Definitely, yes! If you have some spare money in your budget. If I was living paycheck to paycheck, I might not feel that having a pet was a necessity worth paying for, but as an extra expense that provides enjoyment to my life, I love having a pet. Also, taking your pooch for a walk provides an excuse for some free exercise time!
Buy accessories instead of clothes. Belts, jewelry, handbags, shoes, and scarves can update old outfits too. A bottle of Rit dye can really help out old clothes too and hide stains.
When we bought my engagement ring, the jeweler said that a lot of people use butter to remove stubbord rings, but it can cloud up the stone, and possibly the metal as well.
He said a better way to remove a stuck ring is to use Windex. The ring will slide right off, and it'll even clean the stone.
A well balanced post. Net worth is a very good number to know, though I keep an eye more on actual cash flow as an indicator of financial health. Cash flow is king. The moment you run out of cash, you are in trouble. If you try to dispose of your assets when you are down, the buyer will likely sense it and move in for the kill, offering peanuts
Butter is also great for getting stains out of vinyl and similar plastics. You just put a blob of it on the stain and leave on a sunny window sill. It might take a few applications but it seems to work! I came across this tip when I found one of my childhood toys had aan inky stain on it and it worked wonders.
My motivation to save is wanting to have money built up as a reserve.
You never know when illness or something else can occur you need to live off your savings for a while.
For me dog is a nighthmare in a flat. When you have big house, that's great, dog have space to live, and you have some too. But in small apartments it's not worth a cost.
Pets are definitely worth it - they add so many more rich layers to the tapestry of family. They give so much, and don't ask for much. I have 6 dogs - (of course, we live on 18 acres!). My daughter adopted the newest, and out of the other 5, only one we adopted as a puppy. The other 5 were all "dump-offs/cast-offs", whatever you want to call them. They are the sweetest dogs, and love us so much. I can't imagine not having a dog. Yes, it's not cheap, but it's worth it!
In our current retired lifestyle of active RVing, the answer is no. We want the freedom of doing what we want, when and how, without being concerned about taking or leaving pets. The expense of properly keeping a pet is also not in our budget for now.
What is the value of a child's mental and physical health? Yep, you guessed it, Priceless. We didn't give our first kitten that name, but we should have. Retrieved from our garage, from the litter of a feral mother, she was the magic that won back my daughter's smile. Lacking experience and creativity we named her Kitty. We were also gobsmacked from caring for our 16 year old daughter, who'd had four knee surgeries in 18 months. Talk about depressing and depressed. I was not thrilled about the kitten but our sad, beat-down, now handicapped daughter was. I'm sure there are those who can resist the antics of a kitten but Katie could not. I had never owned a cat but they rule at our house now because Kitty was just what Katie needed to bring her back from sickness to health. We could have spent a fortune but for the price of a neutering, some immunizations, and a two handfuls of kibble each day what we got was beyond measure.
17000 a year and you say it's less than most people spend in one place? For someone who has travelled so much you know awfully little about the realities of this world.
There is also the problem that the food is too salty. I usually end up eating a salad with dressing on the side on the rare occasions when we eat at chain restaurants. Sometimes I wonder if restaurants are so generous with salt because they do not want to take the time to actually marinade the food.
As a new dog owner, I'd have to yes. I adopted a 1 year old catahoula from a shelter and she's been a joy (and a pain in the ass.) Totally costs so far are around $500 but many of these are "start-up" costs if you will. I can't argue that the money will equal out but for me it comes close.
I got a dog primarily to help ward off the depression that I was taking SSRIs for. I've since gone off them and, while it's not always sunshine, it is significantly better than the other times I've tried getting by without drugs. That in itself is reason enought for me but if you take into account the costs of prescriptions and doctor visits saved over the long haul it might make a dent in the costs of having a pet.
In the same realm, I'm staying in more than I was. I'm single and tend spend a nice chunk of change out at bars and music venues. Having a dog makes me want to stay in more saving me money (and hangovers!)
I eliminated my dish network subscription over a year ago. I bought a $40 antennae for my roof and google TV. I pay 7.99 a month for netflix and everything else is free now! I get plenty of TV now.
Thanks Megan, that makes a lot of sense!
Very cool! Don't be afraid to put on a few "coats"! :)
I think the most important is just changing your mentality and saving money around the house! Great stuff Nora!!
Definitely, yes! If you have some spare money in your budget. If I was living paycheck to paycheck, I might not feel that having a pet was a necessity worth paying for, but as an extra expense that provides enjoyment to my life, I love having a pet. Also, taking your pooch for a walk provides an excuse for some free exercise time!
Buy accessories instead of clothes. Belts, jewelry, handbags, shoes, and scarves can update old outfits too. A bottle of Rit dye can really help out old clothes too and hide stains.
When we bought my engagement ring, the jeweler said that a lot of people use butter to remove stubbord rings, but it can cloud up the stone, and possibly the metal as well.
He said a better way to remove a stuck ring is to use Windex. The ring will slide right off, and it'll even clean the stone.
A well balanced post. Net worth is a very good number to know, though I keep an eye more on actual cash flow as an indicator of financial health. Cash flow is king. The moment you run out of cash, you are in trouble. If you try to dispose of your assets when you are down, the buyer will likely sense it and move in for the kill, offering peanuts
your waiter will gladly accept coupons as long as you remember to tip the waiter based on the price of the bill BEFORE the coupon was deducted
thats what he said
def not worth the cost. thousands of dollars for what?
Love this article, great points here. Eat local!
I'm currently dealing with this right now... #1 is difficult to do when your weight is fluctuating, though :(.
Butter is also great for getting stains out of vinyl and similar plastics. You just put a blob of it on the stain and leave on a sunny window sill. It might take a few applications but it seems to work! I came across this tip when I found one of my childhood toys had aan inky stain on it and it worked wonders.
My motivation to save is wanting to have money built up as a reserve.
You never know when illness or something else can occur you need to live off your savings for a while.
Tweeted!
https://twitter.com/#!/goonyburd/status/174893938174468097
For me dog is a nighthmare in a flat. When you have big house, that's great, dog have space to live, and you have some too. But in small apartments it's not worth a cost.
Been following you on FB for a while!
Pets are definitely worth it - they add so many more rich layers to the tapestry of family. They give so much, and don't ask for much. I have 6 dogs - (of course, we live on 18 acres!). My daughter adopted the newest, and out of the other 5, only one we adopted as a puppy. The other 5 were all "dump-offs/cast-offs", whatever you want to call them. They are the sweetest dogs, and love us so much. I can't imagine not having a dog. Yes, it's not cheap, but it's worth it!
I Like you on Facebook as Selene Montgomery
In our current retired lifestyle of active RVing, the answer is no. We want the freedom of doing what we want, when and how, without being concerned about taking or leaving pets. The expense of properly keeping a pet is also not in our budget for now.
What is the value of a child's mental and physical health? Yep, you guessed it, Priceless. We didn't give our first kitten that name, but we should have. Retrieved from our garage, from the litter of a feral mother, she was the magic that won back my daughter's smile. Lacking experience and creativity we named her Kitty. We were also gobsmacked from caring for our 16 year old daughter, who'd had four knee surgeries in 18 months. Talk about depressing and depressed. I was not thrilled about the kitten but our sad, beat-down, now handicapped daughter was. I'm sure there are those who can resist the antics of a kitten but Katie could not. I had never owned a cat but they rule at our house now because Kitty was just what Katie needed to bring her back from sickness to health. We could have spent a fortune but for the price of a neutering, some immunizations, and a two handfuls of kibble each day what we got was beyond measure.
17000 a year and you say it's less than most people spend in one place? For someone who has travelled so much you know awfully little about the realities of this world.
Kelly nailed it. Like kids, it's not about the costs. It's about what's added to your life.
There is also the problem that the food is too salty. I usually end up eating a salad with dressing on the side on the rare occasions when we eat at chain restaurants. Sometimes I wonder if restaurants are so generous with salt because they do not want to take the time to actually marinade the food.
As a new dog owner, I'd have to yes. I adopted a 1 year old catahoula from a shelter and she's been a joy (and a pain in the ass.) Totally costs so far are around $500 but many of these are "start-up" costs if you will. I can't argue that the money will equal out but for me it comes close.
I got a dog primarily to help ward off the depression that I was taking SSRIs for. I've since gone off them and, while it's not always sunshine, it is significantly better than the other times I've tried getting by without drugs. That in itself is reason enought for me but if you take into account the costs of prescriptions and doctor visits saved over the long haul it might make a dent in the costs of having a pet.
In the same realm, I'm staying in more than I was. I'm single and tend spend a nice chunk of change out at bars and music venues. Having a dog makes me want to stay in more saving me money (and hangovers!)
Also, exercise! (which equals less doctors!)
I eliminated my dish network subscription over a year ago. I bought a $40 antennae for my roof and google TV. I pay 7.99 a month for netflix and everything else is free now! I get plenty of TV now.