Recent comments

  • Make Your DVD Player Region-Free in Seconds   9 years 25 weeks ago

    I live in U.S. and I'm trying to play a dvd from Europe
    I have a Sony RDR-VX515 and the Videohelp website says that there are 'no region code comments for this player' : (
    Can anyone help, or do I have to go out and buy another dvd player?

  • 10 Things You Should Do Immediately After Losing Your Wallet   9 years 25 weeks ago

    Age 16 to 32 I always, always had my leather wallet in my back right pocket. I felt "naked" without it--but got influenced by a suggestion of my colleague to remove it while in our law practice office--as he did routinely--either on the desk or in my brief bag. Then, a few weeks later, while traversing the city with it in my brief bag, someone distracted me and stole it! What a mess! Switched back to always carrying it in my right back pocket and I have not lost it in almost twenty years hence! My colleague has "lost" his wallet at least three times, or forgotten it in the office, creating great inconvenience. Morale: Keep track of your wallet, by habit or customary practices with it--it should be second nature to know its whereabouts at all times!

  • 17 Things Car Salesmen Don't Want You to Know   9 years 25 weeks ago

    I would love the uninformed author of this article to give me a call at my dealership so I can explain how car sales actually works. I have been management at a Ford Dealer for over 18 years and study ways to make the car buying process more transparent and comfortable for the consumer. Had this, chances are not highly acclaimed internet blogger , wrote this article in 1976 he may have been correct. You see, this article, poorly written and extremely non factual is at fault for the uncomfortable back and forth that goes on in todays dealerships. I'm not saying that there are not a few stores operating like this, but if dealers are selling cars like they did before the internet has taken this industry by storm then shame on them. Here's a few points about your article that I must debunk before you cause more friction in dealerships across the country:

    1. Most salespeople make an average of $40,000 per year. There are some veterans that pay attention to their customer base that could make 6 figures or more but it takes years of service and loyal customers to get to that point.
    2. There is not as you call "piles of cash" in terms of mark-ups in these new vehicles. Most domestic products have $800-2700 in mark-ups before rebates.
    3. I love how you made us sound like spys as we let the customers "talk it over" a while. Do you feel we bug the offices to get important information to close the deal? I laughed aloud at that one.
    4. I have been appraising cars for 18 years and have never used NADA to evaluate a cars worth. NADA are for insurance values and on the contrary those values are higher than wholesale numbers. Most dealers here on the East coast use Galves and auction data to figure out what cars are worth. If dealers used NADA to evaluate cars they wouldn't be able to resell them and make any profit.
    5. 54% of cars qualify as "good condition" on Kelly Blue Book. A tiny percentage I believe 4 or 5 % qualify as excellent yet you encourage your reader to never accept a "good" appraisal.
    6. Extended warranties are essential when buying a new car today. Yes, there are cheaper warranties available from companies that wont be honored at most dealerships. If I bought a Ford I would want a Ford warranty. If I bought a Jeep I would want a Chrysler warranty. I wouldn't want a generic warranty that costs $500 lesser but covers 1/3 of what the manufacturers warranty covers.
    7. And dealer invoice is a good deal. In fact when I started $300 or $400 over dealer invoice was a good deal. If you could get a deal at invoice it is fair. If you get a deal slightly below invoice it's an excellent deal. We shouldn't have to sell a car under dealer invoice unless it's a slow turner, a leftover, or a tough seller.

    There were some truths in your article such as the internet being a great tool for the consumer and the fact that the buyer has the edge. Other than that I was offended by your article and feel it was written by someone who has never stepped foot in a dealership one day in their life. I always had a policy of not talking politics because I am not into the topic nor understand a lot of the going ons. I suggest you do the same with your ignorant view of my business.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    I should have started saving earlier.

  • 5 Things Worth Buying Before Heading Overseas   9 years 25 weeks ago

    Strong list. Depending on the country you're going to and what type of phone you use, buying a SIM card with pre-purchased data can also be a good option in addition to or instead of a Wifi hotspot. And funny you should mention a spinner suitcase — I have my eye on one as we speak ;)

  • 12 Natural Remedies for Stomach Pain   9 years 25 weeks ago

    Warm water always clears up the bloating or better still have is as a cup of chamomile.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    I regret leaving a job that paid well to do one I thought I would enjoy more. Not only am I still making less, but I dislike this job too.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    When I can't find something I need so I buy another one so of course then I end up with multiples.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    Bought a house I didn't like believing I could fix it up. But it turned out to be too expensive to fix.

  • Here's How to Earn $170 a Year With Your Junk Mail   9 years 25 weeks ago

    What company was that Jane?

  • Here's How to Earn $170 a Year With Your Junk Mail   9 years 25 weeks ago

    I was sent that letter from a company that takes your junk mail. But I was told all I would get from turning in my junk mail was to be put into a drawing at the end of the week to WIN a 100$. Not anything about earning point or cash.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    I wish I had started buying stock a lot earlier in life.

  • Can Tiny House Living Actually Save You Money?   9 years 25 weeks ago

    Where do you live? And is it your own land?

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    Mine was racking up credit card debt in my 20s.

  • Reach Your Money Goals Faster With a Simple Naming Trick   9 years 25 weeks ago

    I do this too. Rename those MINT account goals as something more personal and exciting than "home repair" or "vacation". How about "back deck" and "Alaska"?

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    keeping money in a low interest bank account as opposed to investing it

  • 5 Things Americans Spend Too Much On   9 years 25 weeks ago

    This sounds good

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    I regret spending money on stuff - nice stuff like Waterford and Lenox china for a lifestyle that we didn't have. It would have been better to buy stock in decent companies.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    I wish I had saved more money when I was younger and didn't spend so much and instead put it in savings.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    I spent a lot of money on "stuff" such as Waterford bowls and decanters for a lifestyle that I never had.

  • Dissecting "Gift Guilt" - When Does Receiving a Gift Make You Feel Bad?   9 years 25 weeks ago

    I ended up getting a 90$ gift from a male friend ( who was obviously trying to buy my favor) and I don't know how to fix it. If I keep the gift and tell him that I don't want his affection, I'll probably get called a gold digger. But if I ask him to return it ( they were online gifts for a game so I have to tell him to return them) I'll still probably get talked at unhappily. Anyone have any ideas?

  • Reach Your Money Goals Faster With a Simple Naming Trick   9 years 25 weeks ago

    I have read your yearlong commentaries on how you are going to reach your goals. It is now almost Nov and I believe that you now have more debt. It also appears that you got side tracked when you were looking to sell your husbands house. You are a hard worker and very creative. I enjoy reading your commentaries, but life is a lot simpler than you make it. I hope you can focus on your simple goals and be kind to yourself. Cheers! GW

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 25 weeks ago

    My financial mistake that haunts me is: not having a plan for the money I made when I was in my twenties. I would be much further ahead today.

  • Ask the Readers: What Financial Mistake Still Haunts You Today?   9 years 26 weeks ago

    I regret wasting money on clothes. I have so many clothes still with tags that I don't know why I bought.

  • How to Launder Money   9 years 26 weeks ago

    With an app you'll have your own branded icon, on their phone 24/7 365 days a year. You an easily type emails and thus connect with everyone and share messages. Wait for the right wave, not the next wave, but the RIGHT wave!