Thank you for your feedback Guest. Regarding CFLS, you can find out more info at http://www.energystar.gov/?c=cfls.pr_cfls_savings. The estimated savings are provided by the US Environmental Protection Agency and the Department of Energy.
Thanks for the tip Noah! I had seen a hack of taping a hose to a broom to create a water broom, but I wasn't aware that some stores would sell it as well. I am definitely checking one out the next time.
Great post! It's also important to realize that credit reports are just as important as credit scores. There's another myth that your credit score is the only thing that matters, not what is on your report. Clearly, this is a false claim. Your credit score is similar to a score on a test and your credit report is the actual test. Without seeing all the reasons that impacted your grade, you won't know what you are doing right or wrong.
Hi Guest, thank you for your comments. What are your current return policies? Would modifying them to your preference be helpful to establish clear parameters for processing returns with your buyers? I sell online as well through Amazon and eBay, and I provide them clear guidelines for returns and refunds so that we are all on the same page. Cheers, Damian
"The most important thing to understand is that happiness is not a quest. You will never find or achieve it. You can be happy today or you can not be happy today. In many ways, the choice is entirely yours."
I have to say, personally speaking... this is the most powerful part of the entire blog to me.
It works the same way for couples trying to become pregnant. They try so hard that failure is inevitable, it's only when they stop pushing so hard for it, and let it be, that nature does what it does best.
I love this post, I doubt I can speak highly enough about it. It's something I have had to come to the hard way, because back when I was trying to adjust my mindset, there was no clear and easy list like here. I really hope this reaches a lot of people, because it's all in your mind, it's what you do with life, and it's so gratifying to see that there are others like me out there, enlightened enough to pass along this wisdom.
If I take a day trip, I use the GasBuddy App to get cheapest fuel price, I pack a cooler full of drinks, sandwiches, and snacks and we try to go to something cheap or free. Plus, we always carry our own water bottles that we can refill at water fountains.
Don't return clothes. What a horrible, selfish idea. How is this idea in any way financially responsible or ethical? If you aren't going to want what you buy, don't treat checkout as a way to try them at home first. Just don't. buy. the clothes.
Now they've been stuffed in a bag, wadded up, wrinkled, and possibly gotten dirty. IF the retailer can resell them, they will have to clean them up or sell them at a loss on the clearance rack. And if you wait long enough, the retailer has spent the money you gave them to pay for more clothes (and this is especially true for smaller retailers and online shops where they may be a one-man show.) And now they have to pay out of a deficit to cover your return; a payment they will probably not recoup.
(For the record, I have a shop on Etsy, and more and more "Buy and then decide what I want" seems to be the shopping mantra. And some people have waited *days* to ask for a cancellation, in which case their items are already on their way. This costs me a lot of money out of pocket, between leftover processing fees and shipping fees, as well as the time that the product is unavailable to sell to someone else while it's traveling the US. Since my husband's income just covers the bills, this is our grocery and clothing budget I'm working for, so it's frustrating.)
Like so may people, when seeing the actual numbers and the reality of the purchase, you would rather shrug the numbers off and bury your head in the sand. Yes things can and do change but numbers do lie. The fact that you don't like the numbers or don't want to believe does not make it false. Hopefully you can get beyond the knee jerk reaction of realizing that maybe your "wants" are either unrealistic or detrimental to your financial health and make a wise decision based on facts rather than emotion (which was clearly pointed out in the article). If you chose to make a decision because it is something you just want at all costs, that is your decision to make. That will not change the facts of what it will mean to you financially. It would be best for you to acknowledge that as part of your decisioning process and either accept it and go forward, dealing with the facts no matter what it means to your future. At least you wi have made an educated and informed decision rather than just "gambling" with you and your family's future.
We save by being very intentional about bigger trips (cutting out other expenses so we can splurge on where we really want to go) some years and staying close to home other years with day trips to the mountains and weekends at friends/families' cabins in the mountains. We also try to rent accommodations with kitchens to cut down on eating out.
Worried about the huge mosquitoes while planning my Alaska visit, my buddy sent me a 'Sure Cure' for mosquitoes. Says it's fool proof.
Recipe:
In 4 cups boiling water, add
2 tablespoons Barbeque Sauce,
1 teaspoon Mrs. Dash seasoning salt,
1/4 cup sour cream,
1/2 cup brown sugar
1/3 cup fish oil.
Why it works?
Mosquitoes can't catch 'ya, you'll be running too fast from the bears.
Clutter. The word Clutter is where I needed help the most. Unfortunately, I still can't decide on what stuff to keep and get rid of. The ones where I want to keep, there's more that is coming into my life. I tend to buy more books and stuff because I don't want to go to a library and borrow. I might have forgotten on what day it's due which will cost me more money.
Thanks for posting this cool article of yours. I'm going to keep in mind of some cool tricks you mentioned. Thanks.
I have used my crock pot for fourth years mostly in Winter. Now that I am getting even older I rely on it a great deal. I have used your tip of liquefying vegetables to thicken vegetables for some time. It was very helpful in getting vegetables into my children. Thank you for the recipes!
We saved on Kings Dominion by purchasing tickets from our local Credit Union. We save by using different price comparison sites to see how much resorts cost at the beach (Expedia, Kayak,Priceline, etc) and when visiting a destination I start looking online for additional coupons to use and where the cheapest gas will be on the way there.
It is dubious savings to spend relatively large amount of money for much later returns. Many of these suggestions are for long term savings but will not save anything, and actually cost you money, if you have to change address within few years. Here are just few comments.
2. It's the taps that adjust the flow of water, the shower heads only distribute the water. While the more expensive shower heads might give you finer mist at lower water flow it is the setting of the taps to lower water flow that saves you money.
5. CFLs are dubious savings, they usually don't last as long as advertised, apart from the fact that their brightness is uneven, starts low and then gets brighter over few minutes and only the very expensive ones are dimm-able and dimming the lights saves you money. I say use the bulbs you have, instead of needlessly spending money to replace bulbs that still work. If you want to save energy remember to always turn them off when you leave the room instead of actually using more lights because you have such an effective bulbs.
9. Regular water bottles are reusable, you don't have to purchase special glass water bottles. Rest assured that there are far less chemicals leaching from the plastic than there are already in your drinking water.
19. Electric toothbrush will not make your smile nicer or save money at the dentist, regular brushing does.
Those are great tips: farmers markets and cultural fairs are indeed great thrifty ideas! I had in my mind to include a list of farmers markets in Oahu, such as KCC, Kailua and Hawaii Kai, but forgot at the list minute. Thanks for the reminder and the Kauai tips. Regarding Costco, I am the master on shopping there, check out my article on how to access Costco prices even without a membership at http://www.wisebread.com/7-things-non-members-can-get-at-costco-includin...
Thanks for your tips. I have actually sold my miles to www.sellmymilesnow.com and had a great experience.
Thank you for your feedback Guest. Regarding CFLS, you can find out more info at http://www.energystar.gov/?c=cfls.pr_cfls_savings. The estimated savings are provided by the US Environmental Protection Agency and the Department of Energy.
Thanks for the tip Noah! I had seen a hack of taping a hose to a broom to create a water broom, but I wasn't aware that some stores would sell it as well. I am definitely checking one out the next time.
http://www.DNPromos.com is a good coupon site for domain names.
Great post! It's also important to realize that credit reports are just as important as credit scores. There's another myth that your credit score is the only thing that matters, not what is on your report. Clearly, this is a false claim. Your credit score is similar to a score on a test and your credit report is the actual test. Without seeing all the reasons that impacted your grade, you won't know what you are doing right or wrong.
Hi Guest, thank you for your comments. What are your current return policies? Would modifying them to your preference be helpful to establish clear parameters for processing returns with your buyers? I sell online as well through Amazon and eBay, and I provide them clear guidelines for returns and refunds so that we are all on the same page. Cheers, Damian
You can buy air miles from other people, for this you can use a marketplace like this: http://tripmakler.com/miles/
I compare prices of things like hotels and gas online to find the best prices.
"The most important thing to understand is that happiness is not a quest. You will never find or achieve it. You can be happy today or you can not be happy today. In many ways, the choice is entirely yours."
I have to say, personally speaking... this is the most powerful part of the entire blog to me.
It works the same way for couples trying to become pregnant. They try so hard that failure is inevitable, it's only when they stop pushing so hard for it, and let it be, that nature does what it does best.
I love this post, I doubt I can speak highly enough about it. It's something I have had to come to the hard way, because back when I was trying to adjust my mindset, there was no clear and easy list like here. I really hope this reaches a lot of people, because it's all in your mind, it's what you do with life, and it's so gratifying to see that there are others like me out there, enlightened enough to pass along this wisdom.
Thank you so much.
If I take a day trip, I use the GasBuddy App to get cheapest fuel price, I pack a cooler full of drinks, sandwiches, and snacks and we try to go to something cheap or free. Plus, we always carry our own water bottles that we can refill at water fountains.
Don't return clothes. What a horrible, selfish idea. How is this idea in any way financially responsible or ethical? If you aren't going to want what you buy, don't treat checkout as a way to try them at home first. Just don't. buy. the clothes.
Now they've been stuffed in a bag, wadded up, wrinkled, and possibly gotten dirty. IF the retailer can resell them, they will have to clean them up or sell them at a loss on the clearance rack. And if you wait long enough, the retailer has spent the money you gave them to pay for more clothes (and this is especially true for smaller retailers and online shops where they may be a one-man show.) And now they have to pay out of a deficit to cover your return; a payment they will probably not recoup.
(For the record, I have a shop on Etsy, and more and more "Buy and then decide what I want" seems to be the shopping mantra. And some people have waited *days* to ask for a cancellation, in which case their items are already on their way. This costs me a lot of money out of pocket, between leftover processing fees and shipping fees, as well as the time that the product is unavailable to sell to someone else while it's traveling the US. Since my husband's income just covers the bills, this is our grocery and clothing budget I'm working for, so it's frustrating.)
Like so may people, when seeing the actual numbers and the reality of the purchase, you would rather shrug the numbers off and bury your head in the sand. Yes things can and do change but numbers do lie. The fact that you don't like the numbers or don't want to believe does not make it false. Hopefully you can get beyond the knee jerk reaction of realizing that maybe your "wants" are either unrealistic or detrimental to your financial health and make a wise decision based on facts rather than emotion (which was clearly pointed out in the article). If you chose to make a decision because it is something you just want at all costs, that is your decision to make. That will not change the facts of what it will mean to you financially. It would be best for you to acknowledge that as part of your decisioning process and either accept it and go forward, dealing with the facts no matter what it means to your future. At least you wi have made an educated and informed decision rather than just "gambling" with you and your family's future.
Sounds like something written by the airlines to get even more out of your pocket.
I save on summer travel by comparing hotel prices.
We save by being very intentional about bigger trips (cutting out other expenses so we can splurge on where we really want to go) some years and staying close to home other years with day trips to the mountains and weekends at friends/families' cabins in the mountains. We also try to rent accommodations with kitchens to cut down on eating out.
Sure Cure Alaska Mosquito Repellant
Worried about the huge mosquitoes while planning my Alaska visit, my buddy sent me a 'Sure Cure' for mosquitoes. Says it's fool proof.
Recipe:
In 4 cups boiling water, add
2 tablespoons Barbeque Sauce,
1 teaspoon Mrs. Dash seasoning salt,
1/4 cup sour cream,
1/2 cup brown sugar
1/3 cup fish oil.
Why it works?
Mosquitoes can't catch 'ya, you'll be running too fast from the bears.
We save on travel by staying close to home. We usually just do activities that are within driving distance and not too far away.
Having a six year time limit on tires would mean vastly more tires sold not the opposite. You conspiracy suggestions don't hold up at all to me.
Clutter. The word Clutter is where I needed help the most. Unfortunately, I still can't decide on what stuff to keep and get rid of. The ones where I want to keep, there's more that is coming into my life. I tend to buy more books and stuff because I don't want to go to a library and borrow. I might have forgotten on what day it's due which will cost me more money.
Thanks for posting this cool article of yours. I'm going to keep in mind of some cool tricks you mentioned. Thanks.
I have used my crock pot for fourth years mostly in Winter. Now that I am getting even older I rely on it a great deal. I have used your tip of liquefying vegetables to thicken vegetables for some time. It was very helpful in getting vegetables into my children. Thank you for the recipes!
We saved on Kings Dominion by purchasing tickets from our local Credit Union. We save by using different price comparison sites to see how much resorts cost at the beach (Expedia, Kayak,Priceline, etc) and when visiting a destination I start looking online for additional coupons to use and where the cheapest gas will be on the way there.
It is dubious savings to spend relatively large amount of money for much later returns. Many of these suggestions are for long term savings but will not save anything, and actually cost you money, if you have to change address within few years. Here are just few comments.
2. It's the taps that adjust the flow of water, the shower heads only distribute the water. While the more expensive shower heads might give you finer mist at lower water flow it is the setting of the taps to lower water flow that saves you money.
5. CFLs are dubious savings, they usually don't last as long as advertised, apart from the fact that their brightness is uneven, starts low and then gets brighter over few minutes and only the very expensive ones are dimm-able and dimming the lights saves you money. I say use the bulbs you have, instead of needlessly spending money to replace bulbs that still work. If you want to save energy remember to always turn them off when you leave the room instead of actually using more lights because you have such an effective bulbs.
9. Regular water bottles are reusable, you don't have to purchase special glass water bottles. Rest assured that there are far less chemicals leaching from the plastic than there are already in your drinking water.
19. Electric toothbrush will not make your smile nicer or save money at the dentist, regular brushing does.
Aloha!
Those are great tips: farmers markets and cultural fairs are indeed great thrifty ideas! I had in my mind to include a list of farmers markets in Oahu, such as KCC, Kailua and Hawaii Kai, but forgot at the list minute. Thanks for the reminder and the Kauai tips. Regarding Costco, I am the master on shopping there, check out my article on how to access Costco prices even without a membership at http://www.wisebread.com/7-things-non-members-can-get-at-costco-includin...
My record is 2505 emails in two hours
Now, that is sad...really sad.
Sunscreen has carcinogens in it and causes cancer!!
Why would anyone advise use of this??