Hot Today

Wise Bread articles that are hot today.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

Imagine Whirled Peas… In Your Face!

A recent study has found a link between bumper stickers and road rage.

Ask the Readers: What Is Your Favorite Winter Activity?

Tell us about your favorite winter activity and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Can a Capsule Wardrobe Actually Save You Money?

Declutter your closet KonMari-style and then crunch the numbers. A capsule wardrobe can work if you plan carefully.

Maximize the Value of Your Airline Miles and Points

Should you pay with points or pay with cash? Learn how to apply the Two Cent Rule and maximize the value of your travel rewards.

So Your Bank Failed, Now What?

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank

Big List of Military Discounts

Hundreds of American companies offer discounts to active and veteran service members. Find one of your favorites on this list of 50 popular retailers.

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

Ask the Readers: What Are Your Alternative Thanksgiving Traditions?

Tell us about your alternative Thanksgiving traditions and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Don't Panic! How to Meet a Deadline

You can't cheat time; and hair pulling, sweating, and crying won't get it done, either. But you can meet a tight deadline with one or more of these tips.

6 Back-to-School Items You Should Always Shop for at the Thrift Store

Back-to-school sales are great, but thrift stores are even better. Discover the best gently used items to buy for your kids.

Ask the Readers: What Are Your Summer Safety Tips?

Tell us your summer safety tips and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Your House Is a Hobby, Not an Investment

Never think of a house as an investment. Instead, think of it for what it really is — a time and money hole that can be fun to own.

10 Negotiation Mistakes That Will Destroy Your Deal

From small buys to major life purchases, negotiation can make or break the deal. Win your next haggle-sesh by avoiding these common mistakes.

Could the last person to leave America please turn out the light.

I don’t know about you, but I’m more than a little worried by recent economic events. First Freddie Mac and Fannie Mae, then Lehman Brothers, and now an $85 billion loan to AIG. So

DIY Bedbug Detector Is Cheap and Effective and Full of Science

If you suspect you may have bedbugs, but aren’t sure how to test for them, try this DIY bedbug detector before calling in the bug sniffing dogs.

5 Lessons That Teach Your Kid to Be Their Own Boss

Even if your child isn't interested in self-employment later in life, these entrepreneurial skills will help no matter what life or career path they pursue.

Ask the Readers: What Are Your Best Back-to-School Tips?

Tell us your best back-to-school tips and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Should you take a second job?

When you're strapped for cash just before the holidays, it might behoove you to remember that right now is the busiest time of the year for big box retailers, and many of them are

3 Times to Consider Declining Your Employer's Health Coverage

Open enrollment is right around the corner, and with it comes your opportunity to make decisions that could dictate your medical expenses for an entire year. Is considering droppin