Dumpster diving, it's free! I've found tons of off-brand coffees in store dumpsters, sounds gross, I know, but they're usually on the top of the stash so you just reach in, and pull it out with gloves and wash it off. You wouldn't believe how much great stuff i've found in dumpsters!
The secret to a gluten like bread rise is to allow your dough to rise slowly in the fridge overnight. I am almost certain this is how UDI gets its "real bread" texture.
Fun article. There are a few of those that I have never heard of, and plan to try. My nominees: I have had good luck with Bass Pro Shops and Cafe Press.
Buy Term and Invest the difference. Have you invested the difference the past 20 years since that internet gem has been around? If so how has the account done?
Also telling me to move somewhere cheaper. You know what I am not moving, I don't want to move...I like living near my family and I like civilization in New York.
tired about the suggestion to use coupons from the newspaper. If one is being frugal, cut out the newspaper subscription and go online for the news. The store ads are delivered via the post office in most metro areas and if one starts shopping for the unprocessed foods and using just the sales ads along with being flexible about what they eat, one can eat healthy and cheap.
"Superheroes" happens to be the theme of my local MS Bike Ride (and perhaps nationwide) this year; those who support each other throughout longer riding distances and raise money for research and support of those diagnosed with MS might fit this classification.
People don't want to be told they shouldn't spend money. They're adults. They might have a job. They should be free to buy what ever they want, when ever they want. If they don't have the cash now, they should be able to borrow as much money as they want to. If bills pile up and they fall behind on their payments, they will file for bankruptcy, like any business that has hard times.
Hands down, "spend less than you make." I know I'm #3 w/this, but it's my #1 irksome remark!
For those who aren't tired of hearing about coupons, go to www.coupon.com and www.redplum.com and www.cellfire.com These sites have saved me some money lately and maybe they could for you, too.
Standard advice, (remember the latte factor, save six month's income, buy bulk, cook from scratch, etc) isn't just "shop worn", but it's "quaranteed" to give financial success, when it doesn't. That's why it frustrates the normally frugal Wisebread reader. You can do everything "right" and still not get what you're looking for in the end.
I'm sick and tired of hearing people who have been wasting 500 bucks a month on excess crap telling people how easy it is to cut money from your budget. Well, yeah, if I drank SBUX everyday of course I could save that money. But what if you don't do the coffee, you bring your lunch, no cable, use the library. Where else can I save?
Though I was thinking more about face-to-face conversations, you are right about the importance of listening rather than broadcasting. Listening is becoming more and more essential to all aspects of success communication and leadership. For those who are looking to explore marketing as listening, I particularly like Seth Godin's book (Permission Marketing" detailing differences between "interruption marketing" and permission marketing" based on listening and customization, all within the right time frames.
I am open to most budgeting and frugality advice so I don't mind hearing them over and over again. I like to hear it and see if it applies to my lifestyle. However, I am tired of some of the self-satisfied and sanctimonious attitude of most comments. That I could do without.
The one I'm kind of sick of is when it comes to your food/grocery budget. A lot of people talk about creating a "spending book" or whatever it's called where you track certain items that you buy all the time to see when they're the cheapest, and what's a "good" price for those items. I was going to try it, but it seems like a lot of work to save a few cents on each item.
I am also sick of all the "save $X ($200, $500, etc) a month without even knowing it" with ideas like "increase your deductible on your car insurance to bring your premium down" who doesn't already do that? Or "raise the temperature on your thermastat in the summer and decrease it in the winter"- I try to do that, but I'm not going to be ridiculous and keep my thermastat at 80 degrees in the summer and 68 in the winter- that's just a little unrealistic for some people. If anywhere I want to be comfortable in my own home.
I'm sick of people telling me that I should be happy in the home that I have...that I should feel guilty for needing and wanting a larger home so all of us have room to breath!
Mine's a little different than most - I'm sick of hearing people advise me that I can save money on food by buying a package from AngelFood Ministries. Sure I could, if I was buying crap to begin with! But we tend to cook from scratch and buy from local vendors in bulk when possible, as well as clipping coupons and matching them with sales, so AngelFood is a lot more money than what we spend! Plus I can control the quality of my food.
save your money by cutting back on things you enjoy.
I love the idea of finding ways of saving money ($30 for internet, unlimited phone and unlimited movies rather then $120 for any other package) But there are some things that are worth spending money on.
Dumpster diving, it's free! I've found tons of off-brand coffees in store dumpsters, sounds gross, I know, but they're usually on the top of the stash so you just reach in, and pull it out with gloves and wash it off. You wouldn't believe how much great stuff i've found in dumpsters!
The secret to a gluten like bread rise is to allow your dough to rise slowly in the fridge overnight. I am almost certain this is how UDI gets its "real bread" texture.
"Skip the lattes." I hate advice that says squander now be rich later. What if we get hit by a bus?
Fun article. There are a few of those that I have never heard of, and plan to try. My nominees: I have had good luck with Bass Pro Shops and Cafe Press.
Thanks for the ideas!
Spend less than you earn. Duh! If people have not figured that out by now, I don't know if they ever will.
Buy Term and Invest the difference. Have you invested the difference the past 20 years since that internet gem has been around? If so how has the account done?
Also telling me to move somewhere cheaper. You know what I am not moving, I don't want to move...I like living near my family and I like civilization in New York.
tired about the suggestion to use coupons from the newspaper. If one is being frugal, cut out the newspaper subscription and go online for the news. The store ads are delivered via the post office in most metro areas and if one starts shopping for the unprocessed foods and using just the sales ads along with being flexible about what they eat, one can eat healthy and cheap.
"Superheroes" happens to be the theme of my local MS Bike Ride (and perhaps nationwide) this year; those who support each other throughout longer riding distances and raise money for research and support of those diagnosed with MS might fit this classification.
I'll also mention that I wrote about poverty-fighting superheroes for Blog Action Day a couple of years ago: your 1 and 2 are prominent themes. http://www.wisebread.com/my-poverty-fighting-superheroes
People don't want to be told they shouldn't spend money. They're adults. They might have a job. They should be free to buy what ever they want, when ever they want. If they don't have the cash now, they should be able to borrow as much money as they want to. If bills pile up and they fall behind on their payments, they will file for bankruptcy, like any business that has hard times.
Hands down, "spend less than you make." I know I'm #3 w/this, but it's my #1 irksome remark!
For those who aren't tired of hearing about coupons, go to www.coupon.com and www.redplum.com and www.cellfire.com These sites have saved me some money lately and maybe they could for you, too.
Standard advice, (remember the latte factor, save six month's income, buy bulk, cook from scratch, etc) isn't just "shop worn", but it's "quaranteed" to give financial success, when it doesn't. That's why it frustrates the normally frugal Wisebread reader. You can do everything "right" and still not get what you're looking for in the end.
Your question inspired a more contemplative blog post. I write at:
http://frugalbohemian.blogspot.com
I'm sick and tired of hearing people who have been wasting 500 bucks a month on excess crap telling people how easy it is to cut money from your budget. Well, yeah, if I drank SBUX everyday of course I could save that money. But what if you don't do the coffee, you bring your lunch, no cable, use the library. Where else can I save?
Though I was thinking more about face-to-face conversations, you are right about the importance of listening rather than broadcasting. Listening is becoming more and more essential to all aspects of success communication and leadership. For those who are looking to explore marketing as listening, I particularly like Seth Godin's book (Permission Marketing" detailing differences between "interruption marketing" and permission marketing" based on listening and customization, all within the right time frames.
I am open to most budgeting and frugality advice so I don't mind hearing them over and over again. I like to hear it and see if it applies to my lifestyle. However, I am tired of some of the self-satisfied and sanctimonious attitude of most comments. That I could do without.
Reduce your number of date nights with your spouse. Reduce? Hmmm.. when you start at 0, it's hard to reduce.
The one I'm kind of sick of is when it comes to your food/grocery budget. A lot of people talk about creating a "spending book" or whatever it's called where you track certain items that you buy all the time to see when they're the cheapest, and what's a "good" price for those items. I was going to try it, but it seems like a lot of work to save a few cents on each item.
I am also sick of all the "save $X ($200, $500, etc) a month without even knowing it" with ideas like "increase your deductible on your car insurance to bring your premium down" who doesn't already do that? Or "raise the temperature on your thermastat in the summer and decrease it in the winter"- I try to do that, but I'm not going to be ridiculous and keep my thermastat at 80 degrees in the summer and 68 in the winter- that's just a little unrealistic for some people. If anywhere I want to be comfortable in my own home.
Liked your facebook page and the status!
Tweeted my response...
http://twitter.com/vidaricablog/status/23922849365
I am sick of hearing all the advice about being responsible with credit cards...isn't it common sense? If you don't have it don't charge it!
"grow your own food". I can't even keep cacti alive much less something that needs constant attention.
I'm sick of people telling me that I should be happy in the home that I have...that I should feel guilty for needing and wanting a larger home so all of us have room to breath!
I agree with the dislike for the comment - Spend Less than you earn.
Are most people that dense that this wouldn't be the first thing they would think of?
kg4rmt at arrl dot net
I am sick if hearing about snowballing. It doesn't work!
Mine's a little different than most - I'm sick of hearing people advise me that I can save money on food by buying a package from AngelFood Ministries. Sure I could, if I was buying crap to begin with! But we tend to cook from scratch and buy from local vendors in bulk when possible, as well as clipping coupons and matching them with sales, so AngelFood is a lot more money than what we spend! Plus I can control the quality of my food.
save your money by cutting back on things you enjoy.
I love the idea of finding ways of saving money ($30 for internet, unlimited phone and unlimited movies rather then $120 for any other package) But there are some things that are worth spending money on.