Hot Today

Wise Bread articles that are hot today.

Step-by-Step Guide to Doing a Balance Transfer on Credit Cards

Before you attempt a balance transfer, here's a step-by-step guide on how to do it right.

Ask the Readers: How Do You Fight the Winter Blues?

Tell us how you fight the winter blues and we'll enter you in a drawing to win a $20 Amazon Gift Card!

What Are Secured Credit Cards?

Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

20 Places Where You Can Always Shop for a Worthy Cause

TOMS leads the way with its "buy a pair give a pair" business model, but plenty more retailers make giving as easy as shopping.

The Only 15 Foods That Are Worth Buying Organic

Not everything you buy from the grocery store needs to be organic — but to avoid harmful pesticides and hormones, these 15 foods should be.

11 Fun Games That Make You Smarter, Too

Sure, games are fun, but they can also make us smarter, teach us about money, and stave off dementia. Try these brain building pastimes.

Here's How You Should Budget Your Social Security Checks

You don't get to quit budgeting just because you've retired. Actually, if you collect Social Security benefits, it's more important than ever.

3 Online Affiliate Programs That Can Make You Extra Cash

Looking for ways to bring in some extra cash? These affiliate programs might be the answer.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

Ask the Readers: What New Skill Would You Like to Learn?

Tell us about a new skill you would like to learn and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Massive List of Things to Do While Watching TV

These 70+ tasks that will keep you productive, fit, and moving forward while you're watching your favorite shows.

8 Fun and Cheap Things to Do During the Weekday

It can be hard to find off-time entertainment when you don't work a regular 9 to 5, but this list proves that there are great frugal things to do at any time of day.

Are Cruise Line Rewards Programs Worth It?

Yes, you can absolutely benefit from cruise line loyalty. Here's how these programs work, as well as how to rack up points in a hurry.

Quality Over Price: 15 Items to Spend More On

Want to make sure you're getting the best value for your dollars? When it comes to these 15 items, it makes sense to spend more.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

How Much Would It Cost to Actually Live Like a Queen for a Day?

You'd need awfully deep pockets to lead a lifestyle fit for a queen.

A Mortgage Crisis Solution

Some banks didn't manage the paperwork well enough to be able to prove that they actually own their mortgages. This just might be the germ of a solution.

Why "Buy One Get One Free" Is Usually A Bad Deal

Recently, I read about a promotion from a home builder in San Diego where consumers could buy a 4000 square foot house for $1.6 million and get a smaller home by the developer valu

7 Ways to Increase Your Credit Score Quickly

Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.