Hot Today

Wise Bread articles that are hot today.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

You Won't Believe How Much the Average Person Spends on Salon Visits Each Year

Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

6 Ways to Avoid Sneaky Online Price Changes

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

10 Signs Your Company Is Going Under

Has half the executive staff suddenly decided to make more time for family? Yeah, your company is doomed.

Remove Car Dents Quickly and Cheaply

Dents suck. And so does the cost to repair them. Here are quick and cheap ways to remove dents.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

14 Ways to Make Your Yard Look Awesome for Under $100

Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.

8 Vile Craigslist Scams to Watch Out For

Although 99% of the ads on Craigslist are legit, some are designed to scam you. Recognize these eight common Craigslist scams and avoid becoming a mark.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

15 Lucrative Side Hustles for City Dwellers

You can find just about anything you need when you're a city slicker — including one of these great side gigs!

8 Things That Are Cheaper to Replace Than to Fix

Cheap modern manufacturing means that for a lot of the stuff in our lives, buying new is often cheaper than fixing old.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

25 Gifts That Save Money

Want to go a step beyond gifts that are useful? Every single one of the items on this list can help save money. Now THAT is a gift that keeps on giving.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.