When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
The evidence is clear that multitasking isn't very productive. But that doesn't mean multitasking isn't an efficient use of time — if you can learn to juggle.
Wise Bread articles that are hot today.
10 Money-Saving New Year's Goals That You Can Actually Keep
This year, resolve to spend less and save more. Go for one or more of these easy-to-reach goals!
5 Money Lessons From Millionaires
When it comes to managing money, millionaire tactics tend to contain a surprising amount of common sense and frugality.
5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts
More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.
The 5 Best Pieces of Financial Wisdom From Suze Orman
Suze Orman is a powerhouse of expert financial insight. What should you learn from this wise money mogul?
Financial Lessons From The Hunger Games
The popular story takes place in what might seem like a very different society, but it has many real-world lessons.
5 Ways to Qualify for a Mortgage With a Small Downpayment
A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.
Your budget: envelopes or a plan?
When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Save the Tomatoes! Autumn Tips to Prolong the Growing Season
A cold snap is predicted for the Midwestern states over the next few days. Here are a few tips for saving the good green ones from the frost.
5 Ways to Embrace Having to Work in Retirement
Retirement isn't always a permanent send-off from the working world. If you have to return to the daily grind, there are actually some pluses.
Who Should Pay for the First Date?
If you're dating, the rules of who pays the first time you meet can get murky. One writer clarifies the situation (hint: always bring your wallet).
5 Money Moves to Make the Moment You Decide to Get Divorced
Finding a lawyer is the instinctive first move when a marriage falls apart. Making these critical money decisions should be second.
Three bad ways to fund mortgage lending (and maybe a good way)
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
6 Ways Greed Is Keeping You Poor
"Greed is good," goes the famous line. After all, isn't greed a natural way to amass wealth? Not exactly.
Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?
You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.
The World's Most Affordable Michelin-Starred Restaurants
It's rare for a restaurant to earn a Michelin Star (or two or three!), but you won't need a second mortgage for meals at these acclaimed eateries.
The Simple Way to Make Multitasking Actually Work
The evidence is clear that multitasking isn't very productive. But that doesn't mean multitasking isn't an efficient use of time — if you can learn to juggle.
4 Easy-to-Fix Reasons Your Savings Account Isn't Growing
Don't get frustrated by a stunted savings account. Make these moves instead to help your money grow.
Why Your Group Life Insurance Is Not Enough
Group life insurance is a great employer-offered benefit. But, is it really enough?
How Parents Save Money at Costco
Raising kids isn’t cheap, but shopping at Costco can help parents cut costs on everything from infant formula to toys.
How to Make Sure You Don't Run Out of Money in Retirement
Investing in an annuity can be a little tricky. Having an annuity, however, is pretty wonderful.