Hot Today

Wise Bread articles that are hot today.

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

An Easier Way to Manage Your To-Do's

Shopping lists, grocery lists, wish lists.... maybe we need a list for our lists? If you're looking for a a better way to manage all your to-do's, there's plenty of onl

6 Ways Sloth Is Keeping You Poor

There's a lot more to sloth than plain laziness — and a lot more ways it's costing you money.

4 Inexpensive Breakfasts in Under Five Minutes

Time is a precious commodity in the mornings, but there are options beyond the drive through. Some of these recipes can be made even cheaper, if you’re willing to put in a

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

90% off is not a deal if you don’t need it.

I found myself in a strange battle of wills last week. My favorite store, Target, was having another one of those spectacular sales. Red tags featuring the 75% off, and the rare 90

Hungry? Have a drink.

The chances are, you're dehydrated right now. In fact, over 75% of the American population is deyhdrated, and worse still, over 80% know they are. No big deal? Well, it is actu

The Capital One Platinum Prestige Credit Card Offers Value Instead of Perks

The Capital One Platinum Prestige card drops the usual rewards card bells and whistles and offers a simple, no fee, low APR credit product.

Laid Off? What To Do Before Plunging Into The Job Search

Your company has announced a soon-to-come layoff or you’ve been escorted out of the door. What’s next? What should you do…before updating your résumé, tapping into your professiona

The 5 Best Hair Serums

Keeping your hair shiny and healthy isn't easy, but it can be. Just use any of these hair serums and your mane will stay magnificent.

Eating at the Intersection of Cheap and Healthy

A lot of healthy food — organic, locally grown food — comes at specialty food prices. But with some planning and smart shopping, you can eat both well and cheap.

8 Surprising Ways Cheap Oil Impacts Your Wallet

The price of oil keeps on dropping — and that's good, right? Mostly, but there are some negatives, too, even if you don't work in the oil patch.

Rural living in a world with expensive fuel

Rising fuel costs are hard on everybody, but one group gets hit especially hard: Rural folks--especially rural folks who work in town. On my previous posts on expensive fuel,

How a Big Family Survives in a Home With One Bathroom

Sharing a single bathroom with a large family or several roommates isn't ideal. Here's how a family of seven (and growing!) makes it work.

How to Decide if an Annual Fee Credit Card Is Worth It for You

Credit cards with annual fees offer bigger rewards and more benefits. Here's what to consider to determine if one is right for you.

Maximize the Value of Your Airline Miles and Points

Should you pay with points or pay with cash? Learn how to apply the Two Cent Rule and maximize the value of your travel rewards.

Big List of Military Discounts

Hundreds of American companies offer discounts to active and veteran service members. Find one of your favorites on this list of 50 popular retailers.

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

Track your spending. Or not.

One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by pe

5 Things You Should Never Buy on Groupon or LivingSocial

The venerable daily deal sites offer big savings, but from counterfeit cosmetics to pointless promos, these Groupon and LivingSocial deals aren't.