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Wise Bread articles that are hot today.

Low Interest Rates Do Not Make Homes Affordable

If a good price seems to good to be true...it probably is. Learn how low interest rates drive home prices higher.

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Do you know your credit score? You should — and it only takes five minutes to find out.

When you're trying to not spend money, it can be easy to feel "stuck" at home. Don't be a hermit — do one of these fun, free activities instead.

Credit card debt isn't just a burden — it's a real danger to your finances.

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

What's a bathroom addition worth to you (besides a shorter wait for the shower)? As much as 20% of your home's value!

You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!

The self-employed aren't saving enough for retirement. Are you one of them? Time to start a SEP-IRA.

Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

Everyone loves to try before they buy. And now more brands and stores are offering their customers this option.

Maximize your shopping efficiency and minimize your food spending by mastering the art of grocery store timing.

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

Rice cakes are low cost, low calorie, and largely low flavor. Dress them up with responsible-sized helpings of these delicious toppings.

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

Experts warn an economic downturn may be on the horizon. Is your money prepared?

Well, 'tis the season to be merry and enjoy some beers. Here are 13 that are well worth your time, during the winter and beyond.