I am motivated to save by thinking about how I don't want to have to subsist on cat food during my golden years. Should I happen to decide that cat food is the tastiest form of sustenance, so be it, but I just don't want to *have* to subsist on it.
I commented before and said that families could get by on one income (except maybe for medical bills/saving for college). But I want to add, having marketable skills and being able to support yourself is important for every person. There is nothing wrong with being a two income family. We as a society have become much more careless with money and more status conscious and that is what is causing the problem. Great article.
All true. We don't sew our clothes anymore. And we have more than one car and Dad is rarely fixing it. We call people to do the plumbing, etc. The really new one is that we have to pay for college now. Also new is that we do have cell phones and computer ISPs, etc and those are good to have. But the days of hand me downs and going to the library seem to be over, and that's a little sad. Maybe credit is just too convenient.
I have never purchased an app. I download free apps, but if there were one I thought would be really useful in saving me money, I might consider purchasing it.
Good article. I recently had to buy a new car for work so it definitely applies to me. What I've learned is if you are going to buy a new car don't buy more car than you can afford. And don't pay more than you have to. Use sites like http://www.truecar.com and edmunds.com to find the best prices on the cars you want.
I don't have a smart phone because the cheapest data plan is $30 extra dollars. The only way I'd likely purchase a plan and an app was if I felt that the $30 plus dollars would be saved as a result of the cost.
I put myself through college by ways of receiving some pocket money from my parents and working part-time. My parents gave me all the mental support I needed and all the financial support they could afford (which wasn't much after all). My 4 years college education therefore took me 5 years to complete, since part-time work committments sometimes were in conflict with my studies (no regrets).
After college and after scoring my first "real" job I spend all the money I earned (and more) since "I deserved it" until the point I realised that I was a) not any richer and b) not happier, but more stressed out.
Today I am working on finding a a balanced life-style that is enriching and empowering, where money is not a stress factor to my life anymore.
Spending some and saving some is providing me with a sense of empowerment and freedom.
I'm glad that you brought up the fact that this is normal in many cultures. During this time it's even becoming the norm. Keeping the lines of communication open is important. I's suggest you bring up the fact that you want to pitch in first so they can see you're not there to mooch of their hard earned cash.
I've purchased exactly one app in the 10 months I've owned my smartphone. The rest are free, so I can read books, check the weather, and more, all for $0.
Buying winter clothes in March in sizes too big for your kids helps cut down on back to school clothes next fall. It's a bit of a risk if you aren't sure how much your kids are going to grow, but I haven't ever had more than one or two things not work.
I think moving back in with your folks can be a really good choice if it's an option available to you. A fair amount of my friends have done it, and while it might not be the ideal situation, it's also a lot better than sinking into debt.
I do purchase apps after trying them (lite versions or on a friends phone). I have a lot of apps that I bought over the last year, most of them cost under a dollar ($0.99). But I do have a few that I bought for much higher prices too.
What motivates me to save is the fear of not having enough to pay bills and buy things we need. There is nothing worse than worrying about lack of money
What motivates me to save is the fear of not having enough to pay bills and buy things we need. There is nothing worse than worrying about lack of money
I agree with most of the commenters here, I hardly pay for apps, I find that most of what I need either has a free version or a free alternative all together.
This article definitely hits a nerve with me as I would love to quit my job and am happy to live off less. However it is more complicated than that. To voluntarily go from the security of a two income family to a one income one can be quite a scary thought - what if interest rates go up, or what if the main breadwinner loses their job? If both parties aren't happy with going from one income to two, it can be tricky... I wrote an article relating to this on my blog http://ecothriftyliving.blogspot.com/2012/03/after-children-changing-fin...
I am motivated to save by thinking about how I don't want to have to subsist on cat food during my golden years. Should I happen to decide that cat food is the tastiest form of sustenance, so be it, but I just don't want to *have* to subsist on it.
anyone else read "sweet breads" and think animal organs?
Lol, no. I can't afford things like that.
I commented before and said that families could get by on one income (except maybe for medical bills/saving for college). But I want to add, having marketable skills and being able to support yourself is important for every person. There is nothing wrong with being a two income family. We as a society have become much more careless with money and more status conscious and that is what is causing the problem. Great article.
All true. We don't sew our clothes anymore. And we have more than one car and Dad is rarely fixing it. We call people to do the plumbing, etc. The really new one is that we have to pay for college now. Also new is that we do have cell phones and computer ISPs, etc and those are good to have. But the days of hand me downs and going to the library seem to be over, and that's a little sad. Maybe credit is just too convenient.
I have never purchased an app. I download free apps, but if there were one I thought would be really useful in saving me money, I might consider purchasing it.
Good article. I recently had to buy a new car for work so it definitely applies to me. What I've learned is if you are going to buy a new car don't buy more car than you can afford. And don't pay more than you have to. Use sites like http://www.truecar.com and edmunds.com to find the best prices on the cars you want.
The economy motivated me to save. We just do not know what to expect in the near future.
I don't have a smart phone because the cheapest data plan is $30 extra dollars. The only way I'd likely purchase a plan and an app was if I felt that the $30 plus dollars would be saved as a result of the cost.
Chris
I like you on facebook
Free apps are what I go for. My favorite is Evernote, which helps me organize my life between all different devices I have
I put myself through college by ways of receiving some pocket money from my parents and working part-time. My parents gave me all the mental support I needed and all the financial support they could afford (which wasn't much after all). My 4 years college education therefore took me 5 years to complete, since part-time work committments sometimes were in conflict with my studies (no regrets).
After college and after scoring my first "real" job I spend all the money I earned (and more) since "I deserved it" until the point I realised that I was a) not any richer and b) not happier, but more stressed out.
Today I am working on finding a a balanced life-style that is enriching and empowering, where money is not a stress factor to my life anymore.
Spending some and saving some is providing me with a sense of empowerment and freedom.
We are saving for a house for our soon-to-be expanding family. That is some strong motivation.
I'm glad that you brought up the fact that this is normal in many cultures. During this time it's even becoming the norm. Keeping the lines of communication open is important. I's suggest you bring up the fact that you want to pitch in first so they can see you're not there to mooch of their hard earned cash.
I've purchased exactly one app in the 10 months I've owned my smartphone. The rest are free, so I can read books, check the weather, and more, all for $0.
Buying winter clothes in March in sizes too big for your kids helps cut down on back to school clothes next fall. It's a bit of a risk if you aren't sure how much your kids are going to grow, but I haven't ever had more than one or two things not work.
I think moving back in with your folks can be a really good choice if it's an option available to you. A fair amount of my friends have done it, and while it might not be the ideal situation, it's also a lot better than sinking into debt.
I do purchase apps after trying them (lite versions or on a friends phone). I have a lot of apps that I bought over the last year, most of them cost under a dollar ($0.99). But I do have a few that I bought for much higher prices too.
Did the insurance company then view your car as worthless or did you get something for the second accident?
Most of my apps were free, but I did buy a few. I'm addicted to the games with friends!
What motivates me to save is the fear of not having enough to pay bills and buy things we need. There is nothing worse than worrying about lack of money
What motivates me to save is the fear of not having enough to pay bills and buy things we need. There is nothing worse than worrying about lack of money
I agree with most of the commenters here, I hardly pay for apps, I find that most of what I need either has a free version or a free alternative all together.
What motivates me to save is both my "boys" (son and husband) are in school. There tution is pretty expensive, so we save for both schools.
This article definitely hits a nerve with me as I would love to quit my job and am happy to live off less. However it is more complicated than that. To voluntarily go from the security of a two income family to a one income one can be quite a scary thought - what if interest rates go up, or what if the main breadwinner loses their job? If both parties aren't happy with going from one income to two, it can be tricky... I wrote an article relating to this on my blog http://ecothriftyliving.blogspot.com/2012/03/after-children-changing-fin...