Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.
There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might
This is really a non-issue, if you work a regular job: Your employer withholds taxes. It's also not much of an issue if you're self-employed and your income is reasonably
Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ
By now, you're probably really tired of hearing about the swine flu. Frankly, I am. But the swine flu isn't like the regular flu, and since the H1N1 vaccine isn't widely available
Getting a home loan is a necessary part of the process of buying a home for most people. It can take extra work to get a good loan, but if you're familiar with the process and know
ETFs are part stock, part mutual fund — so that means you need to treat them a little differently than if you owned just one of the two. Here are five tips to help you nav
When people talk about voluntary simplicity (or living a frugal lifestyle under any of its many names), they often do so in terms of deprivation. The descriptions are all about doing without stuff. To me, that's completely wrong. [more]
If a bogus transaction gets posted to your bank account or credit card, you have almost complete protection--just notify the bank that the transaction wasn't authorized and they ha
Are you one of the people who responds to begging letters from national charitable organizations by occasionally sending money? I used to do that. In my case, it was mostly envir
Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve
My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi
With each move by the airlines to claw back a bit of the profit that has vanished into the twin maws of competition and higher fuel prices, and with each move by the government to
Wise Bread articles that are hot today.
How to Make Better Financial Decisions
Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.
TIPS and I-Bonds
There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might
Taxes on irregular income
This is really a non-issue, if you work a regular job: Your employer withholds taxes. It's also not much of an issue if you're self-employed and your income is reasonably
Peak Debt
Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ
Surviving Swine Flu
By now, you're probably really tired of hearing about the swine flu. Frankly, I am. But the swine flu isn't like the regular flu, and since the H1N1 vaccine isn't widely available
Home Loans
Getting a home loan is a necessary part of the process of buying a home for most people. It can take extra work to get a good loan, but if you're familiar with the process and know
How the Sandwich Generation Can Protect Their Retirement
Being part of the sandwich generation isn't easy, and it can take a real toll on your retirement fund. Here's how to protect it.
Tax Brackets Explained
Why are you taxed what you're taxed? And how do some super-wealthy pay so little? Find out what your tax bracket means and why it matters.
Cheapskate on Board
Living on less can be funny, but it's not a joke. It's the only financial advice that will work for almost everyone, and it might
Passing for Middle Class
Keeping up with the Joneses isn't necessary, but sometimes it can be helpful to look like you are. Here's why — and how to do it.
Top 5 ETF Tips
ETFs are part stock, part mutual fund — so that means you need to treat them a little differently than if you owned just one of the two. Here are five tips to help you nav
Peak Debt and Income
When stimulating the economy, is it better to invest in the rich or the poor? Learn whether supply- or demand-side techniques are best.
Selling Your Groupon Coupons
If you've bought a Groupon or Living Social coupon but can't (or don't want to) use it, these sites will help you sell it to someone who wants it.
Voluntary simplicity as hedonism
When people talk about voluntary simplicity (or living a frugal lifestyle under any of its many names), they often do so in terms of deprivation. The descriptions are all about doing without stuff. To me, that's completely wrong. [more]
5 Things Keeping You From a Life of Financial Independence
These are common obstacles that could be standing between you and sweet financial freedom.
Check your statements
If a bogus transaction gets posted to your bank account or credit card, you have almost complete protection--just notify the bank that the transaction wasn't authorized and they ha
Manage your charitable giving
Are you one of the people who responds to begging letters from national charitable organizations by occasionally sending money? I used to do that. In my case, it was mostly envir
Non-financial investments
Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve
The Retirement Latte
My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi
Travel on Amtrak
With each move by the airlines to claw back a bit of the profit that has vanished into the twin maws of competition and higher fuel prices, and with each move by the government to