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Building an online store seems like an impossible dream for most people. But after talking to Steve Chou at the FinCon conference, I learned that even normal people can build successful, six-figure income, mom-and-pop online stores that allow them to earn a good living and live their passions.

What I love about Steve's message is that he's not promising overnight riches, or even millions in income. He's saying that regular folks can build online businesses that allow them to escape the grind of a job and live the lives they're passionate about.

When I regularly worked 16-hour days, I was too busy. The same goes for when I was caring for a newborn. But come to think of it, I have always felt "too" busy. Chances are you do too. Jamming more than 24 hours in a single day has become the norm. But that doesn't mean we should allow ourselves to live this way. So, how do you stop? (See also: Move from "Busy" to "Getting Things Done")

It's no surprise that being prompt with your bill payments saves you from late charges and frees up your income early in the month. But there are other benefits that may not be so apparent. Whether it's debt or utilities, getting your bills out of the way early can pay off even more than you think. (See also: 4 Sneaky Charges on Your Monthly Bills)

Most people dread the need to call customer service. We hear countless horror stories about telephone runarounds or, on the other side of things, customers with unreasonable demands. But of course, there are customer service stories that do end well. (Right?)

What was your best customer service experience? What do you think is key to getting what you want — or resolving an issue to the customer's satisfaction? Have you had any truly terrible experiences?

Tell us about your best customer service experience and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Win 1 of 3 $20 Amazon Gift Cards

We're doing three giveaways — here's how you can win!