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  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    While in Brazil I loved eating the beans and meat dishes they made, so I bought a pressure cooker. The $40 it cost was a lot of money to me at the time, but I made sure to learn how to use it and learned to love cooking.

    I carried that pressure cooker with me for about 10 years making dates, dinners and get togethers more tasty interesting and culinarily diverse.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The SmartTest investment I have ever made was to read the 7 Habits. It really brought a lot of perspective in my life in all areas: career, education, family and friends.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The smartest investment I ever made was my e-reader (a Kindle). Since I got it last December, I've gone from an every-so-often reader to a voracious one. And because books and publications exist on all sorts of topics, this investment is business/personal/family all wrapped into one!

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The smartest investment I ever made was probably my graduate degree. I learned how to conquer my fear of public speaking, and I got to move to Utah - an incredible experience as I grew up and lived in Southern California most of my life. I learned how to be more independent and also learned a lot more about myself. Grad school also taught me a lot about critical thinking - something I will use for the rest of my life.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    Although I hope that most of my choices are good investments, one that sticks out recently is that my husband and I upgraded to new smart phones. Since we are each busy and mobile, and the phones are faster and so easily customizable that they serve a dozen different purposes every day, not the least of which is keeping me in touch with long distance family and friends while still keeping up on work and grad school. It's nice to have the tools you need to manage all your goals and priorities!

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The word “investment” refers to use, give, or devote for the purpose of achieving something. Investing would go beyond monetary issues. Having said that, I would say that by far, the smartest investment I’ve ever made was on education. Investing both time and money into education has single handedly, made the greatest positive impact on my life. The areas of impact range from my career, personal goals, to even personal finances.

    To start off, I took the route of attending a four year university. The experiences and memories I’ve gained through my college experience are simply priceless. While I had to take out student loans in order to attend university, I viewed it as an investment for not only personal development reasons but also professionally for the career I hoped to gain. Being fairly independent throughout the four years of college, I’ve developed quite a bit. This level of independence meant that I soon had to learn how to manage time and money on a daily basis. I also met friends who were completely different from the ones I knew from high school. They were my main inspiration for becoming active in clubs and organizations. Ultimately, it was the network that I joined as a result of the organizations I was a part of that ultimately led to finding my job after undergrad. All in all, becoming educated at a university was very much a positive investment! Living on my own during and after college meant that my health is also in my own hands, as opposed to relying on my parents to take care of me. As a result, just taking some time to educate myself on proper fitness and dietary information allowed me to become in the best shape of my life! It’s simply amazes me that all it took was a little time to decipher what seems like a complicated world of fitness and nutrition.

    Finally, while I spent some time getting to know the basics of personal finance in college, having a proper job meant a lot more money, which also can mean a lot more room for mistakes! Again, while I can’t say that I’ve made many huge mistakes with personal finance yet, I can for sure say that taking the time to educate myself has played in a big role in the reason I haven’t made glaring mistakes thus far. Soon after I started my job, I invested a great deal of time in learning the ins and outs of personal finance again. It was through this time investment that I have begun actively contributing to a 401k account, ROTH IRA account, as well as an emergency fund. The best part is, these habits that I’ve formed will continue to be lifelong!

    So to sum up, my investment in education has led me to make big gains both personally and professionally. Ultimately it led to the start of my career, to make great progress in personal health goals, as well as pursuit of both short term and long term financial goals. It is without a doubt that education has been the smartest investment I’ve made for myself.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The smartest investment we made was when my husband bought a used CNC machine from his stepfather for $600. About 5 years after the purchase, that machine became the center of his newly started business after an unplanned job loss. Nine yrs later, with some love and replacement parts, it is still the workhorse for the business.

  • Ask the Readers: Are You Prepared for a Natural Disaster?   14 years 41 weeks ago

    As far as food, water, and shelter goes, I'd like to think that I'm prepared. In the money department I'm somewhat lacking (to put it mildly). My insurance would cover damages to my home and property, but it still pays to educate oneself in being as self-sufficient as possible. Help can't always reach those who need it.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    This is hard to answer. I think the best investment I have made is my iMac. I use it all the time and I've had it for almost 6 years.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The smartest investment that I ever made was getting my master's degree in education seven years ago. It was hard work, but it paid off by both increasing my professional skills, and my income.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    I've made so many good investments, but the one that leaves them all far behind is the time I've invested in my wife and children. Take everything else from me if you must, but leave them, as I remain grateful for their presence in my life, every day.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    A few years ago I made a snap decision to care for a friends 14 yr old daughter when the family was in chaos. This choice cost me alot, personaly , socialy and financialy. Today "my girl" starts at the U of MN! It was a very crazy time and choice , but I stand by the choice and my investment in her.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    I know people harp about how much it costs, but having a newer model car that is dependable is a very smart choice. You don't have to typically worry about anything out of the ordinary happening or thinking about what the person before you had done to the vehicle. Instead, you can be secure in that the car will get you to and from your destination successfully with regular maintenance.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    I have to say an iPad is the best investment I have made. It saves my life each and every day. It keeps me up to date with information as it happens and keeps me in touch with my clients.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The best investment this mother ever made was in her children. Staying at home with my children, taking the time to discipline and train them, has yielded sweet, loving, in-touch, soon-to-be adults who are not only a joy to myself and our family and friends, but will make excellent future spouses, co-workers - citizens.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    My best investment was to read the bible cover to cover. I realized that I all self help and finance books borrow their infomation from it.

  • Ask the Readers: Are You Prepared for a Natural Disaster?   14 years 41 weeks ago

    I'm sure that I could do better, but what I have is a large, stocked pantry, some cash always on hand, flashlights and batteries, empty jugs ready to store water quickly, and good insurance coverage.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    My smartest investment recently was my garden. Even though we got a late start, we still got peppers, tomatoes, zucchinis, cucumbers, and basil planted. I'm freezing the produce as it ripens.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    When I started boot camp in 1985 for the US Navy, I signed up for the GI Bill. It cost me $1,200.00 over the first year, but when I was discharged four years later, I had $36,000.00 to spend on my education. Not a bad return!

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    I think the best investment I ever made would be my sewing machine. My marriage is a great long term investment, so I feel like I don't want to slight my husband b/c he is great, but buying a sewing machine, gave me something to do at first. Then a friend approached me, who knew I could sew, and asked if I could make something for her, then next thing I knew I got a business license and now am making a go at being a business owner. Going from a stay at home mom to a stay at home entrepreneur has been great for making me feel better about myself and my contribution to my family. I don't make much, but I work when I want and the satisfaction of looking at something I made from a flat piece of material is awesome

  • Join Our Tweetchat for a Chance to Win Prizes!   14 years 41 weeks ago

    can't wait to chat!
    Will be sharing my birthday with yall!

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The smartest investment I ever made was my minor in Communications at college. It took me an extra semester to graduate, but I was able to develop skills that have helped me get another job after budget cuts to the school I was teaching at caused me to lose my position. Having a back-up plan really helped, especially in this economy!

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The smartest investment I ever made was starting to exercise. Before recently, I was a skinny fat computer guy who couldn't lift a weight to save his life. Now I'm 20 lbs heavier and can deadlift 2x my bodyweight, squat 1.5x my bodyweight and bench 1x my bodyweight! I'm healthier and happier and in the best shape of my life.

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    I think the best investment I've ever made (though it sounds somewhat silly) is the radio/tape/CD player that I bought when I was about ten years old. It was the most expensive thing I had ever bought at that point and I used that stereo almost every day for probably 6-7 years. I still have it in fact, though my iPod has taken its place for most things, and it still works as well as it did when I bought it nearly twelve years ago! :)

  • HP Giving Away $500 to a Lucky Wise Bread Reader   14 years 41 weeks ago

    The smartest investment I have ever made was school. I am not complete with it yet, but I know it will pay off in the end. I do not have any student loans, I have been paying for school myself between two jobs, family members help, grants, and work assistance. I know that once I get this degree, things will open up for me.