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There’s a good chance that if you’ve added a new credit card to your wallet this year, you’ve noticed something a little different. Many of them are now equipped with chip technology known as EMV. As the threat of data breaches intensifies,...

"Mad Money" host Jim Cramer recommends some move to take a look at with Apple.

To save costs, big oil companies are turning to corporate takeovers, rather than drilling for oil, to secure windfall profits. WSJ's Daniel Gilbert explains. Photo: Getty

It's an perennial question in personal finance when it comes to retirement planning: should you get contribute to a Roth IRA or a traditional IRA? Both allow you to contribute $5,500 annually, with a $1,000 catch-up contribution for those over 50 years old. But each has particular advantages when it comes to taxes and rules. A traditional IRA allows for tax-deductible contributions, but there's tax-deferred growth. That means, money is taxed upon withdrawal in retirement. There are also minimum required distributions once a person is 70.5. Roth IRA contributions aren't tax-deductible, but the money grows tax free -- a huge advantage in retirement. Of course, there are income limits on this retirement plan.