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Wise Bread articles that are hot today.

How Free Extended Warranties Work on Credit Cards

Did your pricey purchase break just months after your warranty expired? Your credit card has you covered.

This One Mistake Could Delay Your Retirement by 10 Years

Buying a home is a big decision and if you don't do it right, you could be paying for years and years. Use cash flow to help make the right choice.

4 Reasons to Add Your Teen as an Authorized User on Your Credit Card

Giving your teen authorized user access to your credit card might sound risky. Here's why you should do it anyway.

7 Traps to Avoid With Your 401(k)

Your 401(k) is a powerful retirement savings tool, but that doesn't mean it's perfect.

How Much Does Your Credit Card Debt Cost You?

Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.

To Shred or Not to Shred: How Long to Keep Your Tax Records

When it comes to your tax records, it can pay to be a hoarder. But how long is too long to hold on to "important" papers?

The 5 Best Yoga Blocks

Take your yoga practice to the next level with the right yoga block for balance and stability. Any of these five best yoga blocks are good bets!

3 Life Lessons I've Learned Since Becoming a Parent

For one writer, having her first child hasn't just taught her a lot about parenting — it's also provided some great lessons about life.

My dog's facelift

I just spent $1200 on a facelift for my dog. Before you go telling me that I should be put down, let me explain that it wasn't elective surgery. My dog is a Pekingese, and say w

Plan for expensive fuel

Does your budget include a contingency for fuel to get much more expensive? Because it ought to. I learned about the need for contingencies early. [more]

30 Signs That You Were Raised by Frugal Parents

Were you raised by frugal parents? Here are 30 ways to tell if there was a frugalista in your family tree.

Our high, high standard of living

In the 1950s and 1960s, a working man could support a family at a middle-class standard of living with just one income. It might surprise you to learn that one person working full

5 Steps to Getting a Free (or Close to Free) Vacation in 9 Months or Less with Credit Cards

Here is a step by step plan to earn enough credit card rewards for a free vacation in 9 months or less.

6 Tools That Can Help You Boost Your Credit Score This Year

Boosting your credit score takes time and patience, but there are plenty of tools and apps to help you along the way.

How the Merger of Marriott and SPG Programs Will Affect Member Rewards

Marriott and SPG Programs are merging. How will that affect your member rewards?

6 Amazing Volunteer Programs Around the World

Looking to tie a little volunteerism into your travels? These locations all over the world offer fun and fulfilling opportunities to make a difference.

Don't Ruin an Antique! How to Tell If You Should Refinish Wooden Furniture

Refinishing your grandmother's old dresser might be a terrible idea. Learn when you should refinish wood furniture, and when you should use a professional.

8 Ways to Reduce Mortgage Closing Costs

Mortgage closing costs can add up to thousands of dollars. Discover how you can easily and drastically reduce these costs.

5 Alternative Housing Options You Can Afford

You don't have to live in a van by the river to cut your housing costs dramatically — instead, consider some nontraditional abodes, like these.

14 Gift Ideas for the Truly Broke

What can you give during the holidays when you're tumbleweed-rolling-in-your-wallet broke? Look to skills for inspiration.