Recent comments

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I have two hobbies. One is sewing - and I save money on that hobby by sewing productive items, namely all my husband's shirts. Since he is a self employed carpenter/tradesmen he doesn't need to wear button down or dress shirts. Instead his shirts are modeled on a nurses scrub top with a chest pocket and two front pockets. We make it fun by shopping for various prints in cotton fabric at the end of the season so they are on clearance and I have time to get assembled before the seasonal weather returns.

    My second hobby is fishkeeping. I have a total of 12 tanks so I save money by buying supplies in bulk over the internet rather than at local pet stores. I have an account with a large internet supplier and I earn points toward discounts on upcoming orders.

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I make sure to treat all the equipment I have for my hobbies as carefully as possible. I also tend to try and find durability and quality over price on the equipment.

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I win Amazon gift certificates from websites and use those to buy the tools/equipment for my hobbies! Haha

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    Hi
    I save money on my hobbies (scrapbooking and crocheting) by selling my old or unused supplies, buying off eBay and used items.

    Hugs,
    Trish

  • Frugal Ways to Help Your Child Get the Best Education   14 years 10 weeks ago

    I like using games and real life experiences to teach because it involves the body and mind in the learning process. Much of what I do is free because it is provided by life itself.

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    As a yarnaholic, I use store coupons regularly. JoAnn Fabric, Hobby Lobby, Catan's and Michael's all have coupons available. The tricky part is that they can't be used on a sale item. I have to wait until the item goes off sale or go ahead and buy it at the sale price.

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I found a few hobbies that I absolutely LOVE and one of them actually makes me money! I love jewelry and accessories, so I found a way to make jewelry and sell it locally as a tiny business. It has paid for a few outings like skydiving and a trip to Chicago for my daughter and me. My favorite hobby is kayaking. We live in Michigan, where you're never more than 6 miles from water. Thankfully, within 6 miles of my house, we have 2 lakes, a few rivers, and Lake Michigan! There are always great places to kayak and the start up cost was about $200 for the kayak, a paddle, and a comfy lifevest. I can strap the kayak on top of my car and away I go! (I have to admit, I keep it there a LOT during the warm weather. I was already out twice this last weekend!)

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I buy used...just do your homework!

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    My main hobby is crafts - and the way I save is to plan my projects. Rather than going out one day and impulsively buying all the supplies, I pick them up when I see them on sale, and then put everything together later!

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I browse craigslist for deals on used equipment. You can generally find near mint stuff for 25-30% cheaper.

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    My two biggest hobbies are reading and running. To save money on reading, I use the library. I rarely purchase books. Why should I when I can get them at the library, which I already pay for through taxes? To save money on running, I try to buy shoes not when I desperately need them, but in advance, when they are on clearance, just as the new model is coming out. A lot of my running shirts are the cool dry-fit shirts that I get from running races, and my other attire is either gifts or things bought on clearance at Marshall's. I also try to run local 5K races where the entrance fees are less and the door prizes are plenty! (Just last week I ran a race with an entry fee of $30. Then I won a $25 gift certificate to one of my favorite restaurants, and noshed on post-race bananas, bread, granola bars and water. I also got a medal for placing third in my age group!)

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    Constantly shop around for used equipments on Craigslist or local specialty shops.

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I buy discounted gift cards for Michaels craft store from online sites that sell them, such as giftcardrescue.com. Sometimes I can save 15% or more on the giftcard. Then I clip coupons to multiply the savings. My daughter makes jewelry. She has long given her handmade jewelry as gifts to friends and family, which is a form of savings to her. Now she's selling it on her website.

  • 19 Ways to Reuse Old Towels   14 years 10 weeks ago

    An excellent list. Regarding number fourteen, though...I used to be one of those ladies, until my sister, a nurse, educated me about the dangers of human blood (even my own). I won't go into the...errr...gory details, but from a health and epidemiological standpoint, blood can be seriously nasty stuff. Even a thorough washing with bleach and hot, hot water is not sufficient for fibers and other porous materials. So even though I don't react to blood as icky, as a lot of people do, I decided to forego frugality in this area for health reasons.

  • Ask the Readers: How Do You Save Money on Your Hobbies?   14 years 10 weeks ago

    I always wait for Groupon or Livingsocial to send me discounted activities to indulge in my personal hobbies. I only participate in my hobbies once per month, and usually those sites send me discounts right on time for a wine tasting or kayaking trip (or both combined!!!).

  • 10 Things You Should Do Immediately After Losing Your Wallet   14 years 10 weeks ago

    I have had my purse stolen twice, but have to strongly disagree with the first protocol listed; the sooner you report your loss to everyone is in your best interests.

    20 years ago, I likely saved hundreds of dollars my reporting my stolen purse immediately after a party as my purse and cards were ditched the next day after the thieves tried to purchase items on my card at Sears, but were turned down due to me reporting that the card was reported stolen.

  • 6 Things You Can Look Forward to When You Have Money   14 years 10 weeks ago

    The main advantage of having money is that you can get want you want, buy the things you need, etc. That's what you called Financial Freedom. But one thing a person must remember is that money is just money. The important thing is that you are happy and you are also making others to feel the same way.

  • 9 Dollar Store DIY Projects to Try Out   14 years 10 weeks ago

    You could have included the photos in the article. They could show up as thumbnails, and then when the user clicks on them, the photo becomes larger

  • Don’t Waste Your Money on Homeopathic “Remedies”   14 years 10 weeks ago

    Isn't this what vaccines do? Vaccines give you a little tiny bit of the thing that makes you sick so your body can build up antibodies for it over time. then when you do get the "thing" your body can fight it.

    Perhaps some homeopathic remedies work in similar manner and this is why it was thought to be a valid path of treatment - without a true understanding of what was happening in the body and no one ever bothered to note that most won't work because of this lack of understanding of what was really taking place in the body.

  • Have Coupon, Will Travel: Apps to Save on the Go   14 years 10 weeks ago

    I would say I reap the benefits using apps like any coupon driven app. I travel frequently on business related to my job at Dish, which means I need apps that will keep me ready for anything like Yelp. I would like to add two of my favorite apps to the mix, trip advisor and dish remote access. Both are fantastic; trip advisor works like a personal travel assistant, and dish remote access allows me to access movies from my home DVR on my tablet. I can relax if I should run into a stressful situation.

  • Remove Car Dents Quickly and Cheaply   14 years 10 weeks ago

    Didn't make a dent. I was really exited to try it. Went to great lengths to go to get some dry ice and a can o duster for both tries, and neither of theme worked at all. What did work was wedging a small basketball in back of it and blowing it up.

  • netSpend: The Story of the Visa Debit Card We Did Not Apply For   14 years 10 weeks ago

    I got a netspend card because they promised you would get your social security 5 days earlier then you do with your bank. What a mistake I made. This card is a rip off! They have upped their fees several times in a couple of years. The give different "priviledges" depending on where you got your card, ie: lower fees, cash advances, etc.

    Starting 3 months ago my direct deposits started coming later and later. I got an email last week telling me my money would be n my acct today 4/30. No money. Others were posting on facebook and twitter they called netspend and were give so many different stories it would have filled a novel.

    DO NOT USE THIS CARD. REPORT THEM.

  • Ask the Readers: Do You Prefer Getting Gift Cards or Cash?   14 years 10 weeks ago

    I would rather get cash, but gift cards for Amazon, Kroger or Walmart are pretty good, too.

  • 9 Dollar Store DIY Projects to Try Out   14 years 10 weeks ago

    I love treasure hunting at the $$$1 stores. Great organizing bins, gift bags, and craft supplies. Also, a wonderful place to splurge.

  • 6 Things You Can Look Forward to When You Have Money   14 years 10 weeks ago

    Old conservative habits can sometimes be difficult to break, but splurging a bit more is certainly a good idea to enjoy the fruits of your labors.