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My Inexpensive Golf Clubs And Equipment
I really enjoy playing golf. It’s a great way to challenge myself and to get some exercise. Once or twice a week, I’ll arrive early at our local course, and walk 9 holes. My game is slowly improving. According the golf app on my phone, my current handicap is a 9 and I have an average score of 82.5 per…
Our Life These Days
I was so blessed by the response to my last post. It looks like the old email system for sending out updates is still working, but I gather that I will need to migrate to a new system, sooner rather than later. It was so cool to hear from some of you in both the comments and via twitter. You…
I Have Missed You
What’s up, my friends!?! I hope that you all are doing well. It’s hard to believe, but what was supposed to be a break of a few months – turned into a five year absence. I can’t tell you just how many times I’ve sat down to type and update the blog – but I just never hit the publish-button.…
Results From Our Yard Sale
We had our yard sale – and it was a success! Our primary goal for the yard sale was to remove unwanted items from our home – to reduce clutter and free up valuable space. Our secondary goal was to make a little money – for clothes for the new school year and a quick trip for Mrs. NCN and myself. I am happy to report, we managed to net just over $500 from our yard sale! We started the sale bright and early, around 7:30am, and quickly began to sell nicer items – kids’ clothing, toys, some tools. I’m pretty sure the first customers were re-sellers – They knew exactly what they were looking for, they were quick to…
Results From Our Yard Sale
We had our yard sale – and it was a success! Our primary goal for the yard sale was to remove unwanted items from our home – to reduce clutter and free up valuable space. Our secondary goal was to make a little money – for clothes for the new school year and a quick trip for Mrs. NCN and…
Pay Down Credit Card Debt
I started No Credit Needed as a place to track our progress while getting out of debt. Here’s what we did to pay off our credit card debt, step-by-step: We created a zero-based budget. We established a savings account for our $1000 emergency fund. While getting out of debt, we had two mini-emergencies and were very thankful for our emergency fund. We listed our debts, smallest balance to highest balance. We chose this classic snowball-method, because it suited us. We liked the victories associated with paying off those smaller balances, quickly. We made minimum payments to all of our accounts, on time. We made an extra, principal-only payment to the first account on our list. Throughout the month, as we…
Pay Down Credit Card Debt
I started No Credit Needed as a place to track our progress while getting out of debt. Here’s what we did to pay off our credit card debt, step-by-step: We created a zero-based budget. We established a savings account for our $1000 emergency fund. While getting out of debt, we had two mini-emergencies and were very thankful for our emergency…
How To Quickly Sort And Organize A Room
As i mentioned yesterday, we are getting ready for a multi-family yard sale. I thought folks might like a little more information about how we sort through our stuff and organize a room. Our goal is to have a functional, comfortable space. Let’s start with the kitchen – home of the dreaded junk-drawer. In our kitchen, we have seven drawers – a drawer for silverware, a drawer for sharp knives, a drawer for various utensils (spatulas, tongs), a drawer for kitchen towels and wash cloths, a drawer for electronics (chargers, charging cords), a drawer for home office supplies (pens, pencils), and a drawer for bills and paperwork. Our process is pretty straightforward. The contents from a drawer is removed and…
How To Quickly Sort And Organize A Room
As i mentioned yesterday, we are getting ready for a multi-family yard sale. I thought folks might like a little more information about how we sort through our stuff and organize a room. Our goal is to have a functional, comfortable space. Let’s start with the kitchen – home of the dreaded junk-drawer. In our kitchen, we have seven drawers…
Getting Ready For A Yard Sale
We a planning to participate in a multi-family yard sale the first Saturday in August. I’m pumped. We should be able to make a few bucks, get rid of some clutter, and better organize our home. We have secured a location for the yard sale and obtained all of the necessary permits. We plan to spend the Friday evening before the yard sale, pricing specific items and getting ready for the sale. Also, we’ll have change on hand and a secure place to store any money we will receive. After the sale is over, we’ll donate any of the remaining items to a local charity. Beginning last week, I divided our house into manageable sections – and began to sort…
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