I used to use Remember the Milk, but I found Producteev to have more of the functions that I need. It also syncs up to Astrid Tasks, which is an invaluable tool to have if you own an Android phone. :)
If you love reading, I don't think your goal should be to never pay for a book again. After all, there has to be some incentive for authors to write new books. I read tons of free books on my Kindle but I make a point to occasionally buy books from my favorite authors.
Great post. I know you didn't put these in a particular order, but if I were going to, it would be 5, 6, 4, 1, 3, 2.
I expect everyone would have a different thought as to which would mean the most to them.
I also use my camera to create frugal, personal gifts and greeting cards and to document valuable items in my house for insurance purposes (with storage off-site).
I also use my camera to take photos of things before I take them apart. There's nothing worse than trying to fix something and then not be able to because you can't remember how it went together!
I have a question: I was told I was being laid off and given two weeks "notice." My last day was to be on a Friday. The day before my last day I came in and was promptly handed a termination notice and was fired the day before my last day due to the lay off. I have never been fired or laid off before.
I think my boss did not want to pay unemployment- is this not fishy? Can I still apply, or now is it all over because I was fired?
(I was fired due to one mistake, my first mistake actually with the business ever. I have the memo that says I am being laid off that states I am a great worker. I also have the termination notice that says due to the one mistake I am careless and/or incompetent.)
For a while I bought in bulk but discovered that I ended up with more of several food items than we could use before they got stale. I spent too much time being vigilant about what was in the pantry that needed to be used ASAP and we tired of items and craved variety we used to enjoy that got shelved (no pun intended) until the bulk items were used up.
"If you eat out right and figure in your time it should always be cheaper to eat out vs. home unless you eat really cheap at home."
No, you can't eat out for less than you eat at home. $10 per person is an incredibly expensive meal (and we eat mostly meat and fresh veggies). The taxes alone put eating out always over the top of grocery store food in most locations. (7-10% tax vs. 0-3%)
And it's not faster, either, even if you live 5 minutes from the restaurant. I can cook a 1/2 decent meal and have it on the table in 30 minutes. (And that's fancy for me - simple meals are 15 minutes.) It takes 30 minutes to make it to the McDee's 2 miles down the road, order, get food and come back. Dishes afterward take me 15 minutes with a dishwasher. I'd say 15 minutes nightly of easy labor is well worth the savings , even for fast food meal. Obviously, the whole process is much faster than a sit down restaurant meal, which will easily top an 1 and 1/2 when including commute time.
Seriously, post your math on any of it (time and money) and I'll point out what you need to do differently because it's totally new math moment to come the conclusion you can eat out cheaper. It *never* happens when comparing apples to apples. (McDee's burgers/fries vs homemade burgers/store bought fries or Prime Rib at home vs in a fancy restaurant.)
Out of all the "little" habits middle-class American have, eating out stops the scale as the most biggest drain on it's wallet and it's time. And what's sad is so many people rationalize it as "cheaper" and "faster" when a few simple measurements/calculations would force them into the opposite conclusion. (I'm thinking they just don't want to go there..)
I do a fair amount of recruiting entry level engineers at career fair for my company. Those are all really good points, I find that I speak to about 50 - 100 doe-eyed graduates seeking an internship or full-time job. I can tell you that most of the recruiters at these fairs won't remember you ten minutes after you leave, unless you make sure to chat them up about some of their interests in addition to doing a lot of research on their organization.
I put great communication skills at the top of the list, followed by initiative, then experience and education. Let's face it when you are fresh out of school we are going to have to train you and teach you how to do your job anyways and nobody expects you to be an expert on your first day.
I don't shop there for the same reason. We used to shop there, and I noticed that I gained weight every time we did, even though we were eating similar things. Most of the foods are loaded with fillers and HFCS. I'd rather shop at Trader Joe's where I know my food has natural ingredients.
i dont trust non-GF-certified oats myself (tho i do indulge in other "iffy" foods...). what i like to have for hot cereal is cream of rice cereal. yep, the same stuff you feed to your baby when he's starting to eat solid food. the box will tell you to mix 1/4 cup cream of rice with one cup water--and believe me, that's more than enough! mix with something to give flavor, like honey, maple or other syrup, coconut flakes, raisins, whatever. then round out your breakfast with protein and fruit and coffee :)
cream of rice cereal is definitely cheaper than certified GF oats, or other GF hot cereal. that's why i eat it :)
Comcast here in Sacramento must be an anomaly. I've never had trouble with them. I canceled without difficulty about 8 years ago, went with just the antenna for a long time. But with the "digital transition" which is clearly for my benefit, I no longer got PBS at all, though I live about 15 miles from their transmitter. I got basic cable hooked up last week, again without a problem. I am sorry you have so much trouble with them. I would have just cancelled my own service and cut that wire without a second's thought!
you can dream of your perfect job. you can begin to search for your perfect job. you can search during times you are not working, i.e. at night.
your perfect job is where you are doing something you would do without pay, and getting paid well for it, because the work contributes more to your client than you are geting paid.
you can form associations which will give you knowledge and contacts for your perfect job. you can create your perfect job by associating with those whom you can help.
this mental reaching out, followed by actual reaching out, will give you hope to get you through your present job.
also, by deciding to excel at the present job you hate, you are the winner when you quit.
What did Amy do when her COBRA period ran out? I am facing the same scenario as her, I am deemed uninsureable and the COBRA premium is more than 30 percent of my current small income each month and will run out, it's not forever...
"There is no evidence to support the commonly held belief that milk builds stronger bones. When scientists reviewed all the studies that examined the relationship between dairy consumption and bone health published between 1985 and 2000 and narrowed them down to those that were well-controlled and provided strong data, they found that 57 percent showed no significant relationship between the two, while 29 percent showed a favorable relationship and 14 percent showed that dairy consumption was actually detrimental to bone health." From Health at Every Size by Linda Bacon. She pulls this information from the following studies:
Lanou, Amy Joy, Susan E. Berkow, and Neal D. Barnard, "Calcium, Dairy Products, and Bone Health in Children and Young Adults: A Reevaluation of the Evidence," Pediatrics 115, no. 3 (2005):736-43.
Weunsuer, Roland L. and Carlos L. Krumdieck, "Dairy Foods and Bone Health: Examination of the Evidence," American Journal of Clinical Nutrition 72 (2000): 681-89.
We buy in bulk for a few items, like beans, and some flours. I would really like to buy more items in bulk because I feel that it is often cheaper, fresher, and you lose so much of the packaging that you get when buying traditionally.
I do not know where I would be without Aldi's. It is the best store, and allows me to get groceries for a family of 5 for about $70 a week. I don't usually get a lot of meats there other than chicken, but just about everything else is fair game. Plus they have terrific deals on other things too, sometimes!
Funny that you say you are not a working mom or a lawyer. I am both, and no time management scheme actually adds hours to the day. Which is really what I need. I'm here reading this because I've reached that point you allude to in your article, where I am overwhelmed and can't even start what I need to do. Guess I will try your Toodledo recommendation and see what it tells me!
I used to use Remember the Milk, but I found Producteev to have more of the functions that I need. It also syncs up to Astrid Tasks, which is an invaluable tool to have if you own an Android phone. :)
If you love reading, I don't think your goal should be to never pay for a book again. After all, there has to be some incentive for authors to write new books. I read tons of free books on my Kindle but I make a point to occasionally buy books from my favorite authors.
Great post. I know you didn't put these in a particular order, but if I were going to, it would be 5, 6, 4, 1, 3, 2.
I expect everyone would have a different thought as to which would mean the most to them.
I also use my camera to create frugal, personal gifts and greeting cards and to document valuable items in my house for insurance purposes (with storage off-site).
I also use my camera to take photos of things before I take them apart. There's nothing worse than trying to fix something and then not be able to because you can't remember how it went together!
I have a question: I was told I was being laid off and given two weeks "notice." My last day was to be on a Friday. The day before my last day I came in and was promptly handed a termination notice and was fired the day before my last day due to the lay off. I have never been fired or laid off before.
I think my boss did not want to pay unemployment- is this not fishy? Can I still apply, or now is it all over because I was fired?
(I was fired due to one mistake, my first mistake actually with the business ever. I have the memo that says I am being laid off that states I am a great worker. I also have the termination notice that says due to the one mistake I am careless and/or incompetent.)
I don't buy in bulk
I don't buy in bulk. It's just my husband and me, and we don't really have the money or the space for bulk.
For a while I bought in bulk but discovered that I ended up with more of several food items than we could use before they got stale. I spent too much time being vigilant about what was in the pantry that needed to be used ASAP and we tired of items and craved variety we used to enjoy that got shelved (no pun intended) until the bulk items were used up.
Whoever wrote this put 'pubic' relations in the first paragraph...
"If you eat out right and figure in your time it should always be cheaper to eat out vs. home unless you eat really cheap at home."
No, you can't eat out for less than you eat at home. $10 per person is an incredibly expensive meal (and we eat mostly meat and fresh veggies). The taxes alone put eating out always over the top of grocery store food in most locations. (7-10% tax vs. 0-3%)
And it's not faster, either, even if you live 5 minutes from the restaurant. I can cook a 1/2 decent meal and have it on the table in 30 minutes. (And that's fancy for me - simple meals are 15 minutes.) It takes 30 minutes to make it to the McDee's 2 miles down the road, order, get food and come back. Dishes afterward take me 15 minutes with a dishwasher. I'd say 15 minutes nightly of easy labor is well worth the savings , even for fast food meal. Obviously, the whole process is much faster than a sit down restaurant meal, which will easily top an 1 and 1/2 when including commute time.
Seriously, post your math on any of it (time and money) and I'll point out what you need to do differently because it's totally new math moment to come the conclusion you can eat out cheaper. It *never* happens when comparing apples to apples. (McDee's burgers/fries vs homemade burgers/store bought fries or Prime Rib at home vs in a fancy restaurant.)
Out of all the "little" habits middle-class American have, eating out stops the scale as the most biggest drain on it's wallet and it's time. And what's sad is so many people rationalize it as "cheaper" and "faster" when a few simple measurements/calculations would force them into the opposite conclusion. (I'm thinking they just don't want to go there..)
I do a fair amount of recruiting entry level engineers at career fair for my company. Those are all really good points, I find that I speak to about 50 - 100 doe-eyed graduates seeking an internship or full-time job. I can tell you that most of the recruiters at these fairs won't remember you ten minutes after you leave, unless you make sure to chat them up about some of their interests in addition to doing a lot of research on their organization.
I put great communication skills at the top of the list, followed by initiative, then experience and education. Let's face it when you are fresh out of school we are going to have to train you and teach you how to do your job anyways and nobody expects you to be an expert on your first day.
Grandessa is an in-house Aldi brand. It's a generic.
I don't shop there for the same reason. We used to shop there, and I noticed that I gained weight every time we did, even though we were eating similar things. Most of the foods are loaded with fillers and HFCS. I'd rather shop at Trader Joe's where I know my food has natural ingredients.
i dont trust non-GF-certified oats myself (tho i do indulge in other "iffy" foods...). what i like to have for hot cereal is cream of rice cereal. yep, the same stuff you feed to your baby when he's starting to eat solid food. the box will tell you to mix 1/4 cup cream of rice with one cup water--and believe me, that's more than enough! mix with something to give flavor, like honey, maple or other syrup, coconut flakes, raisins, whatever. then round out your breakfast with protein and fruit and coffee :)
cream of rice cereal is definitely cheaper than certified GF oats, or other GF hot cereal. that's why i eat it :)
Comcast here in Sacramento must be an anomaly. I've never had trouble with them. I canceled without difficulty about 8 years ago, went with just the antenna for a long time. But with the "digital transition" which is clearly for my benefit, I no longer got PBS at all, though I live about 15 miles from their transmitter. I got basic cable hooked up last week, again without a problem. I am sorry you have so much trouble with them. I would have just cancelled my own service and cut that wire without a second's thought!
Nutritional yeast and a little salt for flavor on air-popped popcorn. Very little calories and pretty cheap.
You are welcome!
you can dream of your perfect job. you can begin to search for your perfect job. you can search during times you are not working, i.e. at night.
your perfect job is where you are doing something you would do without pay, and getting paid well for it, because the work contributes more to your client than you are geting paid.
you can form associations which will give you knowledge and contacts for your perfect job. you can create your perfect job by associating with those whom you can help.
this mental reaching out, followed by actual reaching out, will give you hope to get you through your present job.
also, by deciding to excel at the present job you hate, you are the winner when you quit.
What did Amy do when her COBRA period ran out? I am facing the same scenario as her, I am deemed uninsureable and the COBRA premium is more than 30 percent of my current small income each month and will run out, it's not forever...
As always, thanks for the excellent reading material, Ashley.
"There is no evidence to support the commonly held belief that milk builds stronger bones. When scientists reviewed all the studies that examined the relationship between dairy consumption and bone health published between 1985 and 2000 and narrowed them down to those that were well-controlled and provided strong data, they found that 57 percent showed no significant relationship between the two, while 29 percent showed a favorable relationship and 14 percent showed that dairy consumption was actually detrimental to bone health." From Health at Every Size by Linda Bacon. She pulls this information from the following studies:
Lanou, Amy Joy, Susan E. Berkow, and Neal D. Barnard, "Calcium, Dairy Products, and Bone Health in Children and Young Adults: A Reevaluation of the Evidence," Pediatrics 115, no. 3 (2005):736-43.
Weunsuer, Roland L. and Carlos L. Krumdieck, "Dairy Foods and Bone Health: Examination of the Evidence," American Journal of Clinical Nutrition 72 (2000): 681-89.
We buy in bulk for a few items, like beans, and some flours. I would really like to buy more items in bulk because I feel that it is often cheaper, fresher, and you lose so much of the packaging that you get when buying traditionally.
I'm a Remember the Milk lover too...when I think back to all the loose pieces of paper with various to-do lists I used to keep on my desk, I shudder.
I do not know where I would be without Aldi's. It is the best store, and allows me to get groceries for a family of 5 for about $70 a week. I don't usually get a lot of meats there other than chicken, but just about everything else is fair game. Plus they have terrific deals on other things too, sometimes!
Funny that you say you are not a working mom or a lawyer. I am both, and no time management scheme actually adds hours to the day. Which is really what I need. I'm here reading this because I've reached that point you allude to in your article, where I am overwhelmed and can't even start what I need to do. Guess I will try your Toodledo recommendation and see what it tells me!