Hot Today

Wise Bread articles that are hot today.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

What Kind of Auto Insurance Do Uber Drivers Need?

Driving for Uber and not entirely sure you're covered? This guide will help.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

15 Easy Dinner Party Dishes You Can Make in Advance

Make hosting a dinner party a lot less stressful — and a lot more fun — with with these easy, make-ahead dishes.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How to Get Rid of a Skunk Without Losing Your Dignity

Got a skunk stinking up your property? Learn from one writer's successful (and failed) attempts at skunk removal before losing your mind over a skunk.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

Don't Get Audited! How Your Side Gig Needs to Handle Taxes

The sharing economy has given us easy ways to make serious side cash. Just don't forget to set aside some for Uncle Sam!

Quickly Remove Scratches From CDs and DVDs

Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.

Architect, Designer, or Contractor: Who Should You Hire for Your Project?

So you have a home project you've been wanting to tackle. Here's how to decide if you need a pricey pro.

8 Steps to Starting a Retirement Plan in Your 30s

Sure, retirement savings is best started early — but better late than never. Here's how to start saving past 30.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.