Hot Today

Wise Bread articles that are hot today.

8 Critical 401(k) Questions You Need to Ask Your Employer

You know you should be using your work-sponsored 401(k) plan, but to really make the most of it, you need to ask a few questions.

15 Tested Tips for Creative Efficiency

Life is rarely going to bless you with long open hours to sit around and paint portraits or write songs or write novels. If you want the time, you have to fight for it.

Choosing Life Insurance: Term or Permanent?

What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f

20 Great Uses for a Bandana

From survival first aid to home decor, a colorful, inexpensive bandana is as versatile as it is cheap. Learn more about what a square of cotton cloth can do.

Save Energy Costs by Cooking with a Hot Box

There are alternatives to using (and paying for) energy to cook your meals for the full allotted time. One of these alternatives is the use of a hot box. And you can fashion your o

25 Easy 5-Ingredient Recipes That Save Time and Money

You don't need a lot of fancy ingredients to put a flavorful meal on the table. Make dinner easy with short grocery lists and basic preparations.

37 Hidden Travel Fees You've Probably Paid But Shouldn't Have

On your next trip, keep your wallet and your calculator close, and carry this list to help you spot the hidden fees on everything from water to Wi-Fi.

5 Easy Ways to Make Good Money From Airbnb

Got a room to spare? Put it on Airbnb! Use these listing tips to rake in the rentals.

Curing Warts, Removing Splinters, and 19 Other Bizarre Uses for Banana Peels

From greening your garden to moistening meat, banana peels have plenty of surprising uses. Plus, discover 7 bonus uses for bananas themselves.

Gigwalk: Get Paid While You Walk!

With this new smartphone-based service, you can earn extra cash completing little tasks for other people while you're already out and about.

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

10 Edible Garden Plants Anyone Can Grow

Gardening isn't always fun for those of us with black thumbs. Plant these 10 foolproof veggies and a beautiful harvest will sprout in no time.

Here's How Far $1 Million Will Actually Go in Retirement

Many people hope to save a cool million for their retirement. But depending on where you live, $1 million may not be nearly enough.

How to Plan for a Forced Early Retirement

Eighteen percent of Americans are forced to retire early. Are you prepared for an early retirement?

What You Should Ask Your Financial Adviser at Your Annual Meeting

Financial advisers are there to answer your major money questions. Make sure you're asking these big ones whenever you meet!

The Types of Health Insurance Plans

When you're trying to navigate the health care maze, it can be difficult to even know what kind of plan you need. Eliminate the mystery with this guide.

Use "Cognitive Crafting" to Ace Your Next Job Interview

If you want to ace your next job interview, all you need to do is change your perspective.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

The Awesomeness of Sodium Bicarbonate: 27 Uses for Baking Soda

Sucking up smells! Scrubbing away stains! Soothing stomachs! Discover all the great uses for this wonderful, unassuming, and inexpensive stuff.

10 Countries Where Banks Pay Crazy Interest Rates

If you think the interest rates of American banks are wacky, wait until you take a look at rates in these other countries.