I'm 22 and I mainly draw and paint. I took Art 1, Art 2, skipped Art 3, and jumped ahead to Advanced Placement Art when I was in High School. I haven't started college art yet, but am looking to make some money selling on ebay and giving my artwork a good home. I haven't yet posted any on ebay, but I saw this site and am surprised there are more people here that buy original work.
If you are interested in watercolors, charcoals, pencil, mixed media- fantasy and realism- let me know. My email is vampyrslayeress@yahoo.com
I shop year round. everyone is my family is a little older and we all love and appreciate gifts such as candles, bath oils,fun socks stuff like that. when I see these items go on clearance I buy them and put them in a closet that i call the gift closet. I usually keep it pretty full that anytime I need a gift I can just pull one out.
My mom does this too and I think its funny to go through her gift closet and wonder what I'll be getting this year!
I can't believe some people are complaining about tax payers getting a tax break and how much it is going to cost. I guess only large currupt corperations deserve federal tax dollars.
WC - If you do you work, you can hunt on your own during open houses. I've bought two properties WITHOUT an agent, so I can have more wiggle room in negotiations by 3% (what the selling agent pays the buying agent).
Selling, on the other hand is important you have someone represent you. Connections and marketing is key!
Keigu,
Financial Samurai
"Slicing Through Money's Mysteries"
An idea came to me late that first night while everyone else was fast asleep and it turned out to be a good one.....keep the pumpkin face down in the pan and skin the pumpkin with a melon baller. You wouldn't believe how smooth the skin peels off, and most importantly, there's no wasted pumpkin!
An idea came to me late that first night while everyone else was fast asleep and it turned out to be a good one.....keep the pumpkin face down in the pan and skin the pumpkin with a melon baller. You wouldn't believe how smooth the skin peels off, and most importantly, there's no wasted pumpkin!
The only reason I'm waiting to buy has to do with taxes. Sales tax in Chicago is 10.25%, while it's somewhere around 6% in Des Moines. I'll be in Des Moines for about a week and a half before Christmas, and will be buying everything there.
I don't think my strategy would differ were it not for the tax situation.
I also shop ahead for Christmas, so I only need to buy a few more gifts at this point. I'll wait for the Black Friday sales like I usually do. We can't predict what's going to happen in the future, so why spend money you don't have?
We don't celebrate Christmas, so shopping for the holiday is no problem at all. I do think it is just a way to waste hard earned money. You can give a kid to much, and they don't appreciate it. They just want more.
I already have some of my holiday presents that I've bought since last December at sales or discount stores (i.e., frames for craft projects at Ross or TJ Maxx). Its been a difficult year financially for my immediate family, as well as emotionally (several family deaths), and so I think this year will be pretty low-key and centered on meaningful, but inexpensive, presents.
I am going to set aside money from a forthcoming freelance check to buy Christmas gifts this year (having it ahead of time will be better than last year, when I put it on a CC and then paid it off with my extra paycheck in January).
But for next year, I opened a subaccount in my ING and will put money there slowly throughout the year, and then transfer it to my ING checking to buy the gifts with my debit card (this will be the only thing I use that checking account for, I think).
although who doesn't want traffic? No, I wrote this because it was something that caused healthy debate in my own life, and I wanted to open up the discussion. Considering how many people have commented, I'd say it was obviously something that many people feel strongly about, myself included.
It's funny you asked this, because I just bought my kids' major Christmas present today. I hesitated, thinking it may go on sale later, but bought it anyway for the peace of mind of having it. I imagine Black Friday won't be as good as last year anyway.
I am always flabbergasted when I see people say things like "why wouldn't a buyer want an agent when it's free for them (the buyer)??" That is complete nonsense. IT'S NOT FREE FOR THE BUYERS!!! The seller must consider the cost of the listing and buying agent fees into the listing and selling price of the home. It's basic economics. The buyer is actually the one buying the home, paying the listing price, and at the end of the day, paying BOTH the agent's commissions. It is the most ridiculous arrangement I can imagine, a seller signs a contract roping the buyers into paying for an agent they had no say in hiring. Go ahead and keep making your silly "seller pays" argument, but it isn't the way it actually works.
Technically I don't have a dog in this hunt, since virtually all my shopping is either done (thanks, yard sales and clearance tables!) or will be finished up by my earning Swagbucks and MyPoints to pay for gifts.
That said, if I saw a truly astounding price on something I wanted to give I would likely buy it -- but only because I have the cash in hand to pay for it. Going into debt for a gift, even a gift to myself, would make me uneasy.
I realize what you wrote was intended to drive traffic on this article for your own reasons. If YOU would like to pay additionally for what you consider to be junk food, go right ahead.
I will go one step further and say let's take back the taxes on cigarettes and alcohol. The taxes on these items are completely arbitrary. It's clear that no citizen that is not a politician voted to pay additional taxes for these items. If taxes on these items were ever put to popular vote, I assure you those taxes would be repealed.
You already pay sales tax on those items. Why pay another tax above and beyond that?
Please stop trying to use taxes as a punitive measure for what you personally believe is a luxury item or for something you percieve is bad for you. How you use these items is YOUR choice. We don't need or want government oversight in terms of the items above.
what yeast did you use? Turbo or distillers yeast? they can go up to around 20% or 40 proof.
I'm 22 and I mainly draw and paint. I took Art 1, Art 2, skipped Art 3, and jumped ahead to Advanced Placement Art when I was in High School. I haven't started college art yet, but am looking to make some money selling on ebay and giving my artwork a good home. I haven't yet posted any on ebay, but I saw this site and am surprised there are more people here that buy original work.
If you are interested in watercolors, charcoals, pencil, mixed media- fantasy and realism- let me know. My email is vampyrslayeress@yahoo.com
I shop year round. everyone is my family is a little older and we all love and appreciate gifts such as candles, bath oils,fun socks stuff like that. when I see these items go on clearance I buy them and put them in a closet that i call the gift closet. I usually keep it pretty full that anytime I need a gift I can just pull one out.
My mom does this too and I think its funny to go through her gift closet and wonder what I'll be getting this year!
It is the right time do shopping when prices decrease. If you can off course...
Holiday stories : httP://WWW.BOOKITNOW.COM
I can't believe some people are complaining about tax payers getting a tax break and how much it is going to cost. I guess only large currupt corperations deserve federal tax dollars.
WC - If you do you work, you can hunt on your own during open houses. I've bought two properties WITHOUT an agent, so I can have more wiggle room in negotiations by 3% (what the selling agent pays the buying agent).
Selling, on the other hand is important you have someone represent you. Connections and marketing is key!
Keigu,
Financial Samurai
"Slicing Through Money's Mysteries"
An idea came to me late that first night while everyone else was fast asleep and it turned out to be a good one.....keep the pumpkin face down in the pan and skin the pumpkin with a melon baller. You wouldn't believe how smooth the skin peels off, and most importantly, there's no wasted pumpkin!
An idea came to me late that first night while everyone else was fast asleep and it turned out to be a good one.....keep the pumpkin face down in the pan and skin the pumpkin with a melon baller. You wouldn't believe how smooth the skin peels off, and most importantly, there's no wasted pumpkin!
Post number 28 says it all. I didn't start shopping until late July, and I feel a little rushed to finish now.
I just started reading money saving blogs, and I'm amazed how much the techniques have payed off so far.
The best time to shop is year round. You're not in a mad rush
like the other crazies!
I will shop for the holiday by watching out for the weekly sales flyers in my weekly paper and online ad.
When you I see an item I am really want to buy and its a great deal I will buy it.
The best deals are the week before thanksgiving th at;s when are the real sales start.
I have my on dvd player that's hd comptable When I see a great price I will buy it
@Great Tips-Thanks for the positive comment on my article. I hope you can use some of these tips as well!
Little House
I'm Sorry, You're Right! Thank you for pointing this out, I should have caught that this was slightly insensitive.
-Little House
The only reason I'm waiting to buy has to do with taxes. Sales tax in Chicago is 10.25%, while it's somewhere around 6% in Des Moines. I'll be in Des Moines for about a week and a half before Christmas, and will be buying everything there.
I don't think my strategy would differ were it not for the tax situation.
I also shop ahead for Christmas, so I only need to buy a few more gifts at this point. I'll wait for the Black Friday sales like I usually do. We can't predict what's going to happen in the future, so why spend money you don't have?
We don't celebrate Christmas, so shopping for the holiday is no problem at all. I do think it is just a way to waste hard earned money. You can give a kid to much, and they don't appreciate it. They just want more.
I already have some of my holiday presents that I've bought since last December at sales or discount stores (i.e., frames for craft projects at Ross or TJ Maxx). Its been a difficult year financially for my immediate family, as well as emotionally (several family deaths), and so I think this year will be pretty low-key and centered on meaningful, but inexpensive, presents.
I am going to set aside money from a forthcoming freelance check to buy Christmas gifts this year (having it ahead of time will be better than last year, when I put it on a CC and then paid it off with my extra paycheck in January).
But for next year, I opened a subaccount in my ING and will put money there slowly throughout the year, and then transfer it to my ING checking to buy the gifts with my debit card (this will be the only thing I use that checking account for, I think).
I am going to spend about the same amount as I did last year, and try to find things on sale. I also try to make some presents.
although who doesn't want traffic? No, I wrote this because it was something that caused healthy debate in my own life, and I wanted to open up the discussion. Considering how many people have commented, I'd say it was obviously something that many people feel strongly about, myself included.
It's funny you asked this, because I just bought my kids' major Christmas present today. I hesitated, thinking it may go on sale later, but bought it anyway for the peace of mind of having it. I imagine Black Friday won't be as good as last year anyway.
I am always flabbergasted when I see people say things like "why wouldn't a buyer want an agent when it's free for them (the buyer)??" That is complete nonsense. IT'S NOT FREE FOR THE BUYERS!!! The seller must consider the cost of the listing and buying agent fees into the listing and selling price of the home. It's basic economics. The buyer is actually the one buying the home, paying the listing price, and at the end of the day, paying BOTH the agent's commissions. It is the most ridiculous arrangement I can imagine, a seller signs a contract roping the buyers into paying for an agent they had no say in hiring. Go ahead and keep making your silly "seller pays" argument, but it isn't the way it actually works.
Technically I don't have a dog in this hunt, since virtually all my shopping is either done (thanks, yard sales and clearance tables!) or will be finished up by my earning Swagbucks and MyPoints to pay for gifts.
That said, if I saw a truly astounding price on something I wanted to give I would likely buy it -- but only because I have the cash in hand to pay for it. Going into debt for a gift, even a gift to myself, would make me uneasy.
Do we really need any more taxes?
No.
I realize what you wrote was intended to drive traffic on this article for your own reasons. If YOU would like to pay additionally for what you consider to be junk food, go right ahead.
I will go one step further and say let's take back the taxes on cigarettes and alcohol. The taxes on these items are completely arbitrary. It's clear that no citizen that is not a politician voted to pay additional taxes for these items. If taxes on these items were ever put to popular vote, I assure you those taxes would be repealed.
You already pay sales tax on those items. Why pay another tax above and beyond that?
Please stop trying to use taxes as a punitive measure for what you personally believe is a luxury item or for something you percieve is bad for you. How you use these items is YOUR choice. We don't need or want government oversight in terms of the items above.
Let's say this together...
NO INCREASE OR NEW TAXES.
This is definately time ...don't wait til christmas is here