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Wise Bread articles that are hot today.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

10 Surprising Benefits Of: A 10 Minute Walk

Got 15 minutes to spare? Spend five minutes reading this, and then take a walk to clear your mind and get these nine other health benefits.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

16 Ways to Make Your Clothes Last Longer Without Spending Big

Use these tips to help extend the life of your clothes.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

10 Things You Should Do Immediately After Losing Your Wallet

Losing your wallet can be frustrating and scary — identity theft, anyone? Take these steps to ensure your finances stay safe when your wallet isn't.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

Recession Journal VI: It's OVER!!!!!!!!!!!! Any Questions?

The recession is technically over, officially over, numerically over. How do you feel now and what are you gonna do about it?

Ask the Readers: What's In Your Wallet?

We want to know what you currently carry in your purse or wallet.  By sharing the contents via comments or Twitter, you will be entered to win a $20 Amazon

8 Vile Craigslist Scams to Watch Out For

Although 99% of the ads on Craigslist are legit, some are designed to scam you. Recognize these eight common Craigslist scams and avoid becoming a mark.