Hot Today

Wise Bread articles that are hot today.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

New Breadwinner in the Household: How Does This Affect Life Insurance?

When your family's income changes, it's important to reexamine your life insurance coverage. Here's what you need to know.

What Happens When Your Credit Card Debt Is Charged Off?

A “charge off” on your credit card debt doesn’t mean it’s disappearing. Take action before your credit score takes a huge hit.

Money in Your Yard: How to Sell Palm Trees For Cash

Palm trees are ubiquitous in California and other states with a warm climate. Although they are beautiful trees, some homeowners find them to be a nuisance because they require rou

You're Washing Your Clothes Too Often! (What to Do Instead)

You can cut your bills and your eco-footprint by running the washer less often. And with a few simple tricks, your clothes can be just as clean.

Simple Guide to Evaluating a Credit Card With an Annual Fee

Cards with annual fees often offer bigger rewards and better perks, but how do you know if you're actually coming out ahead?

8 Ways to Keep Boredom from Destroying Your Budget

When there's nothing to do, it’s tempting to fill that void with something that costs money. Learn how to avoid those budget-busting boredom traps.

6 Times You Should Insure Your Side Gig

A side gig is an great way to bring in extra income. But if you're not insuring your little business, you risk losing it all.

Learning How to Become a Money Master From Author David Bach

Learning how to maximize your income, no matter how much you make, is not an easy process. Luckily, best-selling author David Bach has some brilliant tips to guide you.

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

Ask the Readers: What's In Your Pantry?

Tell us about your pantry and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 6 Monthly Telecom Bills You Can Negotiate

Tired of being gouged by your Internet, cable, or wireless provider? Pick up the phone!

The Only 16 Pieces a Man Needs in His Wardrobe

You don't need a lot of clothes to stock a man's wardrobe properly — just these timeless and versatile pieces.

9 Smart Money Moves to Make Before the Holiday Season Begins

Holiday prep is more than just making a list and checking it twice. Get your finances in festive order, too!

10 Delicious But Difficult Recipes Made Easy

Enjoy pasta or Hollandaise but don't enjoy the effort and the fuss? Try these easy versions of those and eight other challenging dishes.

6 Easy Tricks to Become Instantly More Likeable

Win friends and influence people with these simple techniques of the charming.

13 Things You Don't Know About Your Credit Report — But Should

There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.

8 Seasonal Side Hustles That'll Cover Your Holiday Spending

The holidays are almost here! Feeling a cash crunch? These seasonal side hustles have your holiday spending covered.

How to Start Saving for Retirement at 40+

It's never too late to start saving. If you skirted retirement savings in your younger years, you can still catch up — here's how.

The Best Cooking Oils: For Your Heart and Wallet

A little bit o' oil can go a long way to making a meal tasty. Find out which cooking oils make the most sense to use in terms of health, taste, and cost.