Credit for the excess electricity is key in many cases as a means to pays for it.
The neanderthal power company here isn't able to accept excess. Yet they have plenty of money to replace all the old meters with newfangled remote access ones. Saves them beaucoup manpower costs for meter readers but does nothing for the consumer except increase rates to pay for the new meters.
Had we any forward looking leadership here, the state would have tied a grid upgrade into the acceptance of the new meters. Neanderthals abound.
What if the oil stain is coconut oil and it's on a wool jacket that can't be washed and the owner can't send it to the dry cleaner? What should he do to remove it?
I agree on everything but one.The thermostat is a off limits in my home its 78 during summer and 60 winter we do however have a fireplace and we cut and collect wood all summer long and it helps.Ceiling fans are only on when we are in that particular room.Our electric bill runs between $160-200 a month for a 2300 square foot home.We are comfortable with ceiling fans running keeps us cool.No sweating.
Really interesting post! Apart from the exercising benefits, “getting rid of your car” can be helpful for people in need. Nowadays there are non-profit organizations that can sell/scrap your ride and donate the money for the charity type you choose. Every vehicle has its worth and if you are willing, you can spend the profit for a good cause.
The thing in all this is if communities organized themselves they could take advantage of this coupon madness and help out many people in need! Instead of one person having a "mini mart in their basement" change it into a comminity food distribution centre and help people in need throughout your community by giving them access to the products they need for eveyday living. Don't just can the system due to "extreme individuals" but use it to help people who are hurting! All it takes is someone to us their brains for a change instead of complaining!
ps,
if you think I am an angry bastard, your right first time!
Yes, Debbie, passive income rules, but it tends to come only after a fair bit of hard work, just like Jason commented earlier on. Especially with a business, including landlording, it often takes years before you get to the passive income phase - and before that it's really, really hard work. But still it's worthwhile by far - can say that from my own experience - for many reasons, including the great and growing passive income that eventually follows!
Great list, #14 is funny! After seeing my son scream and cry for his first haircut, I watched and emulated it for 20 years. Saved a bundle. Sewing curtains and getting things repaired saves big time. Being a stay at home mom saved us money over time. I've been able to get the kids fired up about learning and exposed them to world travel and all types of books. They both got scholarships. Thank God. There's a million ways to cut back. The best way is not to spend it in the first place.
I started saving as soon as I got a full time job (24). By time I'm 30 i will have at least as much as my starting salary right out of school saved. I started with 10% in my 401k and then opened a Roth ira, which i funded as much as my other goals and needs allowed. Last year i maxed it out, which was awesome, but this year it's getting sidelined in favor of some necessary expenses and rebuilding some savings. Last year was difficult!
I'm not sure about full-fledged dumpster diving, but its true that different bakeries and restaurants throw away SO much food. Rather than going through their trash maybe you could go in at night when they're about to close or call ahead and ask if they wouldn't mind holding the food they're about to throw out, for you.
I think more and more people will begin to consider things like this in the very near future. The reality is that soon we'll have no choice but to work toward sustainability, and solar panels are obviously a major part of that.When your energy bills are out of control, it might be time to consider this.
A few friends have recently invested in solar panels for their homes and some even their pools. Large start up cost but definitely a great way to cut costs down the road. Another form of investment.
I like the idea of buying 3D TV this summer. I have not checked yet on the prices, but if the prices really drops low, I am considering it.
I've read a few Dave Ramsey books but still find a majority of information online.
Credit for the excess electricity is key in many cases as a means to pays for it.
The neanderthal power company here isn't able to accept excess. Yet they have plenty of money to replace all the old meters with newfangled remote access ones. Saves them beaucoup manpower costs for meter readers but does nothing for the consumer except increase rates to pay for the new meters.
Had we any forward looking leadership here, the state would have tied a grid upgrade into the acceptance of the new meters. Neanderthals abound.
this looks sweet. I may have to snag one of these boat jobs for my next gig.
What if the oil stain is coconut oil and it's on a wool jacket that can't be washed and the owner can't send it to the dry cleaner? What should he do to remove it?
I agree on everything but one.The thermostat is a off limits in my home its 78 during summer and 60 winter we do however have a fireplace and we cut and collect wood all summer long and it helps.Ceiling fans are only on when we are in that particular room.Our electric bill runs between $160-200 a month for a 2300 square foot home.We are comfortable with ceiling fans running keeps us cool.No sweating.
another use would be to keep food bags clothed such as chips, cereal, frozen foods.
Really interesting post! Apart from the exercising benefits, “getting rid of your car” can be helpful for people in need. Nowadays there are non-profit organizations that can sell/scrap your ride and donate the money for the charity type you choose. Every vehicle has its worth and if you are willing, you can spend the profit for a good cause.
I have read a few finance books, but primarily like to read short clips on the web.
Fantastic post Nora! This is not something I would have ever considered!
Sometimes...I've read The money saving mom's book and America's cheepest family book.
I don't because personal finance blogs give me more updated information than books.
The thing in all this is if communities organized themselves they could take advantage of this coupon madness and help out many people in need! Instead of one person having a "mini mart in their basement" change it into a comminity food distribution centre and help people in need throughout your community by giving them access to the products they need for eveyday living. Don't just can the system due to "extreme individuals" but use it to help people who are hurting! All it takes is someone to us their brains for a change instead of complaining!
ps,
if you think I am an angry bastard, your right first time!
Yes, Debbie, passive income rules, but it tends to come only after a fair bit of hard work, just like Jason commented earlier on. Especially with a business, including landlording, it often takes years before you get to the passive income phase - and before that it's really, really hard work. But still it's worthwhile by far - can say that from my own experience - for many reasons, including the great and growing passive income that eventually follows!
you win! You're more frugal than anyone I know
Great list, #14 is funny! After seeing my son scream and cry for his first haircut, I watched and emulated it for 20 years. Saved a bundle. Sewing curtains and getting things repaired saves big time. Being a stay at home mom saved us money over time. I've been able to get the kids fired up about learning and exposed them to world travel and all types of books. They both got scholarships. Thank God. There's a million ways to cut back. The best way is not to spend it in the first place.
does wd40 clean leather sofas
I started saving as soon as I got a full time job (24). By time I'm 30 i will have at least as much as my starting salary right out of school saved. I started with 10% in my 401k and then opened a Roth ira, which i funded as much as my other goals and needs allowed. Last year i maxed it out, which was awesome, but this year it's getting sidelined in favor of some necessary expenses and rebuilding some savings. Last year was difficult!
Investing is indeed an automation vehicle. One of the best things I did when graduating from college is pay off all my debts as soon as possible.
I'm not sure about full-fledged dumpster diving, but its true that different bakeries and restaurants throw away SO much food. Rather than going through their trash maybe you could go in at night when they're about to close or call ahead and ask if they wouldn't mind holding the food they're about to throw out, for you.
I think more and more people will begin to consider things like this in the very near future. The reality is that soon we'll have no choice but to work toward sustainability, and solar panels are obviously a major part of that.When your energy bills are out of control, it might be time to consider this.
My payback will be in 6.5 years! The system will last at least 10 if not 20 years.
A few friends have recently invested in solar panels for their homes and some even their pools. Large start up cost but definitely a great way to cut costs down the road. Another form of investment.
Yes, I read finance books. I really like Mary Hunt's books, Dave Ramsey's books, and the book Your Money or Your Life.
I typically read finance magazines or websites, rather than reading books.