Hot Today

Wise Bread articles that are hot today.

Live Where It's Cheap

More effective than giving up luxuries, using coupons, or buying in bulk, the most powerful enabler of frugal living is to live where it's cheap.

Everything You Need to Know About Peer-to-Peer Investing With Lending Club

For borrowers, Lending Club offers another funding source. For investors, it's a way to invest in consumer debt. Here's how to get started.

How to Switch Banks

Getting tired of high ATM fees and no interest on your savings account? Want to switch to a better bank or credit union? Do so in a few easy steps.

Tips for Thriving in Long-Term Unemployment

What's more discouraging that unemployment? Long-term unemployment. Follow these steps to make your time productive and get back to work.

These Are the Best Credit Card Strategies for Married Couples

Married couples can manage their credit cards way more efficiently when they work together as a team.

Here's How Rich You'd Be If You Stopped Smoking

It's advice that bears repeating again and again — it's time to quit smoking. Your health, and your savings, will thank you.

6 Ways to Stay Healthy While Working the Night Shift

Working the graveyard shift can do a number on your overall health. Create a routine that supports.

How to Game the System and Save Big at CVS, Walgreens, and Rite Aid

When you think discount retail, you probably don't think of the corner drugstore. Lucrative rewards programs may change that.

How to Shop: A Beginner's Guide

It might sound silly, but buying stuff can be a daunting experience — especially when you want to spend little and get a lot. Here's how to do it.

Running the Numbers: Living on One Salary

Whether it's out of choice or necessity, if you and your partner are planning to start living off of a single income, here's what you should know.

6 Ways to Celebrate a Raise Without Spending It All

When you get a raise, it's tempting to go all out and celebrate. You can still do that — without spending all your new hard-earned dollars.

Good Debt, Bad Debt

Whether debt is good or bad depends on how you spend the money. From best to worst, here are the four categories of debt that one writer uses.

6 Affordable Kid-Free Vacation Ideas

You've earned some time away from the kiddos. These trips will let you enjoy some kid-free time without breaking the bank.

Crowdtilt: An Easier Way to Share the Cost of a Group Event

Tired of footing the bill for a group events or gifts? Put your event on social funding website Crowdtilt, and get your crowd to fund it before it happens.

Making Every Penny Count With A Zero-Based Budget

Feel like you're just living payday-to-payday? Having trouble figuring out where all your money goes? Then a zero-based budget just might be for you.

Free Books: Little Libraries That Build Community and Save You Money

Around the world people are creating their own book exchanges. Learn how to find them, score cheap books, and meet your neighbors.

Making Do With Help From Mom And Dad

Ever wonder how the person with about the same salary as you lives in a fully furnished apartment, enjoys Caribbean vacations, and is setting aside money for retirement while yo

The 5 Best Makeup Brush Cleaners

Keeping your makeup brushes clean isn't easy, but it can be. Just use any of these makeup brush cleaners and your beauty tools will last longer.

Rural living in a world with expensive fuel

Rising fuel costs are hard on everybody, but one group gets hit especially hard: Rural folks--especially rural folks who work in town. On my previous posts on expensive fuel,

Patriotism and Personal Finance - A Brief Walk Through American History

To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a f