Handling money seemed to be a very difficult task that often leads to a headache. I think everyone will agree that it is the most inconvenient thing to manage.Well, practically dealing with money expenditure may sounds convincing but the truth is there are really no easy way to be dealing with money. Though I agree that proper education will at least gives us the benefit of being financially knowledgeable and will provide better ability on money making decision, I think the only means of preparing a child to be more responsive in dealing with money is to let him experience a financial starvation for this will bring out the best effort in him to value money effectively.
Economic crises seemed to weaken our financial capabilities. In dealing with problems like the possible great increase on mortgage rate, it is best to have an alternative plans that is practically beneficial for your current situation. Learning to be more wiser in terms of expenses and being optimistic is something very reliable in a financial struggle. Adopting to economical changes is a very hard job and you must learn to goes along with the current economic status. If you are bound to the choice of just selling a property, then so be it. It"s not that easy to accept but reality deliberate the value of positive thinking that dealing with certain loss in life will bring a more prosperous future. If something is gone then something will surely comes along. Who can say, it may be a better one.
While buying a home takes a lot of responsibilities and efforts, a good manual that may enlighten views and provide helpful guides to prospective home buyers is really that essential. Acquiring a home takes a very responsive process. It is not that very easy step of finding a house then eventually paying for. It requires a thorough analysis of the home and its features, the financial accessibility and the process of dealing with the owner or the firms that handles the affair of acquisition.
I my self was also got into confusion how things on ER goes along with it's valuable billing. It seemed that insurance are not capable of covering expenses that is incurred in the ER. It was so devastating that facilities we wish to help us get through our pains and relieved us causes a lot more sorrows for us. I wish there should be a way out of these, or we'll all gonna be in shock after a medication for a very inconsiderate financial reasons.
I'm pretty handy, so luckily I can handle many little things around the house. But if it's something big, or something I'm unfamiliar with and I don't feel confident tackling it, experience has taught me it's not worth the time or effort. Sometimes you've just got to call in the experts.
I'm w/you, N&U -- love that Brown Cow and Greek yogurt, but the price! Ouch. If you are going to try it, I do recommend adding the powdered milk to achieve that thick, custard-y quality. Check out that lassi recipe, if you like smoothies.
Consideration must also be given to the sales people. More than ever, customers go ballistic over the tiniest of errors. I can imagine "Jason's mix up" complaint regarding his Starbuck's coffee. Maybe the barrista didn't add enough whipped cream? Gracious, get a life! Just ask the barrista for more (or less) and he or she will be most happy to do it for you! My wife and consistently treat retailers with the respect they deserve as humans, and we are almost always treated the same. Our local Starbuck's consistently meets the highest standards we could ever think of, and even when we took a month off from going to that store, upon our return, the barrista remembered my specially-concocted drink (which I myself had forgotten). What is that worth?
I make yogurt using a heating pad. I've been doing it for a couple of months, and it has worked pretty well. The most difficult part is that my heating pad automatically shuts off after 2 hours. I have to make sure that I go in every so often and shut it off for a minute and then turn it back on. Since I don't have have room for a yogurt maker in my kitchen, this is a great alternative.
I have just gone through months of madness and frustration with Comcast. They are so bad that I no longer use automatic bill pay with them (I pay every other bill this way). Every month there is some "surprise" fee or charge. The customer service reps never know anything (apparently, they don't take notes). I left Direct TV for a few months, but I am back now- and happier than ever. Unfortunately, I still have to deal with Comcast for internet access.
I've been making yogurt with a Yogourmet 2-quart incubator for at least 12 years. I do a lot of cooking with yogurt, so the large container suits my needs better than the single serving incubators.
The easiest prep method I've found: 4 2/3 cups powdered milk mixed with enough hot water to make 2 quarts, stir like crazy, add 1/4 cup starter yogurt, stir some more, add to incubator. Four hours later (with my machine) you've got very thick yogurt with no cooking.
A couple of caveats: I double checked to make sure the water coming out of my tap was 120 F. Any cooler and the culture can't work. Second, powdered milk is already sterilized, so there's no need to bring it up to 180 F, but liquid milk needs to be heated to kill any stray bacteria.
For me it was a total ripoff and annoyance beyond belief. My "new" car was intermittently not accepting gasoline (due to what I later found out to be was a simple fix) and I decided to bring it to my "trusted" mechanic. I brought it there and he said he found the general area of where the clog was but it would cost about $600 to replace all of the tubing. So I continued driving with the problem till I moved to my new apartment, and then the problem became permanent. The new mechanic went to the dealers site, got a very long list of things to check over and reduced the problem to a simple valve replacement, $600 later (If that doesn't work he recommended replacing the computer system), it still wasn't working (plus they broke my window at the shop by accident). I did some research online and found a few ways to diagnose the problem by unhooking a hose, eventually replaced 3 parts (around $200 of parts) and it works perfectly.
My BF and I fixed the oven on our stove. The warranty had gone off, just to get the repair guy in the house was $100 plus parts and labor. We didn't really use the oven anyway so it wasn't a priority for us. All it took was 20 minutes of searching on the web, a phone call to the nearest Sears, the purchase of a $17.95 part, turning off the gas and unplugging the stove, praying to God that we wouldn't blow up the house, and about 3 hours of labor (would have been faster but I didn't want to turn the thing upside down and my fat hand had to be greased to fit into a tiny slit). Anyway, cost was minimal but the satisfaction of having beat the repairman out of at least $250 was PRICELESS! Oh, and we were able to make Thanksgiving dinner which occurred a week later.
But seriously, if I don't have a took for it and I can't find a repair manual online, and it's critical ( like heat in the middle of winter) I will call someone. If all three of those criteria are not met then it's game on. Doing this we've installed a garage door, repaired the dryer, fixed the computer and installed flooring. You should see the look on the mens' faces when I'm in Home Depot and it's not for a crafting project.
We had a sort of similar case w/Comcast. They never got us working properly. We gave them 2 years and every time they came out, they'd say that the guy before them did something wrong. Then one time we were charged $30 for the repair visit, even though it was their fault, the guy never brought the promised modem back, and we were still having problems. I called to complain and they wanted to us to sign for some repair plan or we'd be charged every time they came out. It was a nominal fee and the customer service rep kept likening it to inside wire repair plans. I refused to pay, because it infuriated me to have them trying to charge me to fix their mistakes. We had been more than patient. The customer service rep was furious with me for refusing to pay the fee and started yelling at me. Then two weeks later, we received a notice saying our account had been audited and it ends up that we had not been paying enough money. They did not try to bill us retroactively, but our bill was supposed to be approximately $50/month more for now on. I know the customer service rep had something to do with it. She was irrationally mad that I wouldn't pay the fee and just couldn't understand the idea of me refusing based on principle.
So we canceled our account like a hot potato. What really bugs me now is that they keep coming to our house to "let us know that they will be doing work in the area and they didn't want us to worry" (their excuse for knocking on our door despite our very explicit "no soliciting" sign - why would I worry that Comcast was doing repairs on our street?). "But, while they have us there..." At our door, they have offered us insanely cheap deals, but once again, they just don't get it. I don't care how cheap it is if it is down 50% of the time and they want to charge me to repair their mistakes. I'll calmly explain this and they'll turn around say, "But, what if I get you this price?" It's like dude, are you listening to what I just said? Meanwhile, I shouldn't even talk to them based on the fact that they are soliciting me at the door, which I refuse to do and they are the only ones who have ever disregarded my very explicit "no soliciting sign" (it is not rude, but states that we don't do business, make donations, discuss politics or religion, view demonstrations, etc. through the door- I've found that if I don't spell out every possible scenario, people come to the door and ignor the "no soliciting" sign because they "aren't soliciting"). I've changed my sign to now say, "This includes you too Comcast!"
I have Qwest in Colorado, where you can bundle with DirecTV, and have been thrilled with my faster and more reliable internet. A big, big step up from Comcast.
We always try DIY first if it makes sense to try it. My husband repaired our tv after it stopped working by downloading a manual from the internet and ordering a $30 part. Saved us a lot of $!
we go by experience and cost. Fortunately my husband is very handy and grew up working for his grandfather (general contractor), and friend (HVAC guy) and owned his own landscaping business for while and has a hobby of working on cars. It really has saved us a ton of $$ over the years. We rarely have to hire out, and are often asked for help by friends!
I have only tried online dating once...it didn't have a good outcome. I really don't think that it's a good way to meet the love of your life. I know for some people, it has worked, but I found the love of my life the "old-fashioned" way. LOL
Great post! I know from personal experience that most men and women getting botox are not the crazy ones that every anti-botox fanatic points to. The average botox patient knows what they're getting, is going for modest results, and doesn't want to be expression-less. They just want to fine-tune their physiognomy and get rid of a few wrinkles. What's the big deal?
i was making something called 'caspian sea yogurt' for a while. the upside is that you don't have to do any cooking -- you just add it to cold milk and let it sit for 8 hours, et voila -- yogurt. the only downside was that the culture dies after a few days, so you have to be pretty diligent about making constantly making yogurt. you can read about my experience it here:
Handling money seemed to be a very difficult task that often leads to a headache. I think everyone will agree that it is the most inconvenient thing to manage.Well, practically dealing with money expenditure may sounds convincing but the truth is there are really no easy way to be dealing with money. Though I agree that proper education will at least gives us the benefit of being financially knowledgeable and will provide better ability on money making decision, I think the only means of preparing a child to be more responsive in dealing with money is to let him experience a financial starvation for this will bring out the best effort in him to value money effectively.
Economic crises seemed to weaken our financial capabilities. In dealing with problems like the possible great increase on mortgage rate, it is best to have an alternative plans that is practically beneficial for your current situation. Learning to be more wiser in terms of expenses and being optimistic is something very reliable in a financial struggle. Adopting to economical changes is a very hard job and you must learn to goes along with the current economic status. If you are bound to the choice of just selling a property, then so be it. It"s not that easy to accept but reality deliberate the value of positive thinking that dealing with certain loss in life will bring a more prosperous future. If something is gone then something will surely comes along. Who can say, it may be a better one.
While buying a home takes a lot of responsibilities and efforts, a good manual that may enlighten views and provide helpful guides to prospective home buyers is really that essential. Acquiring a home takes a very responsive process. It is not that very easy step of finding a house then eventually paying for. It requires a thorough analysis of the home and its features, the financial accessibility and the process of dealing with the owner or the firms that handles the affair of acquisition.
I my self was also got into confusion how things on ER goes along with it's valuable billing. It seemed that insurance are not capable of covering expenses that is incurred in the ER. It was so devastating that facilities we wish to help us get through our pains and relieved us causes a lot more sorrows for us. I wish there should be a way out of these, or we'll all gonna be in shock after a medication for a very inconsiderate financial reasons.
I'm pretty handy, so luckily I can handle many little things around the house. But if it's something big, or something I'm unfamiliar with and I don't feel confident tackling it, experience has taught me it's not worth the time or effort. Sometimes you've just got to call in the experts.
I'm w/you, N&U -- love that Brown Cow and Greek yogurt, but the price! Ouch. If you are going to try it, I do recommend adding the powdered milk to achieve that thick, custard-y quality. Check out that lassi recipe, if you like smoothies.
Yum! Thanks, Linsey - got to try that one.
Consideration must also be given to the sales people. More than ever, customers go ballistic over the tiniest of errors. I can imagine "Jason's mix up" complaint regarding his Starbuck's coffee. Maybe the barrista didn't add enough whipped cream? Gracious, get a life! Just ask the barrista for more (or less) and he or she will be most happy to do it for you! My wife and consistently treat retailers with the respect they deserve as humans, and we are almost always treated the same. Our local Starbuck's consistently meets the highest standards we could ever think of, and even when we took a month off from going to that store, upon our return, the barrista remembered my specially-concocted drink (which I myself had forgotten). What is that worth?
Do you distill black beards rum? and if you dont can you to make it stronger or will it just lose flavor?
I make yogurt using a heating pad. I've been doing it for a couple of months, and it has worked pretty well. The most difficult part is that my heating pad automatically shuts off after 2 hours. I have to make sure that I go in every so often and shut it off for a minute and then turn it back on. Since I don't have have room for a yogurt maker in my kitchen, this is a great alternative.
I have just gone through months of madness and frustration with Comcast. They are so bad that I no longer use automatic bill pay with them (I pay every other bill this way). Every month there is some "surprise" fee or charge. The customer service reps never know anything (apparently, they don't take notes). I left Direct TV for a few months, but I am back now- and happier than ever. Unfortunately, I still have to deal with Comcast for internet access.
I've been making yogurt with a Yogourmet 2-quart incubator for at least 12 years. I do a lot of cooking with yogurt, so the large container suits my needs better than the single serving incubators.
The easiest prep method I've found: 4 2/3 cups powdered milk mixed with enough hot water to make 2 quarts, stir like crazy, add 1/4 cup starter yogurt, stir some more, add to incubator. Four hours later (with my machine) you've got very thick yogurt with no cooking.
A couple of caveats: I double checked to make sure the water coming out of my tap was 120 F. Any cooler and the culture can't work. Second, powdered milk is already sterilized, so there's no need to bring it up to 180 F, but liquid milk needs to be heated to kill any stray bacteria.
Hey wisebread,
For me it was a total ripoff and annoyance beyond belief. My "new" car was intermittently not accepting gasoline (due to what I later found out to be was a simple fix) and I decided to bring it to my "trusted" mechanic. I brought it there and he said he found the general area of where the clog was but it would cost about $600 to replace all of the tubing. So I continued driving with the problem till I moved to my new apartment, and then the problem became permanent. The new mechanic went to the dealers site, got a very long list of things to check over and reduced the problem to a simple valve replacement, $600 later (If that doesn't work he recommended replacing the computer system), it still wasn't working (plus they broke my window at the shop by accident). I did some research online and found a few ways to diagnose the problem by unhooking a hose, eventually replaced 3 parts (around $200 of parts) and it works perfectly.
I hate mechanics.
JOB's money.
My BF and I fixed the oven on our stove. The warranty had gone off, just to get the repair guy in the house was $100 plus parts and labor. We didn't really use the oven anyway so it wasn't a priority for us. All it took was 20 minutes of searching on the web, a phone call to the nearest Sears, the purchase of a $17.95 part, turning off the gas and unplugging the stove, praying to God that we wouldn't blow up the house, and about 3 hours of labor (would have been faster but I didn't want to turn the thing upside down and my fat hand had to be greased to fit into a tiny slit). Anyway, cost was minimal but the satisfaction of having beat the repairman out of at least $250 was PRICELESS! Oh, and we were able to make Thanksgiving dinner which occurred a week later.
But seriously, if I don't have a took for it and I can't find a repair manual online, and it's critical ( like heat in the middle of winter) I will call someone. If all three of those criteria are not met then it's game on. Doing this we've installed a garage door, repaired the dryer, fixed the computer and installed flooring. You should see the look on the mens' faces when I'm in Home Depot and it's not for a crafting project.
It is really nice of you to still allow Comcast to advertise in your feed.
I cancelled my paid TV several years ago and now watch about 45 minutes of news four times a week. I rent a Redbox movie about five times a month.
The balance of my time that used to go to TV watching now goes to blogging, gardening, photography, reading, etc.
If you are able, get away from the TV altogether, it rots your brain.
We had a sort of similar case w/Comcast. They never got us working properly. We gave them 2 years and every time they came out, they'd say that the guy before them did something wrong. Then one time we were charged $30 for the repair visit, even though it was their fault, the guy never brought the promised modem back, and we were still having problems. I called to complain and they wanted to us to sign for some repair plan or we'd be charged every time they came out. It was a nominal fee and the customer service rep kept likening it to inside wire repair plans. I refused to pay, because it infuriated me to have them trying to charge me to fix their mistakes. We had been more than patient. The customer service rep was furious with me for refusing to pay the fee and started yelling at me. Then two weeks later, we received a notice saying our account had been audited and it ends up that we had not been paying enough money. They did not try to bill us retroactively, but our bill was supposed to be approximately $50/month more for now on. I know the customer service rep had something to do with it. She was irrationally mad that I wouldn't pay the fee and just couldn't understand the idea of me refusing based on principle.
So we canceled our account like a hot potato. What really bugs me now is that they keep coming to our house to "let us know that they will be doing work in the area and they didn't want us to worry" (their excuse for knocking on our door despite our very explicit "no soliciting" sign - why would I worry that Comcast was doing repairs on our street?). "But, while they have us there..." At our door, they have offered us insanely cheap deals, but once again, they just don't get it. I don't care how cheap it is if it is down 50% of the time and they want to charge me to repair their mistakes. I'll calmly explain this and they'll turn around say, "But, what if I get you this price?" It's like dude, are you listening to what I just said? Meanwhile, I shouldn't even talk to them based on the fact that they are soliciting me at the door, which I refuse to do and they are the only ones who have ever disregarded my very explicit "no soliciting sign" (it is not rude, but states that we don't do business, make donations, discuss politics or religion, view demonstrations, etc. through the door- I've found that if I don't spell out every possible scenario, people come to the door and ignor the "no soliciting" sign because they "aren't soliciting"). I've changed my sign to now say, "This includes you too Comcast!"
I have Qwest in Colorado, where you can bundle with DirecTV, and have been thrilled with my faster and more reliable internet. A big, big step up from Comcast.
We always try DIY first if it makes sense to try it. My husband repaired our tv after it stopped working by downloading a manual from the internet and ordering a $30 part. Saved us a lot of $!
I'd google it, and if I don't think I or someone I know can do it, I'd call a professional
we go by experience and cost. Fortunately my husband is very handy and grew up working for his grandfather (general contractor), and friend (HVAC guy) and owned his own landscaping business for while and has a hobby of working on cars. It really has saved us a ton of $$ over the years. We rarely have to hire out, and are often asked for help by friends!
"Don't the new Comcast commercials say they have to give you a $20 statement credit if they miss an appointment?"
That might be a local/regional promotion. I haven't seen anything like that around here. But maybe I just haven't noticed those commercials.
I have only tried online dating once...it didn't have a good outcome. I really don't think that it's a good way to meet the love of your life. I know for some people, it has worked, but I found the love of my life the "old-fashioned" way. LOL
Great post! I know from personal experience that most men and women getting botox are not the crazy ones that every anti-botox fanatic points to. The average botox patient knows what they're getting, is going for modest results, and doesn't want to be expression-less. They just want to fine-tune their physiognomy and get rid of a few wrinkles. What's the big deal?
i was making something called 'caspian sea yogurt' for a while. the upside is that you don't have to do any cooking -- you just add it to cold milk and let it sit for 8 hours, et voila -- yogurt. the only downside was that the culture dies after a few days, so you have to be pretty diligent about making constantly making yogurt. you can read about my experience it here:
http://tannazie.blogspot.com/2007/08/made-it-myself-1-of-2.html
That sounds exactly like the service I got from Adelphia in Virginia. They're the Big Oil and Big Insurance of the television/internet world.
Unbelievable that they are so happy to give out massive crap to their overpriced customers while still feeling that they "deserve" to be in business.