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Wise Bread articles that are hot today.

4 Things You Need to Know About Deferring Student Loans

Hitting pause on student loan payments can be a complicated process. You'll need this knowledge under your belt before applying for deferment.

5 Biggest Ways Millennials Risk Their Retirements

Millennials are stuck making some tough money calls. Unfortunately, it's their retirement fund that gets hit the hardest.

While Waiting for Rates: I-Bonds

You could reach for yield by taking on more risk, or you could suck it up and wait for rates to go up. If you prefer to wait, consider I-Bonds.

7 Ways Your Bartender Is Ripping You Off

Before you hit the bars and clubs, make sure you know some of the ways you can get shortchanged by the bartender.

Are You Putting Off These 9 Adult Money Moves?

You're not a kid anymore. So get to work on these grown-up financial decisions.

5 Money-Saving Tips for the Summer Road Trip

Millions of Americans will hit the road this summer for the time-honored family vacation. Here are some tips to ensure the family budget doesn't take a hit.

Why Retiring With Debt Isn't the End of the World

You've probably heard that retiring with debt is a costly mistake. But is it really the end of the world?

How to Choose a Real Estate Agent

You take time to research products that will cost you $20 — but how much do you research the person who advises you on spending thousands of dollars?

How the Fair Credit Billing Act Protects You

The Fair Credit Billing Act (FCBA) was created to protect consumers. Here's how it protects you.

The AMAZON URL hack generator. Save big $$$.

In a previous post I mentioned url hacking. It's basically just a way to figure out how to get to the bargains more quickly, and involves finding the codes for the different departments on Amazon and matching them to a sale percentage. [more]

Ask These 5 Questions Before Deciding On a Financial Advisor

Before trusting your finances to any old somebody, you need to carefully vet potential advisers. These basic questions will get you started.

Saving Goals for Every Age

Every time you enter a new decade of life, ask yourself: Is my savings on track?

Best Money Tips: Smart Ways to Use a Pay Raise

Today we found articles on smart ways to use a pay raise, frugal date ideas for any season, and tips for cleaning patio furniture efficiently.

Opting out of the money economy

It's a quirk of mine that I've always found the idea of opting out of the money economy to be interesting.

5 More Fun, Affordable Train Trips

Summer's over, but don't let that stop you from one of these fun and frugal train trips. They're great for a fabulous fall excursion.

Confessions of a Former Payday Loan Junkie

Can you say “Cash in a Flash?” That’s all I was concerned about when I began financial suicide using payday loans 9 years ago. I

How 2 People Can See Paris for $500 or Less

Visit the enchanting city of Paris for the historic buildings, world famous art, and the crepes. Just make sure you do it inexpensively with a smart combination of rewards cards.

Six Boneless Dishes for the Hot Wing Crowd

The holidays are some of the best times to eat party foods, including those that get served up at your local happy hou

5 Surprising Ways the Rich Get Richer

The rich get richer. You could get jealous, or you could get inspired to find out how wealthy stay that way, and copy them?

A better way to create a budget

The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so