Hot Today

Wise Bread articles that are hot today.

7 Things You Need to Know About 401(k) Hardship Withdrawals

A financial emergency strikes, and your only resource is your 401(k). Before you take that money, there are few important things to understand.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

Surprising Charitable Tax Deductions

If you're generous, make sure you get all the tax breaks coming to you. From car mileage to meals, you might be surprised by what you can deduct.

How to Do Less — and Why You Should

If getting things done is so important, why does doing nothing feel so good? Discover how to do less — and become happier and more productive.

Guide to Better Style: The Curated Closet

Closet a mess? Wardrobe uninspiring? Take a look at how to transform the chaos into a collection that reflects your personal style.

Best Money Tips: Free Summer Fun for Kids

Today we found some awesome articles on free summer fun for kids, money saving tips for families, and ways to save on vacations.

5 Best Secured Cards with Travel Rewards

You may not know that there are secured credit cards that offer travel rewards. Rebuild your credit and earn free travel at the same time!

Create Your Own Raise

If you haven't gotten a raise recently, maybe you need to create your own. Here's how.

A Budget is Not a Constraint

When people resist the idea of budgets, the most common reason is that they view the budget as an unwelco

Voluntary simplicity as hedonism

When people talk about voluntary simplicity (or living a frugal lifestyle under any of its many names), they often do so in terms of deprivation. The descriptions are all about doing without stuff. To me, that's completely wrong. [more]

Savings Rates Below Inflation? Save Anyway

When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.

What Do The Concierge Services From Credit Cards Really Provide?

Does your credit card offer concierge services? Here's a breakdown of what that really means.

10 Fun, Practically Free Ways to Make New Friends

Whether you've just moved to a new town, are feeling shy, or just want to talk to some interesting people, try out these great ways to meet new folks.

Good Debt, Bad Debt

Whether debt is good or bad depends on how you spend the money. From best to worst, here are the four categories of debt that one writer uses.

HOW MUCH?! The free stuff you’ll have to pay for, sooner or later.

I flew to New York for business over the weekend. As I looked at the list of $8 pay-per-view movies and $5 snacks available, my mind went back in time to a few years ago, when free

50+ Unique Gift Ideas for Men

The picky guy in your life may seem like he already has it all, but we bet he'd still love some of these thoughtful gifts!

7 Tips for Streamlining Your Shopping List

I have a long-standing dislike of grocery shopping. Pushing a cart around a store is not one of the ways I amuse myself. I've found that because of my attempts to get in and ou

Free Books: Little Libraries That Build Community and Save You Money

Around the world people are creating their own book exchanges. Learn how to find them, score cheap books, and meet your neighbors.

6 Ways Sloth Is Keeping You Poor

There's a lot more to sloth than plain laziness — and a lot more ways it's costing you money.

The Top 7 Blogs for Entrepreneurs

Not sure how to get your business to the next level? Get some know-how from entrepreneurs who are paving the way.