Hot Today

Wise Bread articles that are hot today.

4 Smart Things You Should Do With Your First Real Paycheck

Your first real paycheck is cause for celebration — and cause for some smart money moves.

6 Ways to Automate Credit Card Payments and Rewards

Make your credit card rewards work for you by automating them, as well as your monthly payments so you never have to pay a late fee.

Getting Your Money Back Without Losing Your Friendship

Lent a friend some money and still waiting to be repaid? Ask for your money back politely and frankly to keep both your money and your friends.

How to Manage Your Debt in 10 Minutes a Week

One way we sabotage debt repayment is by convincing ourselves it's a difficult, time-consuming chore. It isn't if you follow this simple plan.

Is Layaway Still Worth It?

Layaway faded away back in '90s, but this different way to pay is making a comeback. Is it worth it?

Growin' Home: How Much House Do You Really Need?

Our houses are getting bigger, but what about our needs? If you're ready to build or buy a new home, maybe it's time to decide how much is too much.

7 Amazon Prime Perks You've Forgotten to Use

Amazon Prime isn't just free two-day shipping. Are you taking advantage of the unlimited photo storage, free video streaming, grocery delivery, and more?

Get Your Closet Ready for Summer With These 5 Hacks

Who needs winter duds taking up precious real estate? Clear out your wool and Gore-Tex, make way for cotton, and declutter your wardrobe all at once.

The 5 Best Hand Lotions

Keeping your hands moisturized during a busy day isn't easy, but it can be. Just use any of these five hand lotions and your hands will stay silky smooth.

Tactics of the rich

There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the

10 Companies With the Highest Paid Interns

Not all internships are created equal. While most interns are lucky to get minimum wage, there are some positions that pay the equivalent of a six-figure salary.

Find Your Passion

Some people really don't know what they want to do. Here on some ideas on finding out.

Do You Practice Math When You Leave a Tip?

What kind of tipper are you? Learn about different tipping styles, and see where you fit in.

What Does "Free" College Tuition Really Pay For?

Free tuition sounds like every student's dream come true. But would it actually be "free?"

39 Mindless Ways You're Wasting Money in Every Part of Your Life

There are so many ways you're probably wasting money — without even realizing it.

11 Easy Ways to Fix Your Whole Life This Summer

Rather than focusing on getting your body "bikini-ready," make a few easy lifestyle changes and live your best life.

4 Low-Cost Foods for Everyday Italian Cooking

Stocking these staples will help you create fast, frugal, and healthy Italian meals.

11 Hobbies That Aren’t Worth the Money

It's okay to spend some money to relax and recharge, but you won't enjoy what these pricey pastimes will do to your wallet.

5 Creative Uses for a 529 Plan

You know a 529 savings plan is for your children's college expenses, but with some creative thinking, it can be so much more.

Are You Putting Off These 9 Adult Money Moves?

You're not a kid anymore. So get to work on these grown-up financial decisions.