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Should You Co-Sign a Loan?


Asking someone to co-sign a loan is almost as weighty as a marriage proposal. Photo: Kenji Ross

“Will you co-sign a loan?”

That’s almost like asking, “Will you marry me?”

Well, maybe not quite that intense. However, a marriage can end in divorce, while a co-signed loan can last forever.

A co-signer is generally needed when a person applying for a loan, say a car loan or student loan, doesn’t have enough credit, has bad credit, and earning a small income or no income at all.

Best Buy 1-Day Home Theater Sale: Save on HDTVs, Accessories and More

Today only BestBuy.com is having a 1-Day Only Home Theater Sale with hot prices on HDTVs, accessories and more. Prices start at only $29.99. Free shipping on orders over $35. Save on shipping by choosing free in-store pickup at a Best Buy store near you.

16GB Sony Xperia Z Ultra 4G LTE 6.4" Unlocked Smartphone $250 + Free Shipping!

Thumb Score: +79 Expansys.com has 16GB Sony Xperia Z Ultra 4G LTE 6.4" Unlocked Smartphone (Black or White) on sale for $249.99. Shipping is free. Thanks DJ3xclusive

Bluedio Bluetooth Sweatproof In-Ear Headset $11 at GearBest

GearBest has the Bluedio N2 Bluetooth V4.1 Multipoint Sweatproof Headset Earbuds (White) for $11 with free shipping. Features 20Hz-20kHz frequency response, 5-hour talk time, 10m wireless range, and built-in microphone.

The black model is $12, and the blue model and red model are $13 each.

TinyDeal has them (Black, Blue or White) for $12 with free shipping.

Slate from Chase(R) Card: 0% introductory APR

Sign up for the Slate from Chase® Credit Card and receive 0% introductory APR on purchases and balance transfers the first 15 months of cardmembership. (After that, the APR is variable, currently at 12.99%, 17.99%, or 22.99%.) Plus, there are no balance transfer fees when you transfer a balance during the first 60 days your account is open. The card also offers fraud protection and zero liability on unauthorized purchases. Plus, you'; have access to free monthly FICO Score® and a summary of your credit report information. There's also no annual fee. For more terms and conditions, click here.



This card — and several more — can be found on our Chase Credit Card page.

Slate from Chase(R) Card: 0% introductory APR

Sign up for the Slate from Chase® Credit Card and receive 0% introductory APR on purchases and balance transfers the first 15 months of cardmembership. (After that, the APR is variable, currently at 12.99%, 17.99%, or 22.99%.) Plus, there are no balance transfer fees when you transfer a balance during the first 60 days your account is open. The card also offers fraud protection and zero liability on unauthorized purchases. Plus, you'; have access to free monthly FICO Score® and a summary of your credit report information. There's also no annual fee. For more terms and conditions, click here.



This card — and several more — can be found on our Chase Credit Card page.

10 Pampers Points

Sign-up for Pampers Gifts to Grow get 50 bonus points with code JOINNOW4REWARDS plus add 10 points to your account when you add the code below. Just login to Pampers Gifts to Grow if you already have an account. The Shutterfly photo gift rewards are my favorites and they start at 400 points (you still have to pay shipping). Thanks goes to Megs for sharing!

REG4KT5BB6BAYB5

(10 points, expiration unknown)

If you haven’t already, here’s two articles to read for 10 points each:

LEGO Classic Medium Creative Building Box

$20
In-store Only
Order online for free store pickup only. No shipping available.
• For ages 4 and up

• Take inspiration from a box full of 580 LEGO bricks in 37 different colors.

• There are so many ideas and possibilities, whether you're a creative expert or just finding your feet.

• Special pieces including a door, window, wheels, eyes and a rotor will help to inspire builders of all ages.

• Great addition to any existing LEGO collection.

Camillus Carnivore and Carnivore Z Knife Set for $22 + pickup at Walmart

Walmart offers the Camillus Carnivore 18" Machete in Camouflage, model no. 19074, bundled with the Camillus Carnivore Z 13" Machete in Camouflage, model no. 19114, for $22. Choose in-store pickup to avoid the $4.97 shipping fee. That's the lowest price we could find for this knife set by $27. Each includes a Camillus ballistic nylon sheath and features a titanium-bonded steel blade with sawing, cutting, digging, chisel, and wire cutter tools. The Carnivore features a 12" blade, and the Carnivore Z has an 8" blade.