Hot Today

Wise Bread articles that are hot today.

The Best Secured Credit Cards with Low Minimum Deposit

One of the disadvantages of secured credit cards is having to leave a security deposit for as long as you have the card. These cards require the lowest minimum deposit.

10 Small Towns With the Most Millionaires Per Capita

Don't let the small town charm fool you; these mini-cities are home to a myriad millionaires.

Best Money Tips: 10 Things You Pay Too Much For

Today we found some great articles on things you probably pay too much for, ways to reuse plastic bottles, and easy tips for cutting down on daily expenses.

How to Profit From China's Growing Upper Class — Even If You Don't Speak Chinese

China's population of millionaires is booming. Job opportunities for the rest of us are booming, too!

Savings Rates Below Inflation? Save Anyway

When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.

The 5 Best Mascaras

Make those beautiful eyes of yours stand out with the right mascara. Any of these five best mascaras are great choices!

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

Book review: Retire on Less Than You Think

Halfway through Fred Brock's book Retire on Less Than You Think: The New York Times Guide to Planning Your Financial Future, I was already drafting a review that would

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

20 Great Uses for a Bandana

From survival first aid to home decor, a colorful, inexpensive bandana is as versatile as it is cheap. Learn more about what a square of cotton cloth can do.

6 Affordable Kid-Free Vacation Ideas

You've earned some time away from the kiddos. These trips will let you enjoy some kid-free time without breaking the bank.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Unforgettable Train Trips Across the U.S.

If you're looking for a unique getaway that you'll never forget, hop on one of these trains and enjoy the view.

Make Your Own Moon Sand, Dirt Cheap

While moon sand is certainly not a bank-breaker, it is costly for what is basically wet sand. So, I did a little digging and discovered a way to make your very own moon sand.

Orange Makes You Buy More (and Other Sneaky Store Smell Tricks)

The smell of freshly bread wafting through the grocery might be more than just a scent — it could be part of a calculated plan to make you to spend more.

Join the rentier class

You don't hear much about the rentier class any more. Perhaps that's because we all expect to be members by retirement age. Perhaps it's because even the very wealthy

A Step-by-Step Guide to Creating Your Emergency Fund

A strong emergency fund is one of the most important keys to financial security. Learn how to build yours.

Sit in on a Class at MIT for Free!

What do John Hopkins, the University of Notre Dame, and Osaka University of Japan have in common? They all offer free access to their online in

Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel

Here are 11 options for free or very cheap travel through volunteering.

11 Attractive Standing Desks You Can Actually Afford

If you've thought about switching to a standing desk but have been put off by the price (or the appearance), consider this collection of affordable, attractive designs.