We head to the second run movie theater which has recently released movies after the big expensive theaters stop running them but before the video stores get them. It's $1.50 for a ticket but check for other deals as ours offers tickets for 75 cents on Tuesdays and every day for the first showing of the day. I also signed up for their snack coupon of the week via email and can sometimes score a free drink with popcorn purchase!
I work two jobs. When the full time job was no longer enough for me to pay my bills and get out of debt, I picked up a second job closing/working weekends at a coffee shop.
There's two areas where I slightly disagree with you.
1) Even though there are less bees in the nest during the day, you have a greater chance to be stung because they're actively coming and going. In the evening, they're in the nest so you won't have the traffic that could get you stung.
2) You have to be careful before sealing bees in somewhere. If they've built a nest in an eave or around the siding of your home, don't seal their exit to the outdoors, otherwise they'll find an alternate path out of their nest, and that alternate path can be right inside your home.
Another tip is to get them early. We have a spot around our flower beds where yellowjackets built a nest every year. I never had luck keeping the nest down, but last fall and early spring, instead of using the liquid insecticide, I bought a duster and 'Delta Dust' and sent puffs in where they typically go. The trick there is to try to get to it while the queen is setting up shop. Knock on wood, but this year I haven't seen them so it might have just done the trick!
Love this recipe! I just tried it this afternoon, with a few alterations based on what I had on hand. I subbed craisins for raisins, unsweetened almond milk for skim milk, nutmeg for the cinnamon, and used a stevia blend for the sweetner. I also added about a half a cup of chopped pecans. They are delicious and I'm looking forward to further playing with the recipe in the future. Thanks!
(If anyone is interested, my tweak comes out to roughly 108 calories per cookie based on a yield of 14 cookies.)
Thanks for your comment. You are right that many companies refuse to accept or consider cover letters. In the past, many would not advertise that they removed and discarded cover letters before passing them along to screening staff (or screening systems) so at least these potential employers that you reference are honest about their approaches. If job hunters are not already doing this, make sure that all relevant information is on the resume rather than covering pertinent information in the letter.
Here in Ohio Time Warner wiil simply tell you to to go ahead and switch if you are unhappy the claim they are not running a monopoly yet in the town I live in Time warner is the only cable service you can get unless you want satelite tv and the truth about satelite we"ll lets just say its not worth it =(
As a librarian, I have to say please don't sneak in food or drink if it's against library policy. Our library allows closed drink containers, but no food for a wide variety of reasons. (Mice, bugs, messes, ruined books to name a few) I really don't want to spend my day enforcing the food policy. Also, we're on a budget and our building has a poorly functioning HVAC system, so it's not going to be all that cool here anyways.
My other thought is that if you're not in the pool, it's not going to be all that cool. Our city pools have minimal shade and lots of concrete, and are quite crowded (not to mention they close at 6pm...sigh, more budget issues...)
Ice Cream cones, cold drinks like iced tea, can be had cheaply at places like McDonalds or other establishments that often blast their AC. We used to hang out in our basement on super-hot days as kids (unfinished), which was a nice, cool option to sweating it out upstairs. Oh and I'd try an ice rink-many of them are open year round but many people only think to ice skate in the colder months.
In response to the comment about having to shop in the grocery store instead of a farmer's market because of food stamps, you should check out an article I saw about a program called Wholesome Wave to double food stamps for using at farmer's markets. Go to aarp.org and search the website for "Shopping tips Wholesome Wave."
Agreed- I know at my employer, resume's are submitted electronically, and then are read by any of the several people in HR, and then you interview with 3-5 people. And, finding out the names of any of those 11 or 12 people is like pulling teeth. Not to mention, even if you get the name right for the first stage (weeding), it will be wrong for the final stage (interviewing). I think, unless someone can give me good specific advice on dealing with so many layers of bureacracy, "To Whom It May Concern" is probably the safest choice.
Cool post. Craig highlighted some key basics that one must get right before investing. "Is there a situation when investing now might not be the right time". Other than not having money, there is one... Having not found the right deal.
Investing is a business, and return is the big daddy. There is no point investing or starting a business if the return is not right.
Finding the right deal takes some time and homework. Park the cash and then capitalise on opportunities when they arise.
I do something similar to your water tip -- rather than packing an empty bottle, I fill a 1 liter bottle before heading to the airport, empty it while waiting in the TSA line, and fill it again inside the secured area. That way, I'm at least somewhat hydrated if something goes wrong and I don't have time to refill the bottle on the way to the gate.
My bottle never goes inside a bag; the TSA and airline folks don't seem to mind if I hand-carry it around the airport and onto the plane. I always use bottles with good carabiner clips so I can attach them to my embarrassing tourist hold-all wherever I go on my trip.
These are some good points, but I would chime in with an "amen!" on the near impossibility of finding out the name of a hiring manager. Most applications are online and state "no phone calls", some now state "no cover letters." I recently tried to fill out an application online for which my cover letter, no matter what file type I tried (and I tried them all!), simply would not upload. The application process now seems to be more of a test of whether or not you can outfox the application process.
When I was a freshman in college, I had a pair of pants that I used a fabric marker to write favorite quotes on. While the pants looked neat, I definitely cringe thinking about what some of those quotes were.
I love those laddered and shredded shirts -- I'm definitely going to have to try that!
For melons & lettuce, go for the one that feels heaviest for its size.
Tomatoes - don't refrigerate them when you get home!
Apples - select ones underneath the top layer or two - the ones on top are usually the older ones with the newer ones in the bins underneath.
Buy produce that's been harvested in season at its origin (so you can buy fruits & veggies shipped from the southern hemisphere in the opposite season you'd buy locally); most will be better mid-season rather than when first available because the growers often start picking a little too early. In the U.S., oranges & most other citrus is a winter crop & is best late December through January.
I wanted my son to feel he was an important contributing member of a loving family. He had age appropriate chores as soon as he was toddling. But his allowance was not attached to chores as they were done no matter what. However everyone needs to learn how to handle money whether they are billionaires or live on social assistance (more so if they live on social assistance) so his allowance was a given based on age and how much his peers were receiving. He's 25 now and although he does not make a great deal at his job he's always solvent. And as a teenager he was the only child I knew who still did the dishes every night.
#3 is not good advice. higher fees can kill your long-term returns, and a fund's past performance is a weak predictor of future success. no-load index funds are the way to go for most investors.
what about doing what other stores do by either crossing out their tags with a marker i know some stores do that i have purchase some from forever 21 and they have either the name crossed out or cut out in half sometimes both.... come on they need to think of the needed people. at my church we are always looking for donations for the neede and you r telling me this stores dump them in the trash. what a waste....so sad:(
MY GRANDMA HAD TWENTY KIDS AND THEN WE GRANDKIDS ALL ENDED UP LIVING WITH HER AND LET ME TELL YOU IT WAS THE GREAT DEPRESSION EVEN WHEN IT WAS LONG OVER. WE ARE BEANS, TATOES AND TORTILLIA 3 TIMES A DAY 24/7 FOR ALL OUR LIVES. I DID NOT KNOW WHAT OTHER FOOD WAS UNTIL I GOT TO PUBLIC SCHOOL AND THEN I WOULD NOT EAT IT AS I DIDNT KNOW WHT IT WAS. EVEN MILK IN A CARTON WAS WIERD TO ME. WE ALL HAD MILK IN A CAN MIX WITH WATER. POWERED EGGS AND GRANDMA TOOK GOOD CARE OF US AND WE WERE RARELY ILL. EVERY SRING AND FALL W ALL KIDS LINED UP FOR A SHOT OF BLUE CORNMEAL. FULL OF ZINC AN C AND I GUESS ALL KINDS OF OTHER GOOD STUFF. GRANDMA MEDICINE CABINET (HA) bAYER ASPRIN AND PETOBESMO AND ALKA SELSIER. THATS IT.
I can understand about 2nd weddings, as a 2nd bride myself. My coworkers are giving me a shower. I told them it wasn't necessary as I had those the first time around. My coworker informed me that they weren't there for the first and wanted to do one. My fiancee said it would be fine, they are being gracious and to accept it. As for our "vow exchange", my daughters have requested to be present. We are going to have them and hopefully his son with us, we are going to have a bigger to do than just the two of us with a JP. We are having flowers for the girls to carry and have the exchangeat a venue. As for a "reception" we are having it at the same place as our "vow exchange" (Note it is not a ceremony, none of the fluff). Sure there is some minimal cost, but it is so VERY small compared to both of our first WEDDINGS. I have reflected back on that mega event and wonder where and why that much money was spent; even though it was still less than the average wedding at the time. We are spending over $500, but it is for a special event.
I Like you on Facebook as Selene Montgomery
We have Social Security, investments and a small pension.
We head to the second run movie theater which has recently released movies after the big expensive theaters stop running them but before the video stores get them. It's $1.50 for a ticket but check for other deals as ours offers tickets for 75 cents on Tuesdays and every day for the first showing of the day. I also signed up for their snack coupon of the week via email and can sometimes score a free drink with popcorn purchase!
I work two jobs. When the full time job was no longer enough for me to pay my bills and get out of debt, I picked up a second job closing/working weekends at a coffee shop.
There's two areas where I slightly disagree with you.
1) Even though there are less bees in the nest during the day, you have a greater chance to be stung because they're actively coming and going. In the evening, they're in the nest so you won't have the traffic that could get you stung.
2) You have to be careful before sealing bees in somewhere. If they've built a nest in an eave or around the siding of your home, don't seal their exit to the outdoors, otherwise they'll find an alternate path out of their nest, and that alternate path can be right inside your home.
Another tip is to get them early. We have a spot around our flower beds where yellowjackets built a nest every year. I never had luck keeping the nest down, but last fall and early spring, instead of using the liquid insecticide, I bought a duster and 'Delta Dust' and sent puffs in where they typically go. The trick there is to try to get to it while the queen is setting up shop. Knock on wood, but this year I haven't seen them so it might have just done the trick!
Great ideas Jessica! Oh, and good call on food at the library, we don't want any mice running around!
I think the hardest fruit to pick are grapes because they are always too sour or too sweet
Love this recipe! I just tried it this afternoon, with a few alterations based on what I had on hand. I subbed craisins for raisins, unsweetened almond milk for skim milk, nutmeg for the cinnamon, and used a stevia blend for the sweetner. I also added about a half a cup of chopped pecans. They are delicious and I'm looking forward to further playing with the recipe in the future. Thanks!
(If anyone is interested, my tweak comes out to roughly 108 calories per cookie based on a yield of 14 cookies.)
Thanks for your comment. You are right that many companies refuse to accept or consider cover letters. In the past, many would not advertise that they removed and discarded cover letters before passing them along to screening staff (or screening systems) so at least these potential employers that you reference are honest about their approaches. If job hunters are not already doing this, make sure that all relevant information is on the resume rather than covering pertinent information in the letter.
Here in Ohio Time Warner wiil simply tell you to to go ahead and switch if you are unhappy the claim they are not running a monopoly yet in the town I live in Time warner is the only cable service you can get unless you want satelite tv and the truth about satelite we"ll lets just say its not worth it =(
As a librarian, I have to say please don't sneak in food or drink if it's against library policy. Our library allows closed drink containers, but no food for a wide variety of reasons. (Mice, bugs, messes, ruined books to name a few) I really don't want to spend my day enforcing the food policy. Also, we're on a budget and our building has a poorly functioning HVAC system, so it's not going to be all that cool here anyways.
My other thought is that if you're not in the pool, it's not going to be all that cool. Our city pools have minimal shade and lots of concrete, and are quite crowded (not to mention they close at 6pm...sigh, more budget issues...)
Ice Cream cones, cold drinks like iced tea, can be had cheaply at places like McDonalds or other establishments that often blast their AC. We used to hang out in our basement on super-hot days as kids (unfinished), which was a nice, cool option to sweating it out upstairs. Oh and I'd try an ice rink-many of them are open year round but many people only think to ice skate in the colder months.
In response to the comment about having to shop in the grocery store instead of a farmer's market because of food stamps, you should check out an article I saw about a program called Wholesome Wave to double food stamps for using at farmer's markets. Go to aarp.org and search the website for "Shopping tips Wholesome Wave."
Agreed- I know at my employer, resume's are submitted electronically, and then are read by any of the several people in HR, and then you interview with 3-5 people. And, finding out the names of any of those 11 or 12 people is like pulling teeth. Not to mention, even if you get the name right for the first stage (weeding), it will be wrong for the final stage (interviewing). I think, unless someone can give me good specific advice on dealing with so many layers of bureacracy, "To Whom It May Concern" is probably the safest choice.
Cool post. Craig highlighted some key basics that one must get right before investing. "Is there a situation when investing now might not be the right time". Other than not having money, there is one... Having not found the right deal.
Investing is a business, and return is the big daddy. There is no point investing or starting a business if the return is not right.
Finding the right deal takes some time and homework. Park the cash and then capitalise on opportunities when they arise.
I do something similar to your water tip -- rather than packing an empty bottle, I fill a 1 liter bottle before heading to the airport, empty it while waiting in the TSA line, and fill it again inside the secured area. That way, I'm at least somewhat hydrated if something goes wrong and I don't have time to refill the bottle on the way to the gate.
My bottle never goes inside a bag; the TSA and airline folks don't seem to mind if I hand-carry it around the airport and onto the plane. I always use bottles with good carabiner clips so I can attach them to my embarrassing tourist hold-all wherever I go on my trip.
These are some good points, but I would chime in with an "amen!" on the near impossibility of finding out the name of a hiring manager. Most applications are online and state "no phone calls", some now state "no cover letters." I recently tried to fill out an application online for which my cover letter, no matter what file type I tried (and I tried them all!), simply would not upload. The application process now seems to be more of a test of whether or not you can outfox the application process.
I'm not a huge fan of air conditioning, but I love the feeling of sitting in a movie theater in the middle of a sweltering, humid afternoon.
Does anybody else have suggestions for places to go?
When I was a freshman in college, I had a pair of pants that I used a fabric marker to write favorite quotes on. While the pants looked neat, I definitely cringe thinking about what some of those quotes were.
I love those laddered and shredded shirts -- I'm definitely going to have to try that!
For melons & lettuce, go for the one that feels heaviest for its size.
Tomatoes - don't refrigerate them when you get home!
Apples - select ones underneath the top layer or two - the ones on top are usually the older ones with the newer ones in the bins underneath.
Buy produce that's been harvested in season at its origin (so you can buy fruits & veggies shipped from the southern hemisphere in the opposite season you'd buy locally); most will be better mid-season rather than when first available because the growers often start picking a little too early. In the U.S., oranges & most other citrus is a winter crop & is best late December through January.
I wanted my son to feel he was an important contributing member of a loving family. He had age appropriate chores as soon as he was toddling. But his allowance was not attached to chores as they were done no matter what. However everyone needs to learn how to handle money whether they are billionaires or live on social assistance (more so if they live on social assistance) so his allowance was a given based on age and how much his peers were receiving. He's 25 now and although he does not make a great deal at his job he's always solvent. And as a teenager he was the only child I knew who still did the dishes every night.
my handy-dandy dictionary says frugal means "simple, plain, and costing little". i think you are confusing "frugal" with "living below your means".
#3 is not good advice. higher fees can kill your long-term returns, and a fund's past performance is a weak predictor of future success. no-load index funds are the way to go for most investors.
what about doing what other stores do by either crossing out their tags with a marker i know some stores do that i have purchase some from forever 21 and they have either the name crossed out or cut out in half sometimes both.... come on they need to think of the needed people. at my church we are always looking for donations for the neede and you r telling me this stores dump them in the trash. what a waste....so sad:(
MY GRANDMA HAD TWENTY KIDS AND THEN WE GRANDKIDS ALL ENDED UP LIVING WITH HER AND LET ME TELL YOU IT WAS THE GREAT DEPRESSION EVEN WHEN IT WAS LONG OVER. WE ARE BEANS, TATOES AND TORTILLIA 3 TIMES A DAY 24/7 FOR ALL OUR LIVES. I DID NOT KNOW WHAT OTHER FOOD WAS UNTIL I GOT TO PUBLIC SCHOOL AND THEN I WOULD NOT EAT IT AS I DIDNT KNOW WHT IT WAS. EVEN MILK IN A CARTON WAS WIERD TO ME. WE ALL HAD MILK IN A CAN MIX WITH WATER. POWERED EGGS AND GRANDMA TOOK GOOD CARE OF US AND WE WERE RARELY ILL. EVERY SRING AND FALL W ALL KIDS LINED UP FOR A SHOT OF BLUE CORNMEAL. FULL OF ZINC AN C AND I GUESS ALL KINDS OF OTHER GOOD STUFF. GRANDMA MEDICINE CABINET (HA) bAYER ASPRIN AND PETOBESMO AND ALKA SELSIER. THATS IT.
I can understand about 2nd weddings, as a 2nd bride myself. My coworkers are giving me a shower. I told them it wasn't necessary as I had those the first time around. My coworker informed me that they weren't there for the first and wanted to do one. My fiancee said it would be fine, they are being gracious and to accept it. As for our "vow exchange", my daughters have requested to be present. We are going to have them and hopefully his son with us, we are going to have a bigger to do than just the two of us with a JP. We are having flowers for the girls to carry and have the exchangeat a venue. As for a "reception" we are having it at the same place as our "vow exchange" (Note it is not a ceremony, none of the fluff). Sure there is some minimal cost, but it is so VERY small compared to both of our first WEDDINGS. I have reflected back on that mega event and wonder where and why that much money was spent; even though it was still less than the average wedding at the time. We are spending over $500, but it is for a special event.