Hot Today

Wise Bread articles that are hot today.

How to Save on Babysitting Without Ending Up on the Local News

When babysitting rates hit $14 per hour — per kid! — it's time to think about cheaper (but safe) ways for parents to get stuff done and have fun.

Will high inflation persist?

Every financial calculation that you make is influenced by your expectations for future inflation: how much to borrow, where to put your savings, and whether your last raise was a

Frugality and the Myth of Self-Denial

Contrary to popular opinion, frugality isn't all about self-denial. Discover how little luxuries can help keep you frugal.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

Is your credit score suffering without your knowledge?

Credit card companies are tricky little jerks during the best of times. But now, with a lousy economic forecast and limited access to funds that can be loaned to consumers, banks a

What Does It Take to Become a CFP?

Financial adviser and Certified Financial Planner are not the same thing. Jeff Rose, CFP for WiseBread.com explains what it takes to earn the CFP designation.

Will 4.5% mortgage rates jumpstart the housing market?

It seems like everyday the folks in Washington are rolling out a new plan to fix our economy. The Federal Reserve is running out of room to cut their federal funds rate, so now th

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

How to Split Food Expenses With a Significant Other

One of the bread-and-butter issues couples have to figure out when moving in together? Who pays for the bread and butter.

Website 101: How to Build a Site and Get It Online

Creating a website is easy with this step-by-step advice that takes you from idea to published product.

7 Tips to Prevent Side-Gig Burnout

A side gig in your "spare" time is a great way to boost income or launch a career. Learn how to make your side hustle a success without burning out.

12 Crucial Things Homebuyers Overlook at Open Houses

Know the difference between the things that matter and those that don't, when looking at an open house.

The Cheapest Place to Buy Generic Drugs

Are you paying an extreme markup on your generic prescription? Check out this list to find out.

15 Delicious Ways to Use Canned Corn

What can you do with a can of corn? Fry it, cream it, bake it, toss it, roast it…

8 Quick Ways to Boost Energy Without Caffeine

You don't need a dose of caffeine for a quick pick-me-up — you need a good laugh. Discover how that and seven other things can give you caffeine-free boosts.

7 Reasons You Really Need to Pay Yourself First (Seriously)

We know you're tired of the adage, but it's time to take it seriously. You really, really need to pay yourself first.

The Ethics of Free: Is it Wrong to Get Free Stuff?

The problem with free is that it doesn't mean something is really free. It just means that someone else has paid for the product or service instead of you.

34 Smart Ways to Cut Your Electric Bill

You won't get rich quick by cutting your electric bill, but you can have a small victory every month by saving some of your hard-earned cash.

Stop Making These 8 Risky Password Mistakes

Wanna protect your identity online? Make better passwords.

How to Live a Retired Life Before Retirement

You don't have to wait until retirement to start living like you already have.