar. May not be a bad thing, but I wonder. I am using a turkey frying propane set up. I turn it on full blast and 20 qts starts cooking in less than an hour. Should I cook it lower and slower?
2nd question. I filtered the raw product 4 times on a Brita and the water to cut it with once. Both were clear. Both at room temperature. I pouer the water into the product and it has a slight cloudy look. Definitely not clear as the water and product before mixing. What did I do wrong?
good idea
Getting an offset could help by building credit.
Come on. A bottle of Suave on sale costs about $.79. Do you really need to go through all of this nonsense.
i have yet another question, i think i might expirement with some honey wine first and i was wondering if i make some could i distill it and if i can (i think i can cause it has alcohol in it) if it would have any methonal or any other harmful things
ER visits are the type of claim that are most frequently processed incorrectly. There are typically 2 bills - the facility bill and the doctor bill. Based on the order they are received by the insurance company, they may be paid in 2 very different ways. If the doctor bill is received before the facility bill, it normally shows that you owe a bunch of money. If they are received in the opposite order, you generally only owe your ER room copay or some percentage of the charge.
If you have any doubt about how the bills were processed related to an ER claim and think the charges may be incorrect, ALWAYS call your insurance company.
Did someone say this was "natural" or "organic"... least i didnt see any claims like that..
I thought this topic was for some cheap lawn care..
can of pop 50 cents.. 1 beer whats that .. a buck.. half cup of amonia .. 25 cents..
50 cents worth of dishsoap.. 25 cents worth of mouthwash...
If it works well.. That $2.50 sounds like a bargain compaired to other lawn care products i see listed on the shelves...
Not to sure about what all beer does.. But its the sugars that decompose the thatch layer pretty fast...