Hot Today

Wise Bread articles that are hot today.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

Why It Pays to Be a Patient Shopper

When you want something, you want it now! But buying the first acceptable option that fits your budget could be costing you big bucks.

What to Do With a Windfall

You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.

How to Make Moonshine

Making moonshine is especially easy because running it through a still makes all the delicate balancing of flavors that mark a great beer or wine irrelevant.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

10 Easiest Items to "Flip" for Cash

There are tons of things in your house right now that could easily be flipped for cash. It just takes a good eye and some elbow grease!

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

How to Protect Your Child From Identity Theft

Identity theft is scary. When your kids are the target, it's positively terrifying.

10 Stores With the Best Price Matching

Start taking advantage of these great price match guarantees, and you'll never pay full retail again.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

4 Ways to Protect Your Retirement From Inflation

It's not just enough to save for retirement; you need to make sure your money is inflation proof, too.