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In The Charles Schwab Guide to Finances After Fifty: Answers to Your Most Important Money Questionsthe author provides a basic, sample budget meant to determine how much you'll need to save for retirement. Here are her thoughts:

Total first-year spending goal (including taxes): $110,000
Minus Social Security: ($30,000)
Minus annual pension: ($20,000)
Minus rental income: ($20,000)

First-year withdrawal: $40,000
Retirement portfolio target (first-year withdrawal times 25): $1,000,000

It's not a bad start. It's certainly rather basic, but it gets people thinking in the right manner IMO.

If we take this same methodology and apply it to what I'm thinking for my retirement, here's what we'd get:

As you might imagine, I get lots of requests from publishers who want to send me a book to review on Free Money Finance. Of all the requests I get, I probably only bite on 25% of them (the ones I think I might be interested in.) And of those I request, I only end up writing about one in five (many have GREAT titles but their content is lacking).

Here's a piece from the Wall Street Journal about likability being key to career success. Their thoughts:

"Likability" is becoming a bigger factor for success at work as social networks and videoconferencing grow. The impact goes beyond a high-school popularity contest. The ability to come across as likable is shaping how people are sized up and treated by bosses and co-workers.

Likable people are more apt to be hired, get help at work, get useful information from others and have mistakes forgiven. A study of 133 managers last year by researchers at the University of Massachusetts found that if an auditor is likable and gives a well-organized argument, managers tend to comply with his suggestions, even if they disagree and the auditor lacks supporting evidence.

Here's a question a CNN Money reader asked:

I'm 59, and I just got a new job. Should I move my IRA to the 401(k) plan or keep it separate?

Here's their response:

Are the fees lower in your 401(k) than in your IRA? Would you like all your retirement dollars in one pot? Do you prefer your 401(k)'s investment options?

If the answers are yes, yes, and yes, a roll-in could make sense, says Kevin O'Fee, a defined-contribution management executive at Fidelity.

Here's what my response would have been:

No.

Is that it? Just "no"? Yep. Just "no."

Why would I say that? Because I know, for the vast majority of people: