Hot Today

Wise Bread articles that are hot today.

Giving is Better Than Blogging... or IS it?

Giving is better than receiving. I do sincerely believe this, as much as I like receiving. And I do like getting stuff. You know that old saying about giving a man a fish, and he'll eat for a day... [more]

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

How to Benefit From Rising Interest Rates

Rising interest rates aren't all bad. Here's how to make rate hikes work to your favor.

6 Ways Having a Family Boosts Your Career

Career and family are not mutually exclusive. Find out how having a family helps you work smarter — and get further ahead.

How to Budget During a Crisis

Life happens. When a financial crisis is upon your shoulders, your best defense is a smart budget breakdown.

5 Things to Consider When Buying a Larger Home

When home gets a little cramped, bigger digs may be in order. Here's what you should consider before upsizing.

3 Reasons the Fed Is Keeping Rates Low (And What It Means for You)

Interest rates are STILL at the historic lows they've been since 2008. Here's why the Federal Reserve is keeping them that way — for now.

The 7 Best Conversation Starters

Why stick with the old "What do you do?" to get to know someone new? Try one of these openers at your next gathering and let us know what you think!

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

9 Things That Cost More in 2016

If you're looking to be frugal in 2016, these price hikes certainly won't be helping your cause.

I Bond rates go to zero

Since 1998, the US Treasury has had a pretty good deal for small savers who were worried about inflation--the Series I Savings Bond.  The interest it paid was based on inflation pl

Essential Money Lessons for Recent Grads

Learning the ins and out of managing money can be daunting, especially for young adults. Master these financial fundamentals to get off to a good start.

Psychology of Money: How We Secretly Want People to Make Us Buy Things

A good financial plan includes planning and budgeting for both needs and wants. Don't let short term wants steal from those wants you really desire.

Best Money Tips: How to Shop at Costco Without a Membership

Today we found helpful articles on ways to shop at Costco without a membership, the steps to turn your ideas into money, and ways to save on a road trip.

Pack Faster and Lighter With This One Trick

Learn how one chronic over-packer started packing less, packing faster, and packing the perfect amount of stuff for her trips.

10 Smart and Frugal Uses for Epsom Salt

Instead of buying expensive cleaners and beauty products, you can save a ton of cash if you use good old fashioned epsom salt instead.

Attempts to Escape the Clutches of Online Data Aggregators

There's a new crowd of web sharks on the prowl; they are effective, they are legal, and they want your data. Learn how to remove yourself from their jaws.

Easy weekend business: sell used books

When I started blogging I wrote an article about saving money in college. In this article I wrote that I made money by selling used books. Some people were curious as to how I co

15 Bad Networking Habits That Will Kill Your Job Prospects

Networking is important to a successful job search, but if you're guilty of any of these habits and gaffes, you're better off staying home to answer Craigslist ads.

Tips and Tricks for Dealing with a Recalcitrant HMO

Most of us will, at one time or another, have to struggle with our insurance company over payment approval, referral approval, or any one of a myriad of other common issues. Here a