Sometimes I pack my lunch, sometimes I buy - it depends on the day. In general, I try to pack my lunch at least three times a week, but I almost always buy lunch at least one day a week, usually on a Friday, when I'll go out with a colleague.
If I know I'll have to work late, I'll "pack" dinner, but leave it at home - so I have something ready to eat as soon as I get home - but I'll buy lunch so I have an excuse to get out of the office for a break, and as a reward for all the hard work I'm doing.
A good point. The model we got that is working so well for us now is a Bosch Ascenta. Very quiet, cleans superbly. It's probably the least expensive Bosch model, they can run over $1000, but this one is perfect for us.
So, I'm in the same position, underwater, along with many thousands of others. From past education and experience, home purchases WERE an investment so to speak. It was a piece of the 'American Dream' in hopes of owning a home and making a little money for retirement when I grow older. There have been many irresponsible players out there, politically and financially, and their actions did not benefit me or anyone I know. In fact, many people I know lost part or all of their 401k's due to the crooks on Wall Street. I am a very responsible person, bought a house with excellent credit at the height of the housing boom. At 50, this is the second house I have ever owned. Didn't make any money on the first home sale, actually lost a few dollars but I wanted to move.
I guess what I want to say is, that the politicians, bankers, and corporations that were affected by all of the crooked crap, for the most part, came out smelling like a rose. Me and thousands of other RESPONSIBLE AMERICANS are frozen in the American dreamsicle. Its absurd to hear advertisements on Television encouraging people to buy a home to help create jobs and improve the economy when I did just that and I am losing my *ss. My subdivision is only 6 years old, but so many people walked out and the foreclosures have significantly lowered property values in my neighborhood and also attracted less than desirable buyers who do not care about the appearance of our neighborhood. This makes it even harder to sell your home and TRY to break even. That's my 2 cents!!!!!!!!
I usually pack my lunch for work. I might eat out for lunch once every two or three weeks, usually to satisfy a craving for things I don't typically make at home, like a slice of pizza (from Costco across the street for only a dollar and change) or a burger (from Five Guys). Nothing that will blow my budget.
My best investment to date would be getting health insurance when I was unemployed. It's been a big expense for me-$400 a month and since graduating law school I've been unemployed over 2 of the 4 years I've been out. The money could definitely be used elsewhere but it has paid for itself numerous times.
I always pack my lunch! I usually make them on Sunday afternoons and then bring them to work with me on Monday for the week. The types of meals change with the seasons. Currently, I'm making salads with organic spring mix, organic veggies (tomatoes, carrots, cucumbers, etc.) with black beans on top. I have a mini fridge in my office so it's convenient for me to have my whole week of meals at work for me. I never have an excuse to go buy lunch!
I work from 10am to 8pm Monday through Thursday and Friday 10am-4pm (yes, that's 46 hours!). I bring both my lunch and dinner. Part of it is frugality, party is convenience (I work in an area where there is a lot of traffic and it can take a half hour or more just to get to a place to eat), but a big part of it is for my health. I eat a gluten-free, dairy-free and sugar free diet, so most of what's available doesn't fit my way of eating. Frequently co-workers order in pizza, sandwiches and chinese, but I don't partake. Frankly, I don't know how people can afford to pay for their meals out every day. I barely make enough to pay my bills! My husband and I spend every Sunday morning cooking at least two meals to eat for the week and a large salad, which I replenish by Wednesday. It's a lot of work but worth it for all the reasons above.
I pack my lunch. It's usually leftovers from the night before. Anything from pasta, to chicken, to fish, noodles, etc. Sometimes it's a sandwich if I'm lazy and there's nothing leftover. And I supplement it with snacks.
Probably college. Even though I don't actively use my degree, getting through college itself got me my first major job and that kicked off my career. Just wish I'd gone to a less expensive college now, but who knows what would have happened if that had been the case.
The smartest investment I ever made was my commitment to living without credit cards. After digging myself out of a financial hole an ex-husband put me in 15 years ago, I vowed never to have another credit card again. I have been living without credit cards for over 10 years. It's not easy but I live by the motto that if I don't have the cash, it wasn't meant to be.
The smartest investment I ever made was in my healthcare insurance. I have saved thousands of dollars simply by having insurance. I pray I never have to go without it.
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Sometimes I pack my lunch, sometimes I buy - it depends on the day. In general, I try to pack my lunch at least three times a week, but I almost always buy lunch at least one day a week, usually on a Friday, when I'll go out with a colleague.
If I know I'll have to work late, I'll "pack" dinner, but leave it at home - so I have something ready to eat as soon as I get home - but I'll buy lunch so I have an excuse to get out of the office for a break, and as a reward for all the hard work I'm doing.
I run home for lunch.
A good point. The model we got that is working so well for us now is a Bosch Ascenta. Very quiet, cleans superbly. It's probably the least expensive Bosch model, they can run over $1000, but this one is perfect for us.
I try and pack my lunch each day, but many times I fail to get up early enough. Maybe I should pack it the night before...
So, I'm in the same position, underwater, along with many thousands of others. From past education and experience, home purchases WERE an investment so to speak. It was a piece of the 'American Dream' in hopes of owning a home and making a little money for retirement when I grow older. There have been many irresponsible players out there, politically and financially, and their actions did not benefit me or anyone I know. In fact, many people I know lost part or all of their 401k's due to the crooks on Wall Street. I am a very responsible person, bought a house with excellent credit at the height of the housing boom. At 50, this is the second house I have ever owned. Didn't make any money on the first home sale, actually lost a few dollars but I wanted to move.
I guess what I want to say is, that the politicians, bankers, and corporations that were affected by all of the crooked crap, for the most part, came out smelling like a rose. Me and thousands of other RESPONSIBLE AMERICANS are frozen in the American dreamsicle. Its absurd to hear advertisements on Television encouraging people to buy a home to help create jobs and improve the economy when I did just that and I am losing my *ss. My subdivision is only 6 years old, but so many people walked out and the foreclosures have significantly lowered property values in my neighborhood and also attracted less than desirable buyers who do not care about the appearance of our neighborhood. This makes it even harder to sell your home and TRY to break even. That's my 2 cents!!!!!!!!
I actually work from home, so I "pack" my lunch.
My husband and I pack our lunches. Maybe someday we can afford to go out for lunch once in a while!
I usually pack my lunch for work. I might eat out for lunch once every two or three weeks, usually to satisfy a craving for things I don't typically make at home, like a slice of pizza (from Costco across the street for only a dollar and change) or a burger (from Five Guys). Nothing that will blow my budget.
I have to say, I'm really disappointed to see something like this on this site. Just about every recommendation here is a form of unhealthy eating.
Both, but I usually pack. Most days I pack a PB&J and an apple, go see my baby at the sitters and nurse him before I go back to work
My best investment to date would be getting health insurance when I was unemployed. It's been a big expense for me-$400 a month and since graduating law school I've been unemployed over 2 of the 4 years I've been out. The money could definitely be used elsewhere but it has paid for itself numerous times.
I always pack my lunch! I usually make them on Sunday afternoons and then bring them to work with me on Monday for the week. The types of meals change with the seasons. Currently, I'm making salads with organic spring mix, organic veggies (tomatoes, carrots, cucumbers, etc.) with black beans on top. I have a mini fridge in my office so it's convenient for me to have my whole week of meals at work for me. I never have an excuse to go buy lunch!
Pack - usually leftovers, with a yogurt and a can of V8 kept in my desk.
I bring my lunch to work every day and, sadly, eat it at my desk while surfing the web!
Pack my lunch. It would cost a fortune other wise.
I bring my lunch to work every day. Saves me at least $100 per month.
Investing time in volunteering in my community because it is so rewarding both for me and for the disadvantaged people I am serving.
abile27 at yahoo dot com
I work from 10am to 8pm Monday through Thursday and Friday 10am-4pm (yes, that's 46 hours!). I bring both my lunch and dinner. Part of it is frugality, party is convenience (I work in an area where there is a lot of traffic and it can take a half hour or more just to get to a place to eat), but a big part of it is for my health. I eat a gluten-free, dairy-free and sugar free diet, so most of what's available doesn't fit my way of eating. Frequently co-workers order in pizza, sandwiches and chinese, but I don't partake. Frankly, I don't know how people can afford to pay for their meals out every day. I barely make enough to pay my bills! My husband and I spend every Sunday morning cooking at least two meals to eat for the week and a large salad, which I replenish by Wednesday. It's a lot of work but worth it for all the reasons above.
I unfortunately tend to buy lunch, but I am always looking for each packed lunch ideas.
Pack! unless I'm absolutely desperate
I pack my lunch. It's usually leftovers from the night before. Anything from pasta, to chicken, to fish, noodles, etc. Sometimes it's a sandwich if I'm lazy and there's nothing leftover. And I supplement it with snacks.
Probably college. Even though I don't actively use my degree, getting through college itself got me my first major job and that kicked off my career. Just wish I'd gone to a less expensive college now, but who knows what would have happened if that had been the case.
The smartest investment I ever made was my commitment to living without credit cards. After digging myself out of a financial hole an ex-husband put me in 15 years ago, I vowed never to have another credit card again. I have been living without credit cards for over 10 years. It's not easy but I live by the motto that if I don't have the cash, it wasn't meant to be.
The smartest investment I ever made was in my healthcare insurance. I have saved thousands of dollars simply by having insurance. I pray I never have to go without it.