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Despite the fact that FIA (formerly MBNA, now owned by Bank of America), told me to bend over as they slashed my credit limit on my Schwab credit card, I still prefer to use the Charles Schwab credit card as my primary transaction card.  It’s simply too hard to ignore the 2% cash back on any purchases, plus there’s the absolutely zilch foreign transaction fee when you use the card while traveling abroad.

While in Italy last month, I extensively used this credit card along with my Schwab debit card as my traveling pals and I roam around tourist traps in a decisively awesome country: