Hot Today

Wise Bread articles that are hot today.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

Get Free Hotel Stays with Wyndham's Best Rate Guarantee

Yesterday my super cheap ex-boyfriend told me that I would be proud of him.

8 Truths From a Mystery Shopper You Must Read Before You Get Started

These eight tips are vital to making money in the somewhat misunderstood profession of mystery shopping.

How to Stretch Your Airline Miles With Dynamic Award Pricing

Dynamic award pricing is here to stay, but there are still plenty of ways to get the most out of your airline miles.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

5-Minute Finance: Checking Your Credit Score

Do you know your credit score? You should — and it only takes five minutes to find out.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

Ask the Readers: Do You Use Rideshare Apps?

Tell us whether you use rideshare apps and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

10 Simple Household Repairs Every Frugal Person Should Master

Why call an expensive pro to fix every little thing around the house when you can just DIY? Get out your toolkit and get to work!

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

How to Get a High Rating and Make More Money as an Uber Driver

If you're wondering how you can get a higher rating and earn more with Uber, here are some easy tips.

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.