Recent comments

  • Ask the Readers: How Do You Keep Heating Costs Low?   9 years 26 weeks ago

    For reference, we live in New Jersey, which has horribly cold winters:

    1) Our house has five zones for heating. We only use one of them, two at the most as it is just my husband and me living in the house.

    2) For the one or two zones we do use, the highest we keep the heat is 62 or 64 at the very most.

    3) We turn our heat to 60 at night when we are sleeping.

    4) During the day when I am home and in one of the unheated zones, I use an electric blanket when I am at the computer or otherwise seated. This has saved us a lot of money.

  • Ask the Readers: How Do You Keep Heating Costs Low?   9 years 26 weeks ago

    first, we use a programmable thermostat which automatically lowers the temp at night. second, we tend to keep the temp in the 60's. third, we wear sweats around the house during the day. and finally, we put heavier blankets on the bed at night.

  • Ask the Readers: How Do You Keep Heating Costs Low?   9 years 26 weeks ago

    I just keep my apartment really cold and deal with layers and blankets.

  • Ask the Readers: How Do You Keep Heating Costs Low?   9 years 26 weeks ago

    Our main source of heat is slab wood. We have this delivered and order enough bundles to get the discount price. We cut it into pieces that fit our wood stove. We supplement this with fuel oil, but keep the thermostat set at 55 degrees. If anyone gets chilly, there are plenty of throws in baskets throughout the house. All family members have warm slippers to wear, which I keep near the boot tray. I have thick socks for guests if they need them. Window treatments get closed at night to keep out the cold and opened during the day to allow in the sunshine. As we can afford it, we replace windows and doors.

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 26 weeks ago

    I am not dressing up.

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 26 weeks ago

    I won't be dressing up this year for halloween, only the kids will be dressed for halloween

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 26 weeks ago

    I won't dress up this year.

  • 11 Simple Rules of Excellent Houseguest Etiquette   9 years 26 weeks ago

    Renee, I agree with you totally.

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 26 weeks ago

    I am not dressing up this year I don't think.

  • Extended Car Warranties: 3 Things to Know   9 years 27 weeks ago

    There's now many different types of extended car warranty and an array of providers out there - and this is a great job summarising the key points to look for.

    One extra addition you might want to mention is a "Lite" warranty - which offers a substantial saving to cover the same components as a regular warranty.

    The reason for this is it only covers failures that cause the vehicle to breakdown at roadside - so not those identified while at a garage.

  • 17 Uses for Stale Bread   9 years 27 weeks ago

    If you know what's good for you, you will NEVER feed seagulls.

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 27 weeks ago

    I will not be wearing a costume for Halloween.

  • 12 Grammar Mistakes That Are Making You Look Stupid   9 years 27 weeks ago

    Accept vs. except is a great example of common homophones. Thanks for pointing it out!

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 27 weeks ago

    No. I dress my kids up. That's enough for me.

  • 9 Ways to Use Up Leftover Buttermilk   9 years 27 weeks ago

    You can freeze your leftover buttermilk until you need it again. If you freeze it in an ice cube tray (and store in freezer bag after the cubes are frozen), then you won't have to thaw the whole amount the next time you need 1 cup for a recipe.

  • John Cummuta: Transforming Your Debt Into His Wealth   9 years 27 weeks ago

    I didn't pay anything for his program. I got it at the local library. What kind of American family would want to have two new car loans? If that is the average American family then no wonder we are going down the tubes. Have some fortitude America and self control! You don't need to have everything new. It is ridiculous.

  • Keys Locked in the Trunk? Here's What to Do   9 years 27 weeks ago

    Hi Paul!

    You covered this really well, and hit the points most people don’t even think about, even when this happens to them. Most people don’t realize just how difficult and complicated being locked out can be.

    I have only a few things to add. From experience.

    This has happened to me more times than I will admit. After the second time, my husband welded boxes with secure clips to the frame. Crawling under the car was a very good incentive to put brain in gear before leaving the car. (Without keys.)

    If you don’t have a handy husband, an auto repair shop, or any shop with a welder (man and machine) can weld the boxes. I suggest two because of Mr. Murphy’s existence. The more critical the need for the key the more likely a gremlin will have swiped a box off the frame.

    Since you’re basically giving someone a key to your car when he welds the boxes, I suggest doing this in another large town and giving them a PO Box or different address. Or, if you have a very good friend with welder, he/she can do this. It’s very simple. The hardest part is getting in a good position to weld the boxes.

    This however, is locking the barn after the cow escaped.

    After I learned not to lock myself out, I was present three times when keys were locked in the front or the trunk (or stolen) and I learned: Every car is different. Even if they came off the assembly line one behind the other. Every lock smith/emergency technician is different. Sometimes it’s easier to get in the trunk than the front, or visa versa. And the technician who comes out will only know how to do the wrong one. Every price quote is different and it’s not going to be what you pay. (Unless you have an auto club, which I recommend. If you have an auto club things don’t happen to you.) And all time estimates are different and inaccurate.

    I suggest you give the year, make, model, and location of the keys, to the person you’re asking for help, so they can, hopefully, send the right person. Sometimes it’s easier to get in the trunk than into the front. If this is the case, and the keys are in the trunk, it’s 5 minutes to rescue. In the front, an hour more or less.

    As you said, auto manufacturers are making cars more secure.

    If your car is 7 years old (give or take 10) your local dealer (even if they did not sell you the car) may have a key for your car. (That’s why you write the Vehicle Identification Number down and have it in your pocket. Because the windshield will be dirty right over it and you can’t see it. And the dirt is on the inside.)

    Even if they don’t have a key readily assessable, often they can get into your car faster and easier than a locksmith/technician. They have many calls where the vehicle dies, the owner locks up, goes home, calls the dealership to tow it in. Unless they want to put it on the bed of a truck, it’s easier and safer to get in the car and unlock the wheels. Therefore, they have a lot of practice getting into their cars. They know all the secrets and tricks. (And one secret is a master key for a number of cars.) If they can’t help you right away, they can probably refer you to a more or less competent locksmith/ technician.

    IMPORTANT!! The one critical thing I have learned is: Give someone keys to your cars and your house. Also, put them on your bank account.

    Because someone can get your registered address from your license plate number. In some states anyone can go to The Department of Motor Vehicles, pay X$ and get your registered address. (Or, if they have the right friend, they only have to make a phone call.) If they have your key, they can find all sorts of interesting material in your car.

    My keys and a credit card were stolen while I was shopping. I discovered this when I went to my car. I called my friend, he notified my bank, (who froze my accounts), sent his wife to rescue me and was waiting (with his best friend, a 100 pound German Shepard) when the thief came in the door. (Most people locked out are standing around waiting for help for hours. Especially women. Thieves know this.)

    Almost the same thing happened to a friend, who only lost her car keys. She knew the secret of calling the dealership, so she called them. Told they would deliver her car in two – three hours to her nearby house, she took a taxi home. (She thought she had just dropped her keys.)

    The thief went to her car, found enough information to start charging things locally and over the Internet, and to “write” checks over the Internet. (Not everyone uses PayPal.)

    She didn’t lose any money but was four months filling out paper work, getting new credit cards, changing account numbers and getting new checks printed.

    The thief also had an interesting collections of “things” sent COD to her house.

    Note: If you’re new in town and don’t have a close friend, if you have a good relationship with your bank, they may hold keys for you and will certainly protect your accounts.

    If you just bought a residence, your real estate office may also be an emergency resource. Or your pastor. Or ?????

    But have someone. Suppose you lose your car and house keys, it is late at night, the surrounding stores are closing . . . bad idea for a bad movie.

    It may be easy to lose your keys, but as you said, it is not a small problem. It’s something you don’t want to happen. Ever. EVER. Because it will cost you time and money and you may live with it for months.

  • Make Your DVD Player Region-Free in Seconds   9 years 27 weeks ago

    I bought a new sony bdp s5500 blue ray player but unable to use it because of region code restrictions.can anyone please help me to run the player in region free manner?

  • Cheap Passport Pictures (Part Two): Online Ordering   9 years 27 weeks ago

    Your instructions didnt work in my case.

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 27 weeks ago

    I'm not dressing up this year

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 27 weeks ago

    I usually go as a witch and wear a witches hat and then all black.

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 27 weeks ago

    Of course, how else will I get my $3 Boorito

  • 5 Ways Life Is Amazing With an 800 Credit Score   9 years 27 weeks ago

    i want to buy a plane, when i stop dropping all my money into new businesses i will get a loan on one. This loan is stated income is pretty much based off credit. My 800 score will help me buy that plane.

  • 25 Secrets From the World's Most Frugal Frequent Travelers   9 years 27 weeks ago

    No Couchsurfing? WTH.

  • Ask the Readers: Are You Wearing a Costume for Halloween This Year?   9 years 27 weeks ago

    I am not dressing up this Halloween but my kids are!